The Very Best EMV Compliant POS Systems

best emv compliant pos

If you’ve been maintaining around the recent EMV liability shift, this really is most likely the 4 hundredth and 70-second article you’ve find out about it. But it’s still October and we’ve still got information to talk about, particularly if you’re believing that now might be time for you to change your POS system. Not every systems are EMV-compatible yet, which could start squandering your soon. No, it’s not time for you to panic and also you don’t absolutely need to be EMV-compliant right this second, however these nick cards aren’t disappearing. Actually, they’re already scheduled to develop more and more advanced within the next couple years. You’re have to a POS system around the innovative of the shift should you hope to maintain your business running easily. That leads me to begin this, the 4-hundredth and 70-second article you’ll discover the EMV liability shift: to talk about the very best EMV compliant POS systems available on the market.

For your benefit and titillation, below is really a break lower of 5 POS solutions that provide great functionality for various differently sized companies and industry types. The factors through which each system was selected include EMV compatibility, overall system functionality, affordability, and offline abilities (the opportunity to accept debit and credit transactions with no Wi-Fi connection).

ShopKeep                                         best emv compliant pos

ShopKeep is our number 1 pick for retail and food service POS systems, and that i really want it to be made to accommodate service industry companies too, because not just is ShopKeep an excellent system with things to look for along with a finely-tuned suit of features, but it’s also creating a surprising offer. Named the ShopKeep EMV Liability Promise, Chief executive officer and President Norm Merritt guarantees that as lengthy as you’ve purchased an EMV device from ShopKeep, the organization covers any EMV-related chargebacks until their software programs are EMV-enabled. Essentially, though ShopKeep is selling nick card readers, their POS product is not EMV-compatible. Rather of creating you have to pay with this, however, they’ve agreed to defend myself against EMV-related chargebacks until they’ve their system so as, because it’s not your fault they aren’t quite compatible yet. This really is something I’ve never witnessed completed in the POS industry before and talks to the lengths that ShopKeep would like to choose its customers.

Obviously, without impressive customer support, ShopKeep is much more than able to standing by itself with features like:

  • An intuitive and easy to use interface
  • An easy prices structure ($49/month/register)
  • Easy set-up
  • Affordable hardware
  • Multiple payment processing options
  • A complete suit of back-office functions
  • Raw component tracking
  • Offline functionality
  • Integrations with MailChimp and QuickBooks

Created for promising small to medium-sized companies, ShopKeep provides a effective cloud-based iPad POS solution in a cost that won’t carve an excessive amount of chunk from your budget. Together with various hardware bundles available on their online shop, they provide two EMV devices:

  • Ingenico iPP320, $299 – a wired, Apple Pay-enabled nick and swipe card readers
  • Ingenico iCMP, $249 – a radio nick and swipe card readers that’s also Apple Pay-enabled

As well as, ShopKeep is presently offering $500 in free hardware for individuals who register soon, however the deal is just good while supplies last. I’d encourage you to look into the complete ShopKeep review for any more in-depth look. This robust, ease to make use of system has enjoyed positive results recently and it has constantly demonstrated itself around the innovative of POS solutions, but when you’re less than convinced, we’ve had a couple more choices for you.

Clover Small  best emv compliant pos

Clover Small is yet another food service favorite, but can also be well outfitted for essentially any company within the service industry. Clover provides a unique undertake POS solutions by basically designing the unit to enhance your charge card processor. Though produced by First Data, Clover Small is offered alongside a free account by a number of banks, business suppliers, and a merchant account providers. This enables retailers to look around to find the best rates and—since each provider sell the unit in a different price—negotiate the very best deals around the actual product.

The machine itself is equally as flexible because the charge card processing options it provides. Having a modular platform created for customizability, Clover Small could be made to suit nearly any quick serve restaurant, dine-in restaurant, or service companies. Some abilities either incorporated and among the service plans or on the Clover application store include:

  • The opportunity to sell fuel in-store or in the pump
  • A pre-ordering application
  • SMS and social internet marketing abilities
  • The opportunity to produce a customer layout of the store
  • A purchase kiosk
  • The opportunity to pre-authorize cards for a specific amount on bar tabs
  • Appointment and reservation schedulers
  • A time verification feature
  • Integration with Constant Contact, MailChimp, QuickBooks, Xero, Magento, and Shopify
  • Phone order manager
  • Offline functionality

Their email list above only includes a few of the basics without mentioning the entire inventory, worker, reporting, and customer management functions offered within this effective little device. Although the interface has already been simple to learn and employ, set-up is even simpler since Clover Small has a built-in scanner, receipt printer, magstripe card swipe, nick card readers, and contactless NFC payment readers. Having a compact, 7-inch screen, Clover is fantastic for the tiniest storefronts, although it should handle mid-sized companies too. Read the entire review if you’d like more information, but it’s hard to fail having a system you are able to so carefully tailor for your business’s unique needs.

Revel Systems

best emv compliant posRevel is yet another POS solution with sufficient features and add-ons to match different types of businesses. Unlike Clover Small and ShopKeep though, Revel could be customized for everyone just about any business size in essentially any industry it’s a favorite for managing liquor stores and wineries, particularly. Revel is multi-locational, can manage as much as 500,000 SKUs, and hosts some good features like:

  • Offline capacity
  • Matrix inventory management
  • Extensive and intelligent reporting
  • Loyalty and CRM programs
  • Appointment scheduling
  • DTT security integration
  • Custom menu building
  • Cinema distribution compliance
  • Shipping compliance and delivery keeper
  • Bar tab management
  • Worker scheduling and management programs
  • PayPal, Shopify, Magento, QuickBooks, Xero, and social networking integrations
  • Catering management

Obviously, there are lots of more available functions, and Revel enables you to choose which features your company needs with industry-specific feature packages and additional add-ons. Because Revel is really feature wealthy, its beginning pricing is just a little greater than ShopKeep and Clover Small at $119 per month for that first terminal’s software license, 24/7 live support, limitless data storage, limitless software updates, as well as an integration with QuickBooks. Next, the cost only goes lower though, using the second terminal visiting $70 monthly and $40 for every additional terminal. In almost any situation, Revel’s prices continues to be comparable with lots of POS systems, even individuals with less features, less functionality, and fewer usability.

Revel integrates with a few payment processers including Mercury Payment Systems, LevelUP, and First Data (though there are other). For your EMV options, Revel Systems presently offers two devices:

  • Ingenico iPP350, $300 – EMV and PCI PTS certified, also accepts NFC payments
  • Verifone VX805, $180 – nick and magstripe card readers, also accepts NFC payments

Like a bonus, Revel offers additional hardware integration, and therefore if you’re not deeply in love with either from the certified EMV options, they are able to use you to definitely add any standard card readers for your system. Overall, Revel has got the options, customizability, featuring you have to keep almost any business running easily. Browse the complete break lower if you’d like, but when you’re searching for something a bit more specialized and industry-specific, we’ve still had a couple POS solutions which are worth exploring.



ERPLY is really a system which i personally reviewed a few several weeks ago and required a specific shine to due to its specialization in retail ERP functions—hence the name ERPLY. ERP is short for for enterprise sources planning, and is a brand-encompassing expression used to explain the entire process of managing all of the different aspects of a company, in the front-finish reason for purchase to back-office functions. Essentially, ERPLY’s goal would be to provide promising small to mid-sized companies using the tools to handle every facet of their companies without getting to purchase pricey third-party ERP software. I’d argue they exceed this goal though, since the amount of features and integrations they provide helps make the system attractive to large companies plus the smaller sized ones.

A few of the features which make ERPLY stand out from other POS systems include:

  • A simple shipping management module
  • Automated reordering and tracking of purchase orders
  • Advanced worker and customer management
  • Easy sales promotions and coupon features
  • Customizable sales reports
  • Customizable dashboard feature
  • QuickBooks, PrestaShop, Magento, and Shopify integrations
  • Offline functionality
  • A warehouse web application accustomed to manage and ship products, receive inventory, and configure shipping/receive rules everywhere

ERPLY also provides its very own accounting and eCommerce platforms, that is nice if you’re searching to side-step integration problems that can occasionally include third-party providers. The selection can be you.

Another option that’s your decision is the charge card processor. ERPLY has partnered having a pretty lengthy listing of them:

  • Bank of the usa
  • Chase
  • Citibank
  • Wells Fargo
  • US Bank
  • HSBC
  • Mercury Payment Systems
  • Element Payment Services
  • PayPal
  • Cayan

Apple Pay can also be not far off, however if you simply don’t visit your preferred processor out there, contact ERPLY plus they might be able to add some integration for you personally. ERPLY has additionally taken a positive method of EMV compliance with three devices to select from along with a 4th scheduled to get available early 2016.

  • Verifone MX915, $480 – NFC and EMV-enabled video display readers
  • Verifone MX925, $570 – another NFC and EMV-enabled video display readers
  • Verifone VX520, $175 – a smaller sized, more rugged EMV and NFC readers
  • Verifone VX805, $270 – scheduled to be shown Q1 2016

You standard countertop EMV readers will probably be about $200 to $400, putting the 2 Verifone MX models over the average cost you’d normally purchase a nick card readers. As these devices have video displays, though, they are a good spot to put targeted advertisements and marketing information. Ultimately, you’ll need to determine if that sort of feature could be well worth the extra $100 or $200. In almost any situation, if you’re an entrepreneur within the retail industry, I’d recommend taking ERPLY’s free trial offer for any spin or at best exploring just a little further using the full review.


best emv compliant pos

Quetzal, created for promising small to mid-sized shoe and apparel retailers, is among my personal favorite POS systems simply because they have several the friendliest staff I’ve ever labored with. Customer support is definitely an essential facet of any POS solution, because every software will have the periodic glitch and you will find certain to be questions throughout the first couple days of operation (otherwise longer). A great tech support team team ensures that you will get the most from neglect the and Quetzal (together with ShopKeep) takes the prize for the reason that category. Although, I shouldn’t be amazed thinking about Quetzal is really a Canadian company.

That’s not saying that you’re going to need to use Quetzal’s support everything frequently, since the interface carries the Apple aesthetic and general simplicity of use. The rear-office and front-finish functions are without effort made to minimize user error and streamline the setup and checkout processes. You can handle as much as 10 locations with Quetzal, that is a pretty reasonable cap for many mid-sized companies. When you get bigger than that, you’re gonna need to transfer to a POS system made to handle large inventories and much more locations. However, even when you’re striking the maximum with 10 locations and a pair of,000,000 SKUs, Quetzal it’s still equipped to handle your operational needs. Some highlighted features include:

  • Simple, easy to use checkout functions
  • Decently priced hardware (especially because the built-in iPad camera can be the scanner)
  • Extensive reporting functions and options
  • Simple to use color and size inventory matrix
  • Customer account management (includes Tag Cloud feature which makes for simple upselling)
  • Offline operation functionality
  • 9 fully integrated language options
  • Integration with Apple’s Figures

Such as the other POS systems, Quetzal offers several charge card processing options. Quetzal integrates with payment partners National Discount A Merchant Account, Mercury, Velocity, Moneris, CardSmith, and SumUp. These payment gateways provide use of acquirers like Bank of the usa, Chase Paymentech, First Data, Global Payments, Heartland Payment Systems, TSYS, and Vantiv. The EMV options Quetzal offers include:

  • Ingenico iPP320, $299 – a wired, NFC-enabled nick and swipe card readers
  • SumUp Pin+ – SumUP isn’t available in america yet (it’s mostly the UK—where in EMV standards will be in place for some time), but it’ll be soon and Quetzal has intends to utilize their EMV abilities

With reasonable hardware costs and competitive licensing charges (as little as $890 per place for a 1-year license), Quetzal is really a robust POS solution that won’t blow a significant hole inside your budget. It won’t even blow a medium-sized hole, but you’ll have virtually all you need to cultivate a effective business. If you’re interested, I’d encourage you to definitely have a gander in the full review.

Final Ideas

I understand, I understand. I simply put a lot of information to you, but stay. I’ve got a bit more for you personally.

Like a general tip for anybody buying a new EMV device—or really any charge card reader—don’t ever lease it. Should you can’t covering the $200 to $400 for every new terminal, place the purchase on the business charge card. The eye minute rates are far better and also the purchase is tax deductible. Read this article if you’re thinking about a rent-to-own deal for your nick and pin readers.

Another good point is if the readers you’re purchasing can also be in a position to accept near field communication (NFC) or contactless payments. Though these aren’t as prevalent as traditional card transactions yet, they’re certainly growing in recognition, and it’s most likely smarter to possess that option now rather of getting to exchange your hardware again inside a couple years.

Finally, all of this talk of EMV liability and nick card readers ultimately leads us to your a merchant account provider. If you’ve observed bad rates, hefty charges, or simply poor service, now may be time for you to consider altering processors. I’d research just how much you ought to be having to pay for charge card processing and explore a few of the options available. If you’re ending up just a little overwhelmed on the bottom, though, you can call us. We’ve got the sources to assist you.

The publish The Very Best EMV Compliant POS Systems made an appearance first on Merchant Maverick.


Best Three Free POS Systems

Online free web offer and Internet concept with free sign and word on a green laptop computer key for blog website and online business.

They are saying the very best things in existence have the freedom, but, well … that’s not necessarily true with regards to reason for sales systems. That stated, there are many free POS firms that fall under the “solidly good” category and therefore are are utilized and preferred among lots of small companies. While you still need to pay for charge card processing (most likely approximately 2.5-3% of each and every transaction, based on your credit card merchant account provider), these POS’s don’t have any monthly charge, no transaction charges, no setup fee, no sweat.

Continue reading to find out about three free POS systems we like: Square, Vend, and Imonggo. Then, we’ll award one of these simple providers the illustrious title of “Best Free POS” according to what you’ll get for … well, nothing!

Square — Advanced Mobile POS for Small Companies


  • FREE &#8211 No fee every month, not one other charges aside from optional peripheral hardware
  • Integrated payment processing with Square Payments — 2.75% for those swiped, nick card, NFC, an internet-based transactions $3.50 + $.15 for keyed-in transactions
  • 100% mobile solution operates on android and ios devices (is most effective on iPad)
  • Pairs with contactless nick readers ($49) to simply accept mobile payments and nick cards (reely magstripe readers for swiped cards)
  • Simple to use
  • Integrated eCommerce/online ordering
  • Inventory management features
  • Numerous software integrations — QuickBooks, Xero, Stitch Labs, ShipStation, and lots of other individuals
  • Other helpful features include offline-mode card processing, split tender, onscreen tipping, email or printed receipts, advanced reporting, customer rewards programs, online menu ordering, and much more

Square POS is, undoubtedly, typically the most popular and have-wealthy mobile register solution without any fee every month. Founded in ’09, Square pioneered the concept a totally free mobile POS that needs no equipment apart from your smartphone. And years later when a number of other such mobile registers exist, Square continues to be among the best.

Unlike another two free POS’s about this list, Square is really a fully mobile payments solution, meaning it runs with an application in your smartphone or tablet as opposed to a internet browser on the computer (you have access to your backend reports as well as your online shop on desktop/laptop however, you cannot process payments by doing this). Square works with most newer android and ios devices, but you’ll require an iPad for recent-printing and hardware apart from the credit card readers Android tablet compatibility isn’t guaranteed.

Another big plus is the fact that Square’s contactless EMV-compliant nick card readers equip your company for that recent 2015 EMV Liability Shift concerning so-known as “chip card” charge cards, whilst providing you with the opportunity to accept mobile (NFC) payments, including ApplePay. (Full disclosure — this bit of hardware isn’t free at $49, however the abilities and protection it offers a superior like a merchant are worth the one-time cost.)

Square is much more than only a mobile register, offering a lot of helpful back-finish features, including a built-in online shop should you also conduct business online inventory reporting and built-in integrations with accounting software for example QuickBooks and Xero, and lots of other individuals. You may also keep going the application and process payments offline in case your web connection is out.

The main one caveat with Square is that you simply must utilize it with integrated Square Payments. Square’s 2.75% transaction rates are decent, and there’s no specified limit on what you can process every month. However, many purchasers report difficulties with funding holds and sudden terminations when they process a really large transaction and have a greater than normal monthly product sales. Square doesn’t possess the best customer care, either, meaning retailers who experience these problems sometimes wait a frustratingly lengthy time for you to resolve these problems.

Square is a superb mobile POS for casual micro-companies, particularly if you sometimes conduct business on the run and/or online. However, because large or “risky” transactions may trigger funding holds and account freezes, we advise Square just for small-time vendors for example mall kiosks, food trucks, and casual, low-volume companies.

Obtain the full story about Square within our Square review.

Vend — Cloud Retail POS with Free Option


  • 100% cloud-based POS software
  • FREE option — 1 store, 1 register, 10 products, 1,000 customers, 1 user account, community support (no use of Vend customer care). Compensated versions allowing more products, customers, eCommerce, and much more, can also be found
  • Operates on any HTML5-compatible browser or iPad application
  • Pairs with any payment processor that utilizes the Authorize.Internet gateway, in addition to PayPal Here, Element Payment Services, and Tyro
  • Capability to process transactions offline
  • Scaleable — simple to change to more complex, compensated version as the business expands
  • Integrates with Shopify, Xero, Stitch Labs, Swarm, and much more
  • Additional features include inventory management, customer management, and customer loyalty programs
  • Works together with most peripheral equipment (cash drawers, receipt printers, bar code scanners, etc.) See a summary of compatible POS hardware here
  • Pair with PayPal’s new EMV card readers so that you can accept nick cards and Apple Pay (you can aquire a free nick card readers if you’re among the first 500 retailers who subscribes before November 27, 2015)

Established this year, Vend was the very first world’s first web-based retail POS using HTML5. Vend’s HTML5 architecture implies that as the POS is fully cloud-based, it caches all of your data inside your internet browser so that you can still process sales even if your online connection is lower. Additionally, it implies that additionally to running Vend around the dedicated iPad application, you may also run it on any HTML5-compatible internet browser (Chrome or Safari).

Vend is a well-liked retail POS since it is easy and simple to make use of. It’s very flexible for the reason that it pairs with any device that runs Chrome or Safari, with the selection of payment processor (as lengthy because they use Authorize.Internet, which most do). It’s also suitable for most peripheral hardware.

While Vend doesn’t offer as many features as Square (especially on the limited free plan), your freedom regarding payment processors enables you to definitely potentially obtain a processor that may charge a much better rate or offer more account stability than Square. Vend is definitely an affordable, no-risk method for a small company with only a couple of products to obtain began. And when your company expands, it is simple to upgrade to some compensated package.

Note that you will get community support/online database access with free version, however these sources are really pretty thorough, and also, since Vend itself don’t process payments like Square, you a minimum of won’t have to contact Vend to solve frustrating payment related issues. Yet another factor to notice assuming you utilize Authorize.Internet, you’ll be billed a $25/month fee (by Authorize.Internet) PayPal Here’s an alternative choice you should use with Vend, without any monthly charge along with a decent processing rate of two.7% per swiped transaction.

Among Vend’s drawbacks range from the limited/confusing cash features (more about this within our Vend review), which means this POS might get better because of companies who don’t handle lots of cash. So that as pointed out, the disposable choice is also rather limited when it comes to quantity of registers, products, and customers, however if you simply check out Vend and extremely enjoy it, you may think about the $69/month package, which enables you 500 products, limitless users, limitless customers, and 24/7 email support.

Learn more about Vend within our Vend review.

Imonggo — Fundamental Web-based Retail POS with Free Option


  • FREE plan includes 1 user, an optimum inventory of just one,000 products, and no more than 1,000 lines of transactions each month
  • Runs from the modern internet browser
  • Sales Dashboard application readily available for iPhone and Android devices, and new POS application for iPad in development
  • Pairs with Authorize.Internet for payment processing 
  • Supports a number of peripheral hardware
  • Free email support and forum
  • Integrated fundamental inventory management and purchasers analysis

Though it’s a fairly small player in the realm of POS, Singapore and Manilla-based Imonggo has got the big distinction to be the very first company to provide a totally free POS in ’09. Today, Imonggo is much more of the “freemium” POS like Vend, where one can join a fundamental take into account free, or pay a regular monthly charge to obtain advanced features — only $30/month/branch within the situation of Imonggo.

Talking about Vend, a couple of other similarities Imonggo explains to Vend include integration with Authorize.Internet for payment processing, cheap it’s geared particularly toward small retail companies. Imonggo presently doesn’t have a functioning iPad application (the first is presently in development), although it lately unveiled POS apps for Android and iPhone (until lately, you can only run Imonggo on the computer internet browser).

Although it doesn’t have all of the features of Square or perhaps Vend, Imonggo wins on simplicity — once we authored within our Imonggo review, “A child could setup shop using the Imonggo interface.” Truly, all that you should use Imonggo is really a netbook and a web connection (along with the Premium version, you don’t even need a web connection). Imonggo connects with peripheral equipment for example receipt printers and scanners, but they’re all optional.

Additionally to processing sales, Imonggo comes with some added features, for example fundamental inventory management and purchasers analysis functions, though more complex features, like the opportunity to process sales offline, are just obtainable in the compensated version.

The POS doesn’t presently support nick card readers, which is not ideal, and SSL file encryption isn’t obtainable in the disposable version. Nonetheless, if you’re beginning up a small company and would like to start selling without coming to a advanced budgeting inside a POS, Imonggo might be great for you. In many respects, it’s not just like Square or Vend, however the free form of Imonggo beats Square since you can use any Authorize.Internet-compatible payment processor additionally, it enables you 900 more products compared to free form of Vend does.

Find out more about Imonggo within our Imonggo POS review.

And also the Award for &#8220Best Free POS&#8221 Would Go To …

In ways, Square wins the very best FREE POS award automatically, since it’s not “freemium” like Vend and Imonggo — unlike another two POS systems, Square doesn’t provide a premium compensated version. However, you could also reason that there’s no such factor like a “free POS” because whichever POS you select, you’ve still got to cover payment processing. However, even though you don’t overthink things and split hairs the way in which I’ve just done, Square still wins, and here’s why.

Square provides the most options that come with every other POS without any monthly charge. It embraces the mobile POS trend fully, and even, is easily the most tricked-out mobile POS available. You’ll need nothing apart from a smartphone to setup shop, providing you with the versatility to become your personal reason for purchase anywhere you go, with a few scaleability so that you can continue using the POS as the business grows but still don’t pay fee every month. Importantly, Square is EMV-compliant, so your business can accept nick cards and Apple Pay, and you are safe with regards to the 2015 EMV liability shift.

Square isn’t perfect at all, since it’s integrated payment processor doesn’t provide the least expensive rate available, and it is very sensitive fraud controls may freeze your bank account whether it thinks you’re ringing up suspiciously large or else dangerous transactions. However for really small companies with little startup capital to cover a POS — and let’s face the facts, simply small companies can pull off utilizing a free POS — Square will greater than meet most users’ needs. Also, Square&#8217s payment processing issues are apparently improving, based on our Square review.

What’s your preferred free POS? Or do you’d rather purchase a POS that provides better features or better payment processing rates? Tell us within the comments!

The publish Best Three Free POS Systems made an appearance first on Merchant Maverick.


Best POS Systems for Pizza Parlors

Pizza POS

Pizza may be the ultimate food I’d be perfectly content subsisting positioned on pizza, forever. Alas, my children would most likely jump on my situation big-time basically did this, and so i must content myself with eating pizza only part-time, while doing all I’m able to to higher the lives of individuals who get this to ultimate Food from the Gods — I’m speaking about you, pizza parlors!

Instead of consuming a sizable stuffed-crust pizza, alone, my pizza-related activity for today is penning this blog post on the very best cloud-based POS software systems for pizzerias. 

Pizza POS’s typically come packed with must-have features like EMV compliance, raw component tracking, and the opportunity to input complicated pizza orders effortlessly. Some cloud pizza POS systems (mmm, “cloud pizza” … that sounds good) offer some sweet extras like online ordering and delivery options.

In the following paragraphs, I’ll review the merits and shortcomings of four pizza-friendly POS’s — Shopkeep, Clover Station, Toast, and Revel — that will help you discover which one is right for your pizza business.

For those who have any ideas on my small choices, we are able to discuss individuals within the comments. Or we’re able to just talk about pizza, that might be awesome too.


The fundamentals:

  • Runs solely on iOS 7 (apple ipad 2 or newer), iPhone, and iPad Small
  • Web-based with offline functionality (can continue to process payments if internet is out)
  • $49/register/month
  • Integrates with many payment processors also provides its very own integrated Shopkeep Payments processing
  • Raw component tracking
  • Onscreen tipping
  • EMV-compliant register accepts nick cards and Apple Pay
  • Optional peripheral hardware for sale
  • Excellent customer care

The additional toppings (some nifty extras this POS offers):

  • Open check functionality
  • Tip later feature along with other tipping options
  • Tableside ordering  — Waiters may take orders at tables and send them digitally towards the kitchen
  • Customer management with e-mail marketing
  • Worker management

ShopKeep, est. 2010, is really a solid all-around iPad POS for retail and restaurants. This POS is extremely affordable at $49/register/month, and it is quite advanced for any mobile POS. ShopKeep comes with an intuitive, easy-to-use interface having a short learning curve, so it’s easy to put it together and begin using.

EMV-compliant ShopKeep is among the best POS’s for medium and small companies, even though it wasn’t made particularly for pizza, it’s useful pizza features, for example raw component tracking. The machine is extremely scaleable and customizable. Pizzerias can set their system up to enable them to, for instance, add different toppings and calculate individuals in to the total cost of the pizza.

Additionally to the versatility, reliability is yet another advantage of ShopKeep. Its offline functionality helps to ensure that you’ll still have the ability to run charge card transactions even when your online connection goes lower, and in case you do have trouble, ShopKeep works difficult to repair it for you personally, because of their top-notch customer care.

An additional advantage is the fact that ShopKeep integrates with numerous payment processors, enabling you to use your chosen a merchant account provider (or use their very own in-house payment processing, that provides decent, fair rates).

While ShopKeep is really a perfectly appropriate POS for many pizza parlors, in a perfect world, ShopKeep would come with a couple of more features for pizza. For instance, you can handle inventory in the component level, however, you can’t specify the system of measure. Even though the machine could be customized for any pizzeria, it doesn’t possess a pre-built “pizza module” with features like delivery tracking an internet-based ordering.

Overall, most pizzerias will discover this to become a high-quality POS, whether you’re a takeout pizza shop or perhaps a full-fledged bar and restaurant. There is also some awesome back-office functionalities like customer tracking and e-mail marketing integration.

Learn more about ShopKeep within our ShopKeep review.

Clover Station

The fundamentals:

  • Web-based POS with offline functionality
  • Robust mobile register hardware retails for around $1,000
  • Vertically integrated payment processing — Should be offered with credit card merchant account
  • Fees depending on vendor — Charge card processing rates can vary between .30% + 5¢ to two.5% + 15¢ Monthly service charge (including 24/7 customer care) typically about $40-$50/month
  • EMV-compliant if you buy a Clover-enabled FD40 PIN Pad (together with companion application) to simply accept EMV and mobile payments
  • Raw component inventory tracking

Extra toppings:

  • Worker management — Workers can clock out and in while using system
  • Display that swivels around so customers can sign off on screen (and add tips in the room)
  • Pizza Builder application ($18.95/month) enables you to definitely add toppings to quarters, halves or even the whole pizza easily select double, triple and lightweight toppings add pickup or delivery options — Note Clover’s disclaimer, though: This application is made for Quick Service Restaurant Applications, it’s presently not suggested for fine dining or table service.
  • Option with an additional kitchen printer

Clover Station is yet another web-based “mobile” POS, though its model is exclusive. Clover doesn’t use iPads — or other kind of consumer tablet, for instance. Clover Station uses Clover’s streamlined, proprietary POS hardware. The display looks and processes much like an iPad or tablet, when you are made exclusively for POS purposes, her benefit of being impervious to OS updates that may potentially hinder business-critical functions of other mobile-based POSes.

Clover should be offered with a free account, and every bank or a merchant account provider who sells it could offer different swipe charges and hardware costs. Which means you could possibly negotiate competitive prices. With this stated, Clover Station will most likely set you back greater than ShopKeep, particularly if you use many apps (much more about the apps inside a sec).

Just like another pizza POS systems on the list, Clover Station is really a complete restaurant POS with a lot of helpful functions for convenient-serve and full-fledged restaurants, including various choices for tipping, tabs, and toppings. For instance, new products could be produced without or with variants and become offered with a fixed or variable cost, or priced per unit (oz, g, kg, lb).

The Clover POS is ultra-customizable — it comes down out-of-the-box with fundamental POS functionality, and also you use apps, typically purchased using a fee every month, from Clover’s application sell to add some specific features you’ll need. Clover’s “Pizza Builder” application offers several helpful functions for convenient-serve pizzerias (see list above).

Like ShopKeep, Clover Station comes with an intuitive design and it is super easy to setup and begin using. Clover Station is just a couple years of age, but to date people appear to love it and also the comments are generally positive. This marketing video includes a testimonial from the pizza shop who uses Clover Station may be useful if you’re thinking about this POS.

To learn more, you are able to make reference to our Clover Station POS review. You could also want to look at Clover Small, a lighter-weight, portable form of Clover Station which provides you with the choice to simply accept mobile payments and operates on 3G/4G additionally to Wireless. However, Clover Small doesn’t offer the Pizza Builder application, therefore the set of features isn’t as strong.


The fundamentals:

  • Operates on Samsung Android devices
  • Prices starts at $100/month, plus $50/mn for every additional terminal
  • Web-based with offline functionality
  • In-house payment processing (can’t make use of an outdoors credit card merchant account)
  • EMV-compliant terminals accept cash, check, gift certificates, charge cards and mobile payments
  • Includes 24/7 customer care from the US-based tech support

The additional toppings:

  • Online ordering and delivery (extra $50/mn)
  • Mobile loyalty rewards program (extra $25/mn)
  • Digital and physical gift certificates (extra $50/mn)
  • Real-time menu management
  • Robust sales reports
  • Worker management system

Toast is an additional excellent web-based POS that work well for pizza parlors of any size. Unlike another pizza POS software systems on the list, Toast was built particularly for food service. This POS and restaurant management system runs solely on Android devices, which provides Toast a a bit more versatility when compared with its iPad-based counterparts, and helps make the hardware a little more affordable, too. Toast POS uses hardwired terminals with handheld tableside ordering tablets and kitchen displays (learn more about Toast&#8217s hardware here).

Some awesome functions of the POS include the opportunity to improve your menu online, offer digital or printed receipts, and supply customized tip percentage options during customer transactions. Online ordering is yet another big perk if you would like that functionality. The machine is feature-wealthy but simple to understand, having a straightforward, intuitive interface.

Toast offers its very own in-house, integrated payment processing, and that means you can’t make use of your own a merchant account provider. Toast offers to match rates of the current a merchant account provider, but if you wish to make use of a specific outdoors payment processor, this isn&#8217t the POS for you personally. Toast is another little pricier than a few of the other available choices on the list.

What really sets this technique aside from other similar POS’s is Toast’s unbeatable, fully US-based customer care. Despite the fact that it’s a more recent system (established this year) plus they don’t have a lot of customers at this time, we’re confident recommending Toast according to their phenomenal support, additionally for their robust set of features.

Yet another upside to using Toast is you can set your charge card authorization to continually process as though it were offline, to be able to print customer receipts without awaiting official authorization. This can be a little dangerous, obviously, but time saving if you have a type of hungry customers.

Discover more about Toast by studying our Toast POS review.

Revel Systems

The fundamentals:

  • iPad-only
  • Web-based with offline functionality
  • Prices starts at $119/mn for just one register another $70/month for second register and +$40/mn for every register next
  • Integrates with multiple payment processors — Includes gateways USAePay, FreedomPay, NewTek, and Index, and payment processors Mercury Payment Systems, LevelUp, FirstData, yet others
  • Advanced component-level inventory tracking
  • Integrates with a multitude of peripheral POS hardware

The additional toppings:

  • Pizza POS module with delivery management and much more
  • On the internet and mobile ordering
  • Digital menu board
  • Kitchen display system
  • Cashiers can set orders to-go or delivery
  • Tableside ordering
  • Open API
  • Customer-facing display
  • Crm
  • Worker management

Finally we’ve Revel Systems, an extensive cloud-based POS having a truly exhaustive group of features. Revel has a lot of clever features and integrations, and can become your POS of preference if you would like options like delivery management an internet-based pizza ordering. You may also track your delivery motorists as if you would an Uber driver.

Revel has been available since 2010 and contains many satisfied customers within the food industry, because of features varying using their digital menu board for their open API. You are able to develop Revel’s functionality using its application marketplace — Revel also lately announced it might begin to build branded mobile phone applications for retailers. Highly-scaleable Revel may even work with enterprise-level food service companies and counts Popeyes Chicken and Arby’s among its customers.

Whether it were just for their tricked-out set of features, I could possibly say this really is for sure the “best POS for pizza parlors.” However, I’d be remiss as well as their negative reviews — and you will find a lot.

Lots of Revel users complain regarding their complex, extended setup process. The machine also offers a high learning curve. On the top of this, some customers have reported system downtime and slow customer care for complex issues (for example issues with hardware). Though these encounters don’t always reflect the typical consumer experience, customer reviews are certainly something to bear in mind when selecting a pizza POS.

You will discover much more about the Revel POS within our Revel Systems review.

Which Pizza POS If You Undertake?

ShopKeep, Clover Station, Toast, and Revel are terrific, scaleable, EMV-ready POS’s that really work for small companies, including pizza parlors.

Here&#8217s just a little recap which you will perform best for the pizzeria, based on your requirements:

ShopKeep &#8212 Affordable iPad POS can use your selection of payment processor

Clover Station &#8212 Ultra-customizable all-in-one POS with pizza &#8220app&#8221 for convenient-serve sold with credit card merchant account

Toast &#8212  Restaurant-specific, feature-packed Android POS with internet ordering and delivery options must use their in-house payment processing

Revel Systems &#8212 Complete iPad POS with internet ordering and delivery options selection of payment processors

Finally, if you want further assistance choosing POS software for your pizzeria, we will help you with this, too. 

The publish Best POS Systems for Pizza Parlors made an appearance first on Merchant Maverick.


Everything You Need to Know About Alternative Payment Methods

Alternative Payment MethodsBeing able to accept credit and debit cards is the lifeblood of any business. For brick-and-mortar locations, it’s worth knowing this: About half of all Americans carry just $20 in cash with them on a daily basis, and about 80% of Americans carry less than $50 daily. This means if you don’t accept credit cards, you could be missing out on sales.

If you sell online, you have to have a way to accept credit and debit cards, period. And it’s crucial that you have a professional system that shoppers will trust with their payment details. For most people that means a merchant account with an established payment gateway.

But are cards and cash — and all the traditional ways of doing business — the only options?

Of course not. There’s no shortage of companies devoted to changing the way we think about paying for things. New technology is bringing concepts like using phones to make payments into the mainstream. Having multiple ways for customers to pay is a good thing, but it shouldn’t come at the cost of convenience to you — or higher fees!

Let’s take a look at some alternative payment methods that you can integrate into your business now, what it’ll take to do so, how secure they are, and how popular they are.

1. Apple Pay

apple-pay-logoApple Pay was not the first company to offer contactless mobile payments, but it was the first to make them popular. Apple Pay uses NFC (learn more about this technology here) and the TouchID fingerprint reader to enable contactless in-store payments, as well as in-app purchases. With iOS 9, it also supports loyalty cards and rewards programs.

Compatible devices:

  • iPhone 6, iPhone 6 Plus, and later models
  • Apple Watch (with iPhone 5 and later models)
  • iPad Pro, iPad Air 2, iPad mini 4, iPad mini 3

Apple claims to support credit and debit cards from most major banks in the U.S. and the U.K. (A press release from Apple says that with support for Discover added this fall, the app supports 98% of credit card purchase volume.) That’s good news. The launch of the iPhone 6s and 6s Plus is also good, because it means consumers with older iPhones will likely start upgrading their older devices, expanding the potential user base.

Unfortunately, Apple doesn’t actually publish usage statistics. A survey done in June 2015 found that 13 percent of users with an Apple Pay-capable phone had used the feature; another 11 percent had plans to do so. We know that Apple sold 74.5 million iPhones in the first quarter of its 2015 fiscal year (the first quarter Apple Pay was available) — but not all of those were necessarily the 6 or 6 Plus. Still, it’s safe to say there are likely several million Apple Pay users across the country, even if some studies suggest that Apple Pay adoption rates are decreasing.

You’re still going to have to have a way to process credit cards to accept Apple Pay, so you’ll need a merchant account, a functioning POS, and an NFC-enabled terminal. The good news is Apple doesn’t charge any fees for Apple Pay transactions, so you only pay the standard credit and debit card processing fees.

Mobile payments like this have several measures for security. First, merchants never actually handle buyers’ credit card numbers. Instead, Apple Pay generates a single-use code (this is called tokenization). Even if a hacker gets the information, it’s useless because the number is good for one time only. Second, when consumers tap their phones to the terminal, they have to confirm the purchase with the TouchID fingerprint sensor.

Finally, the phone itself provides some security. The card numbers aren’t stored on the device — they’re kept in the cloud and the device can be locked remotely if it’s ever stolen. The CPU never handles the processing of the NFC transaction, either. A secure element or a separate chip bypass the rest of the system to communicate directly with the NFC-capable unit.

2. Samsung Pay

samsung-pay-logo-2015Samsung Pay is (you guessed it!) the Korean company’s response to Apply Pay. It is also an NFC-powered contactless payments app. It works on a handful of Samsung Galaxy devices:

  • Galaxy S6, Galaxy S6 Edge, Galaxy S6 Edge+, and later models.
  • Galaxy Note 5 and later models.

Samsung Pay just launched in September of 2015, which means it’s quite new. We’ll update you with usage numbers when we have something reliable and representative to report. But we do know that Samsung had sold an estimated 45 million Galaxy S6 phones (including the Edge and Edge+ variants), plus the Note 5 (for which sales numbers aren’t available right now). The potential user base is very large, but we’ll see how it pans out.

At this point it’s worth noting that the app requires consumers to be on one of five networks (Verizon, AT&T, Sprint, T-Mobile, or U.S. Cellular) and have a Visa, MasterCard, or American Express card issued by Bank of America, U.S. Bank, or Citi. The app also accepts merchant credit cards issued by Synchrony Financial. You still earn any rewards or points linked to those cards, but specific loyalty cards and coupons aren’t supported. There’s no in-app payments feature either, though Samsung hasn’t ruled it out.

Again, you need an established way to process credit cards and a compatible POS, and you won’t pay any additional fees for Samsung Pay transactions. But your existing credit card terminal might already accept this particular type of payment. That’s because Samsung Pay uses both NFC and something called magnetic secure transmission (MST). Basically, it allows the phone to emulate a traditional card with a magnetic stripe. That means you don’t need an NFC-capable terminal — but if you don’t have NFC, you can’t accept Apple Pay or Android Pay (next on this list), which limits your options.

Most EMV terminals are also equipped for NFC, so the machine you just got as a result of the liability shift most likely supports these contactless payments. But if your terminal isn’t EMV capable, that’s another issue entirely.

Samsung Pay relies on a fingerprint scanner as well. Users need to launch the app, swipe their fingerprint, and then pass their devices close to the terminal. That’s not quite as intuitive as Apple Pay from a user-friendliness standpoint, but apps evolve and change. At this point it’s just too early to say anything definitively.

3. Android Pay / Google Wallet

android-pay-logoAndroid Pay, like Samsung Pay, is very new, launching in September 2015. At the same time, it’s much older than that: Android Pay is the successor to Google Wallet, Google’s contactless payment solution/mobile wallet, which launched in 2011.

Android Pay works on any Android smartphone (Samsung, HTC, LG, and Motorola, just to name a few) running the KitKat OS (Android 4.4) or higher. It’s NFC-powered, with support for debit and credit cards as well as loyalty/rewards programs. An in-app payments feature is set to launch later.

These days, Google Wallet has become a P2P payments app — an easy way to send money to friends and family for free.

The wallet supports Visa, MasterCard, American Express, and Discover cards from a handful of banks, including Bank of America, U.S. Bank, Citi, PNC, Wells Fargo, and USAA (check out the full list here; more banks will be added as time goes on).

By now, you should have a good idea of what to expect as a merchant: You need a way to process credit cards, a compatible POS, and of course, an NFC-capable terminal. Payments are kept secure with tokenization. Users also need to enable the lock screens on their phones — which can then be unlocked using fingerprint readers, PINs, swipe patterns, and more.

4. LevelUp

LevelUp-logoThe alternative mobile payments technique to NFC is the QR code. QR codes work a lot like traditional barcodes, but they can hold a lot more information — like payment data. The biggest difference is that instead of an NFC-enabled terminal, you need a barcode reader.

LevelUp is the leader in QR code-based mobile payments with its app, but it also builds custom white-label apps for businesses. In addition to the QR codes, LevelUp works with NFC and iBeacon. The LevelUp app works for both iOS and Android. In addition to phone-based payments, LevelUp also supports loyalty programs. You can even link any loyalty programs you have set up through Apple Pay into LevelUp (there’s also support for one-touch signups using TouchID).

Despite having been around for a while (it launched in 2011), LevelUp is admittedly a small player. It has some 14,000 partner businesses, including some major names. The app has over 100,000 downloads in Google Play, which isn’t much compared to a lot of other apps. But the company does have white-label solutions, so it’s difficult to accurately gauge numbers.

LevelUp is a little bit vague on pricing, but if you dig around, you’ll find that payments are processed for a flat 2% fee. That’s good, considering Square charges 2.75% and PayPal 2.7% per swipe. It’s not necessarily as low as you’ll get with merchant accounts, but rates vary a lot based on the type of business you run and what kind of cards you process. A flat 2% should be convenient for most people. LevelUp will also charge a 25% cut of any incentives you offer through its campaigns feature.

To accept payments, you need a compatible POS and LevelUp’s proprietary scanner ($50 each). If your POS isn’t compatible, you can get the LevelUp tablet for $100 according to the pricing page on the website.

As far as security goes, LevelUp offers PCI compliance and encryption, as well as tokenization. In fact, LevelUp uses a triple token system: the token your phone generates goes to a token on the LevelUp servers, which in turn routes to a token on the Braintree servers, which is the payments service LevelUp uses to store credit card data.

5. CurrentC

CurrentCCurrentC_App is another QR code-based payments method. It’s developed by the Consumer Merchant Exchange, led by Walmart and some other heavy-hitters in the retail business. Unlike LevelUp, users can pay using either their bank accounts, store cards, or gift cards. For merchants, that means significantly lower fees. (It’s not well advertised, but you can also add merchant credit and debit cards.) CurrentC also links up with loyalty cards and lets you redeem coupons and discounts in the app.

CurrentC is still in test mode, but the website promises it’ll be ready to roll out across the country soon. One advantage for CurrentC is that it’s widely available for consumers — whereas Apple Pay and Samsung Pay are only available for the most recent smartphone models, and Android Pay requires a recent version of Android (which not all smartphones get), CurrentC should be available for download even on budget smartphones.

In terms of user experience, CurrentC is a bit clunky. Depending on the location, users have to scan a QR code generated by the register, or the cashier has to scan one generated by the user’s phone. If that doesn’t work, then you’ll have to enter a code. With some retailers, you can use Bluetooth Beacons instead of QR codes.

As far as security goes, CurrentC requires you to put in a PIN every time you open the app or switch between apps. You can also lock the device remotely if it ever goes missing. Like the other services we’ve discussed here, the app uses tokenization — it generates a random one-time use transaction ID and doesn’t pass personal data onto the merchants.

CurrentC is odd in that it also collects some personal health information — it’s disclosed in the privacy policy, which you can read here. While it seems fairly innocuous, I highly recommend that you understand what data is collected and how it’s used.

As far as requirements to accept CurrentC go, you’re really just going to need a POS and barcode scanner capable of reading QR codes. CurrentC also has a way to allow gas stations to accept payments at the pump by inputting a code. Restaurants can use the app too, with a feature that enables consumers to leave a tip.

I’m hoping when CurrentC gets a broader release that the MCX will be a bit more forthcoming about information. There’s no disclosure of processing fees, for example. The support website, which is hidden from the main site, has much more information about how the app works, which I find a bit frustrating because it took some digging to uncover it.

6. PayPal

Paypal-Logo-2015As a retailer, accepting PayPal has a huge advantage for you. It’s widely recognized by consumers, so they feel secure paying with it. In fact, PayPal has more than 170 million users worldwide, and it’s the payment method of choice on eBay. PayPal lets users link credit cards, debit cards, or bank accounts to make their payments. There’s also a free P2P payments tool, so consumers can send money to friends and family for free.

Merchants can use PayPal to accept payments on a website and through a smartphone or tablet when they’re on the go or in stores.

For retailers, PayPal doesn’t offer a full POS in its own right — it has a decent set of features, but if you need more capabilities, you can always turn to one of PayPal’s partner POS systems, which you can learn more about here. You can build a register out of a tablet, a cash drawer, and a receipt printer, if you want one. You’ll pay just 2.7% per swipe.

For online retail, PayPal integrates with a lot of shopping carts. For most online transactions, the company charges 2.9% + $0.30. That’s higher than you’ll pay with a solid deal from a merchant account provider in most circumstances, but it comes with a super easy setup. (Just beware that you’re at a higher risk of potential holds or freezes on your account given the nature of PayPal’s business — no contracts, available to everyone, pay as you go.

You can also build a “Pay with PayPal” feature into apps, with PayPal’s One Touch Feature included so that users don’t have to re-enter their usernames and passwords, which adds to the convenience of using PayPal.

However, if you want a hosted payment page, you’re going to have to shell out $30 a month for the PayPal Payments Pro plan. You’ll also get a virtual terminal for that cost. If you have the standard PayPal plan (which has no monthly fees), your customers will be directed to the PayPal page to complete the payment, then back to your site.

If you’re using PayPal Here, the company’s mobile solution, you should know that PayPal does offer an EMV reader that also supports NFC payments. It’s $150, but you can get $100 in rebates when you process $3,000 in 3 months. That’s not the best deal — Square is able to offer an EMV capable reader for $30, or an EMV/NFC-capable reader for $49, with a rebate available for select retailers. Even if you don’t qualify for Square’s rebates, Square’s EMV/NFC reader at full price is the same as PayPal’s reader when it’s discounted.

Like PayPal, Square lets merchants accept credit card payments on the go and in stores. You can also accept Square online, provided you use either the Square marketplace or build a site using one of Square’s 2 (yup, that’s right, 2) partners. Square’s rates are comparable to PayPal — just a flat 2.75%, no per-transaction fees.

7. Pay with Amazon

Pay with AmazonLike PayPal, Pay with Amazon (also known as the bulkier “Login and Pay with Amazon”) lets users pay on your site using their login credentials for another site — in this case, Amazon. They can use whatever payment methods they have stored on their Amazon accounts.

While PayPal is universally known, Pay with Amazon seems to be less common — but that doesn’t mean you should discount it. Amazon had 244 million active users in 2014. That’s roughly 70 million MORE users than PayPal. You won’t be limiting your audience if you choose Pay with Amazon over PayPal.

Pay with Amazon charges you 2.9% + $0.30 per online transaction. That’s identical to PayPal’s rates for online transactions. You can even do recurring billing for subscription packages. Plus, Pay with Amazon is entirely pay-as-you-go: no contract, no early termination fee, no monthly fees.

However, it’s worth mentioning that there’s no mobile support, so if you also sell in person, either at events or in a store, you’re going to have to look elsewhere for a solution. To accept Login and Pay with Amazon, you just need a compatible shopping cart. Fortunately, you have several great options: You can choose from Xcart, Magento, and Shopify, among others. Check out the full list here.

There are some other advantages here. First, Amazon offers a growth guarantee: If you sign up for the service, and you don’t see an increase in sales over the course of 30 days, the company will refund your processing fees up to $100,000. That’s a nice option if you’re really not sure about switching.

Plus, the Login and Pay with Amazon feature gives you a hosted payment page for free. More good news: You get the same fraud protection used by the site, so you’re not liable for any fraud-related chargebacks. (However, that’s not to say you’re protected against everything; you can still expect a $20 fee for any service-related chargebacks.)

One downside is the time it takes to get your money, which has been a pain point for a long time for sellers on the Amazon marketplace. First, there’s an initial 2-week holding period. After that, Amazon will settle your account daily — but it still takes 3-5 days to transfer funds from your account to your bank. With PayPal, your money is available pretty much immediately…and if you have the PayPal debit card, you can spend it anywhere at any time, not just online.

8. Bitcoin

bitcoinOut of all the alternative payments here, Bitcoin is most definitely the most “alternative” option. Unlike cash or credit, Bitcoins don’t have any physical form. No coins, no paper money. Bitcoin exists solely on the web. Unlike other currencies,which are centralized and controlled by governments, it is entirely self regulated. A network of computers handles the processing and records the transactions in a public register (more on that in a moment).

There’s a lot of info available about what Bitcoin is and how it works. You can start here to learn more. In the meantime, here’s what you need to know to accept Bitcoin.

First, not accepting Bitcoin certainly won’t cost you any business. The estimated userbase is 5-10 million people worldwide, with an estimated 110,000 daily Bitcoin transactions as of June 2015 (nearly double the approximate 60,600 daily transactions in June of 2014). However, if your target demographic is young and hip to the digital scene, that’s certainly a reason for you to consider accepting Bitcoin.

One nice advantage to accepting Bitcoin is that generally speaking, the fees are incredibly low, especially compared to PayPal or credit card processing rates. Some processors can even take Bitcoin and convert it into US dollars and deposit it in your bank account. However, the fees also vary, and the value of Bitcoin fluctuates. From October 2014 to October 2015, the value of 1 Bitcoin has hit as low as $177.28 USD and spiked as high as $427.24.

Security works much differently with Bitcoin, too. Every transaction is kept as part of a public ledger, but the users’ personal details are anonymous, which makes it harder to steal someone’s identity. No PCI compliance is required. There’s no opportunity for chargebacks, but at the same time merchants can’t alter charges, either. And you can encrypt and secure your Bitcoin wallet in other ways as well.

To accept Bitcoin, you just need to find a processor. Good news is, there are a lot of them. Even PayPal has a way to accept Bitcoin, through the PayPal Payments Hub. Braintree, a PayPal-owned company, also accepts Bitcoin via a partnership with Coinbase.

9. E-Check/ACH

Cash, debit, and credit are the most popular kids on the block when it comes to payments. Checks lag far behind other options — an April 2014 report by the Fed found that just 3% of people prefer to pay primarily with check, compared to 43% of people who favor debit cards.

That’s not to say checks are totally irrelevant. Some people don’t have debit cards. Or sometimes your debit card gets cancelled and you’re stuck waiting for the new one to arrive, but you need to make a purchase. And you can (sort of) use checks to pay online, thanks to e-checks. Those type of transactions are also called ACH transactions because they’re routed through the Automated Clearing House, which is an electronic network of banks that also handles direct deposit and electronic bill payments. You don’t have an explicit check number with e-checks, but you still have to provide your routing and account numbers, much like the old-fashioned bit of paper.

The numbers on the popularity of ACH are a bit sketchy. In 2014, the ACH handled more than 23 billion electronic payments totaling more than $40 trillion. The problem with that number is that it includes all those direct deposits and bill payments — mortgages and utilities, especially. It’s not a completely accurate depiction of the eCommerce scene.

One of the big advantages to this payment method is how much more affordable it is compared to standard credit card processing rates. ACH fees, depending on who processes them, might be a percentage of 0.5% or 1%, or a flat fee, which is typically in the range of $0.25 to $0.75. That’s not bad at all, especially if you get the flat fee. Assuming a 1.85% rate on credit card processing fees for a $250 transaction, that’s $4.63 in fees compared to a maximum of $2.50 with a 1% rate for ACH.

There are a lot of ways to accept ACH. For one, both Amazon and PayPal allow customers to link and pay with their bank accounts, though you, as the merchant, will end up paying the standard 2.9% + $0.30 per transaction (for a $250 transaction, that means $7.55).

If you have a virtual terminal, you should be able to enable this feature, but fees will vary based on your provider. Some of the services that we’ve reviewed that support ACH/e-checks include:

  • PayJunction
  • PaySimple
  • Forte Payment Systems

Another merchant account provider that supports e-checks is PayStand. We haven’t reviewed PayStand in depth (partly because it just launched publicly in 2014), but right off the bat we’re impressed by the level of transparency on the site and the depth of information available. We’re less impressed by the claim that its credit card rates — 2.49% + $0.30 — are wholesale, especially given the additional $99 monthly fee for the basic plan. However, PayStand also gives you very low-cost ACH transactions and free Bitcoin processing, as well as mobile processing. The service is promising and some merchants are sure to find value in Paystand’s offerings.

You also don’t need to sell exclusively online to accept ACH. If you have a retail setup, you can get a scanner to convert checks into e-checks. That means transactions will be a bit easier — there’s no forwarding checks to banks and waiting to find out if they clear.

ACH is definitely a great backup option to have, but probably not the best choice for a sole payment option. There are a couple of reasons not everyone will want to use ACH payments:

  • One, ACH takes a bit longer to process than debit or credit. So it takes longer for you to get your money and consumers have to wait longer for the transaction to process.
  • Two, it’s not the most secure for consumers, because they have to provide both their account numbers and routing numbers. While the rate of fraudulent transactions is low — just 3 of every 10,000 ACH transactions are rejected for being unauthorized — online payments are the least secure form of ACH transfers (compared with direct deposits, P2P transfers, and online bill pay).

And frankly it’s easier for a lot of people to plug in a card number and a 3-digit security code than it is to root around for your checkbook to get the account and routing numbers.

10. Dwolla

dwolla-accepted-here-logoDwolla is technically a third-party ACH service, but it’s a standout in the field for a few reasons. One, Dwolla’s basic features are entirely free to use. That means ACH payments, recurring payments, and the ability to distribute large numbers of payments (e.g., employee paychecks). And there’s an option of sending money to family or friends, as well, so there’s definitely a consumer base.

Two, with the tiered service plans (starting at $25/month and going up to $1500/month) you get a range of extra features that make Dwolla even more attractive. That includes next-day transfers (a big plus) and the option for white-label payments. That means, basically, you’ll get a hosted payment page. Customers don’t leave your site and don’t get any indication that they’re using Dwolla.

Paying $1,500 per month for the service sounds outrageous, until you consider that you’re not paying any transaction fees. If you’re doing substantial business with ACH payments, you could easily wind up saving money in the long run. And having a hosted payment page is nothing to sneeze at — or the next-day transfers, the higher limits, payment profiles, etc. (There’s also a $250/month option that gives you more than the basic package but not quite as many perks. That’s good if your business isn’t quite enterprise-scale.)

Now, if you don’t want to shell out $250 or $1,500 monthly for all the fancy tools, or don’t care about a hosted payment page, the basic $25/month plan still gives you next-day transfers. If you want to keep your fees even lower, you can forgo the next-day payments all together.

Customers have the option to create a full-fledged Dwolla account or use the simpler Dwolla Direct. The Direct account is a lot less involved compared to Dwolla’s original setup. Customers can get themselves set up in under a minute and they can link their online banking credentials to pay instead of linking their accounts directly.

As far as security goes, Dwolla uses tokenization and TLS 128-bit encryption. There’s also two-factor authentication — and you’ll have to enter your PIN whenever you move money or make a change to an account.

Adding Dwolla to your options for online payments is easy with the custom API, and creating an account is free, so you can give it a try and get a feel for it before you even set up Dwolla for your business.

Alternative Payment Methods: So Where to Now?

If you are looking for alternatives to credit cards and traditional merchant accounts, there’s no better time to get started. Technology is changing the way we think about payments and how we handle money in general: everything from mobile wallets that replace credit cards to decentralized digital currency. There are alternative payment methods to appeal to every market segment, and options to appeal to every sort of business. It’s just a matter of finding what works for you and your customers.

Have questions about your options for payment processing? Leave a comment and let us know. We’re always happy to hear from you! We can also help you lower your processing fees or even choose a processor.

The post Everything You Need to Know About Alternative Payment Methods appeared first on Merchant Maverick.


Best Three Loaves of bread POS Systems

Bakery POS

Baking, like a profession, dates completely to the Roman Empire in 300 BC, when Romans began hiring people to provide baked goods at feasts and weddings. In those days, bakers must be area of the official Collegium Pistorum bakers’ guild, which in fact had weird rules, such as the one forbidding you to definitely “mix with comedians and gladiators.” Fortunately, modern baking is a lot simpler. All that you should sell baked goods now is definitely an iPad.

Okay, that could be a serious oversimplification of what must be done to become a baker (I suppose additionally you need flour and eggs and stuff), however the following sleek iPad point-of-sales systems can acquire the front finish of the loaves of bread ready to go with nothing more than a tablet, making certain that you could spend more money of your energy baking scrumptious yummies and even perhaps mixing with comedians (hey, it’s a choice). Let’s have a look at TouchBistro, Lightspeed, and ShopKeep, and find out how these 3 POS’s compare when it comes to features they provide.

TouchBistro — In your area installed iPad POS

  • Enhanced for iPad Small and also the completely new iPad Pro
  • $69/month for 1 license/iPad register $129/month for just two licenses $249/month for five licenses $399/month for limitless licenses
  • In your area installed—Does not require Wi-Fi, aside from charge card payment processing needs a local server for those who have several registers
  • User-friendly interface
  • 24/7 phone support
  • Integrates using the following payment gateways: Mercury, Moneris, Cayan, Premier Payments, Smooth Pay, Chase Paymentech, PayPal
  • Accept cash, credit, nick card, mobile, and gift certificate payments (gift certificate abilities through Mercury Payment Systems)
  • Source your hardware setup yourself, or buy through TouchBistro

Toronto-based TouchBistro, est. 2011, is definitely an iPad point-of-purchase solution that serves the POS requirements of food-related companies of all, from food trucks to fine dining. We believe TouchBistro is ideal for bakeries because it’s affordable, simple to use, and enables you to definitely take complex loaves of bread orders effortlessly. It’s therefore (yet others) that TouchBistro may be the Apple Store’s number-one grossing drink and food application in 34+ countries.

TouchBistro is a perfect iPad POS choice for bakeries that are looking a contemporary tablet-based system, but additionally want the safety of onsite data storage. TouchBistro is different from other “mobile” POS’s for the reason that all your information is stored onsite. Instead of syncing to the cloud, POS application information is stored on your iPad, or on the local Mac server. For that Standard (1-iPad) subscription, your whole loaves of bread is going to be run and managed from the iPad. For several registers, you will have to generate a local server on the Mac Small, Macbook Pro, or imac desktop, that will sync data back and forth from your iPad registers.

A helpful front-finish feature of the POS range from the ability for staff to consider tableside orders and payments. Obviously, not every bakeries possess a typical restaurant-table setup, however this feature can always prove useful, because it enables you to definitely go lower a type of hungry customers by having an iPad and take orders/payments by doing this. You could also understand the kitchen display and printer, customer-facing display/menu, and handy modifiers to rapidly process customized loaves of bread orders, along with the capability to offer printed or emailed receipts with your personal branding. Fundamental inventory management, staff management, and purchasers reports will also be incorporated. TouchBistro furthermore offers table management features, though most bakeries most likely won’t need this selection and can run the application solely in “Register Mode.”

Another awesome factor that you can do with TouchBistro is make the most of its integration with partner Just Eat to obtain your loaves of bread on the internet and begin taking orders this way. Plus, TouchBistro integrates with both Xero and QuickBooks through SHOGO.

TouchBistro is fully EMV-compliant (remember, Canada is doing the EMV factor for quite a while).

It’s worth noting that although TouchBistro shines within the “POS” department, it’s not a complete-fledged business management system, because the reports it provides are pretty fundamental, and it doesn’t include raw goods management. So that as pointed out, TouchBistro isn’t cloud-based (although it provides a couple of cloud-features, including cloud-based real-time reporting, presently in beta). 

In a nutshell, TouchBistro is definitely an iPad POS for busy bakeries who would like a dependable, modern POS system that enables these to take orders rapidly and efficiently. It’s effective, affordable, and secure, and when you don’t need procuring features, it may be the very best iPad POS for the loaves of bread.

On the TouchBistro POS system within our TouchBistro review.

Lightspeed Restaurant — Cloud-based iPad POS

  • iPad/iPhone POS
  • Cloud-based—All from the software programs are entirely web and application-based
  • $69/mo for 1 register $119/mo for several registers $239/mo for 7 registers less if billed yearly
  • Raw component tracking
  • 24/7 phone support (excluding holidays) and email support with 1-day turnaround time
  • Process payments with Cayan, Mercury, or Bridgepay (through which you’ll access over 30 different processors)
  • Minimal hardware setup—You just have an iPad/iPhone, printer, and funds drawer to obtain began
  • Accept cash, debit, charge card, nick card, and mobile payments

Lightspeed Restaurant POS started in 2014, however that doesn’t mean Lightspeed is really a new kid around the block—Lightspeed’s “Retail” POS product existed since 2005. Using the cloud-based Restaurant form of Lightspeed, the POS operates on a mobile application with an iPad or iPhone, and you may access your backend with the Lightspeed website. The program will still function without a web connection, but you’ll need access to the internet to process payments.

Lightspeed is comparable to TouchBistro when it comes to cost as well as in that it features a streamlined, easy-to-use iPad interface. Like TouchBistro, LS also enables you to definitely input orders and process payments rapidly, taking an iPad lower the counter line and delivering the orders directly to your kitchen out of your device. The LS interface is particularly minimalistic, which most users appreciate—though once we pointed out within our Lightspeed review, some complain it may be just a little too simplistic.

Just one benefit LS offers that TouchBistro doesn’t is the opportunity to match records of raw ingredients to a particular products legitimate-time raw goods tracking. LS also integrates with Xero for accounting and Mobikon for online ordering and CRM abilities. A number of its backend features include worker management, product management, and advanced reporting.

Lightspeed may be the right POS for the loaves of bread if you prefer a cloud-based iPad POS that provides lots of features, however with an affordable cost tag. This POS gives you having the ability to access detailed reports and menu configurations everywhere with a web connection, offering elevated mobility over TouchBistro. LS includes some internet marketing features too, like the opportunity to add QR codes linking aimed at your website or Facebook page however, e-mail marketing functionality is particularly absent.

Find out more about Lightspeed by studying our Lightspeed Restaurant POS review.

ShopKeep — Hybrid iPad POS

  • Hybrid model operates on an iPad and syncs to the cloud if you have a web connection
  • $49/month/register
  • In-house payment processing with ShopKeep Payments or use one of several supported payment processors
  • 24/7/365 support
  • CRM features, including MailChimp e-mail marketing integration
  • Raw component tracking
  • Easy-to-use, customizable interface
  • Gift-card functionality
  • QuickBooks integration
  • Buy optional peripheral equipment from ShopKeep website or elsewhere

ShopKeep is among the best all-around POS systems for small companies, food-related or otherwise. For bakeries, this iPad POS provides some really helpful features, for example raw component tracking, integrated in-house payment processing, and e-mail marketing to keep active in your clients and encourage repeat business. For any small loaves of bread business with just a few registers, ShopKeep can also be the most cost effective POS on the list.

ShopKeep includes a hybrid-cloud model, which mixes the very best of cloud POS as well as on-site functionality and provides the mobile ease of access of cloud data storage and also the security of getting all of your business-critical data backed-up onsite. The program functions without or with an online connection—you may take charge card payments whether or not the internet is lower, and they’ll be queued and processed once you’re back online.

Just like another two POS’s on the list, ShopKeep features an intuitive interface and “tableside” ordering, enabling you to move lower your busy loaves of bread line and take orders together with your iPad to transmit to your kitchen or primary register. While sleek and uncluttered, ShopKeep’s ultra-customizable interface can also be really enjoyable to make use of, with animations and seem effects (which you’ll switch off if you’re not into that kinda factor).

Another awesome loaves of bread-related feature from the ShopKeep POS is its raw goods tracking function: any time you sell a pastry or cupcake, ShopKeep will track the quantity of sugar/eggs/flour/etc. which was used, and allow you to know when ingredients are running low. Bear in mind, however, that ShopKeep’s raw component tracking isn’t probably the most sophisticated around, because it doesn’t permit you to specify the system of measure.

ShopKeep provides you with a good choice of back-office features, including advanced reporting and worker personal time management, in addition to crm features, including e-mail marketing and the opportunity to capture customer info on any purchase. 

You should use your chosen payment processor with ShopKeep, or even the in-house processing with ShopKeep payments—which offers competitive rates, and enables you to definitely accept EMV payments (nick cards), charge cards, cash, and ApplePay.

ShopKeep has been available since 2010 even though this wasn’t really that lengthy ago (remember Angry Wild birds and vuvuzelas?), it provides ShopKeep the excellence to be probably the most time-tested iPad POS on the list. Many retailers have loved and used this technique, along with the recent discharge of version 5.6., this POS is becoming much more responsive and efficient. ShopKeep is amazingly focused on customer care, and it is merchant-centric focus is precisely why this loaves of bread POS just just get better.

Which Loaves of bread POS Must I Choose?

So, in situation you stopped having to pay attention somewhere in the last 1,700 words (what, will i bore you?), here’s the CliffsNotes form of you may expect form all these POS’s:

TouchBistro — In your area installed iPad POS for bakeries that don’t wish to store their data on the internet and don’t need a lot of added features.

Lightspeed — Cloud iPad POS for bakeries that are looking a completely cloud-based POS with a lot of extras, for example advanced raw component tracking.

ShopKeep — Hybrid iPad POS that provides both cloud and offline functionality, with a few back-finish features like customer management and e-mail marketing.

Many of these vendors have very affordable cost points which make them appropriate for small-to-medium-sized bakeries. Using their affordable, month-to-month prices structure, they’re equally suited to a recognised business that wishes to chop their POS overhead or perhaps a completely new loaves of bread that wishes to begin selling confections with no sizable investment or commitment. Let’s say you sell a number of other food/drink products additionally to baked goods, or else you convey more of the sit-lower restaurant, you might like to take a look at our publish around the best POS systems for cafes.

Finally, it’s not necessarily a bad idea to check-drive some POS systems before you decide to choose one you are able to request a totally free trial of TouchBistro, Lightspeed, or ShopKeep. If you want further help choosing the best POS for the loaves of bread, call us and we’ll gladly assist you in choosing a loaves of bread POS that fits your particular needs.

The publish Best Three Loaves of bread POS Systems made an appearance first on Merchant Maverick.


6 Ways Square Must Change After Going Public


Square is finally a openly traded company. The entire affair generated a substantial amount of buzz for several reasons — what it really method for investors, what it really method for other tech companies (and payment companies) that are looking to visit public&#8230and what it really method for retailers.

Since its founding, Square&#8217s stored rather mother about its financials. To go public, though, Square needed to release a substantial amount of information it most likely didn&#8217t wish to ever begin to see the light of day. The image isn&#8217t pretty. Here&#8217s what we should have discovered:

  1. More than 60% from the money Square earns from retailers goes directly toward having to pay banks, the charge card systems, and so forth. Which means it just keeps 30-40% of the items it earns, including all its expenses — having to pay employees, maintaining your lights on, etc.
  2. As a result of that, Square is really operating on the deficit, meaning it&#8217s taking a loss each year.
  3. The overwhelming most of Square&#8217s business — 96% actually — comes just from processing payments. The rest originates from Square&#8217s secondary services, like its funding for small companies, its P2P funds transfer network, its marketing services, payroll, and appointment booking.
  4. Square&#8217s share of the market within the payments game is simply 10% by analyst estimates.

First, should you&#8217re a merchant, I’ve two words: DON&#8217T. PANIC.

Square isn&#8217t near sinking or closing up shop. Amazon . com&#8217s never been lucrative, however it will get just by fine. Greater than fine, really.

The IPO gave Square a fresh infusion of money, and regardless of the sorry-sounding figures, the  company is still growing. There are more promising signs, too: Its sellers generate more quality than sellers on eBay do, for instance. Square&#8217s two million retailers generated greater than $32 billion in transaction value from September 2014 to September 2015. For eBay, it requires 25 million sellers — greater than 12 occasions the amount of Square users — to create $80 billion in transaction volume, a little more than two times those of Square.

Additionally, revenues in the aforementioned secondary services are really growing. They&#8217re up from just 1% in 2013.

This really is not even close to the finish, however it&#8217s certainly a wakeup call to the organization. So so what can Square do in order to make itself better — to create itself right into a full-fledged platform for small companies that are looking to accept credit cards while solidifying its place in the market? Listed here are our recommendations.

1. Stop Acting Just like a Payments Processor 

We&#8217ve stated before that all the extra services featuring are what make Square really shine like a payments option. The worth which comes readily available integrated choices are unbeatable. If Square can monetize them better, it could stand an opportunity of unseating a few of the top contenders within the payments game as well as in commerce generally. That&#8217s likely to be important, because other services will only be competitive in the future. Innovation waits without one.

Square won&#8217t survive whether it remains just a payments processor, particularly with PayPal now liberated to dabble on the market and rumors of Apple beginning its very own P2P payments service.

Ultimately, the organization really must find something it may fare better than other people. That was once mobile processing, however the marketplace is too saturated. Yes, there are several benefits of using Square — I really like the Offline Mode, and also the cost from the EMV readers may be the deciding factor for some retailers who’d normally choose PayPal Here. Individuals continue to be selling points&#8230 however they don&#8217t inherently make Square much better than other people.

Obviously, once it understands what this &#8220something&#8221 is, Square will have to sell it off really, very well. The company will have to evolve, meaning altering what individuals already consider Square and convincing them the organization is all about greater than payments. It&#8217s difficult, however a clever advertising campaign and lots of education for merchants goes a lengthy way toward accomplishing this goal.

2. Manage Risk Better

The issue with Square&#8217s type of clients are simply it&#8217ll let almost anybody setup a free account with hardly any done when it comes to screening. Which means it&#8217s accepting a fairly higher level of risk — and gambling with risk like this doesn&#8217t always repay. Square loses a great deal money consequently.

Additionally, it has additionally brought to 1 other bigger problem: Square&#8217s compliance department will get incredibly trigger-happy if this suspects something isn&#8217t perfectly kosher. Leading towards the holds and terminations that a lot of retailers face.

It&#8217s given Square an awful status (one which&#8217s further affected by the issue of poor customer support). Yes, there are many other businesses that do all right using Square. A number of my personal favorite restaurants utilize it, and that i know many artists and vendors around the convention scene who’re incredibly pleased with the service. However this continues to be a problem — enough the story gets selected up by major news outlets like NPR (Disclaimer: Our Chief executive officer, Amad Ebrahimi, is featured within the story).

There are a handful of solutions here. Neither is ideal. But finding a method to reduce risk will become important to Square&#8217s survival. Something needs to change. For example, the organization could:

  • Screen applicants better. It may be much more of a hassle initially, but consider the sources wasted on establishing and managing accounts that will get closed lower inside the first couple of transactions, and the amount of Square&#8217s support goes toward coping with unhappy retailers who&#8217ve recently been ended. That&#8217ll the aid of a person service perspective, too. Whether or not this&#8217s financially achievable may be the question.
  • Become more transparent by what the organization views a danger. There&#8217s not a rhyme or need to why accounts have funds held past the apparent: suspiciously large transactions and certain kinds of risk-prone companies. However if you simply check out the BBB complaints against Square, there&#8217s a fairly obvious trend: Square doesn&#8217t really let retailers know why their accounts were ended. Many give you the documents requested but still obtain a canned response citing the organization&#8217s tos, which condition that Square are able to place a hang on or terminate a free account for essentially whatever reason — or none whatsoever.

3. Allow Retailers to make use of its POS Software without Payment Processing

Square Register is a nice solid application. It&#8217s definitely not a complete-featured POS, however it has just about everything that fledgling companies, in addition to many mid-sized companies, need. Imagine having the ability to route payments through another person while still using Square Sign up for a regular monthly fee.

This removes the issue of risk entirely — Square isn&#8217t handling payments of these merchants it&#8217s just supplying the program. Additionally, it implies that Square could attract bigger companies which have merchant services, and provide its services for them. This is exactly what Flint Mobile did lately, and i believe others follows suit.

If Square could decouple its payments processing in the application itself, it could possess a viable, in-demand product having a bigger profit than it can make from processing charge card payments. Obviously, Square will still offer payment processing for individuals who only require a simple PSP account, the answer is giving more options. Square performs this excellently using its Application Marketplace and API, also it&#8217s this sort of capability to seamlessly work and talk to other items that retailers and consumers alike are demanding increasingly more.

Now clearly, this is mostly speculation. For those we all know, it may be completely unfeasible. However the possibility is exciting also it would solve, or at best reduce, certainly one of Square&#8217s greatest problems.

4. Expand eCommerce Integration Options

Square Marketplace (in addition to marketplaces like eBay and Amazon . com) is ideal for sellers who’re just beginning out, but retailers who’re inside it for that lengthy haul ought to be going after a website that belongs to them. Square only supports two options: Weebly or Bigcommerce. Whether it&#8217s seriously interested in expanding its choices to small companies (a lot of whom wish toOrrequire to market online), it&#8217s gonna need to get friendly with a few of the other big players in eCommerce.

There’s, admittedly, one trouble with this: Online transactions are processed as card-not-present, meaning a greater degree of risk. With Square&#8217s already small margins, this can be a legitimate issue. However, online transactions via Square Marketplace are slated to become processed at 2.9% + $.30 beginning mid-2016, and users who’ve Weebly and BigCommerce sites happen to be having to pay that rate. This is the same rate billed by PayPal and many other similar services. That provides Square a greater profit of computer presently collects, that is a good factor, and keeps it competitive.

5. Expand Features within the Square Platform

Square already has some really awesome tools built-in. There&#8217s a scheduled appointment scheduling service beginning in an additional $30 per month. You can even find some solid marketing tools: e-mail marketing, client satisfaction surveys, special deals. For storefronts, there&#8217s time keeping and payroll (restricted to a number of states at this time, but growing).

It&#8217s these functions that Square must — and wishes to — expand on. And So I say, build this suite of features up! More particularly, discover the places where online sellers and store proprietors are presently undeserved. Then, deliver the answer with competitive prices.

6. Stay with Business Products

The issue with lots of Square&#8217s unsuccessful side projects is they were either far too late towards the game or they didn&#8217t match Square&#8217s choices at that time.

Square isn’t, and it is not going to be PayPal. PayPal has got the unique benefit of being available to to both retailers and consumers — Square, less. So Square Wallet and Square Order were type of condemned to fail. Square Cash faces exactly the same trouble.

Frankly, the planet doesn&#8217t require a PayPal copycat. With no business will make it if you attempt to conquer this specific giant at its very own game. It&#8217s a lot like attempting to copy Apple. That hasn&#8217t labored out well for businesses which have attempted (I&#8217m searching to you, Samsung) because the bottom of Apple&#8217s success isn&#8217t the merchandise — but exactly how much people have confidence in the merchandise.

Square absolutely needs to pay attention to what value it may offer to companies whether it really wants to grow. That&#8217s why I really think the purchase of Caviar perform. Restaurants that are looking to include delivery but don&#8217t always understand how to get it done well can depend about this Uber-like service rather.

Final Ideas

You&#8217ll observe that each one of these points come lower to 1 key issue: Square can&#8217t carry on doing what it really does. Payment processing isn&#8217t enough. Burning through retailers who present unacceptably higher level of risks is driving up costs and creating legions of unhappy ex-customers, regardless of the number of other medication is quite happy with the service. Attempting to follow within the steps of competitors isn&#8217t likely to work, either: Square must get in front of the game and discover a obvious, unique advantage for retailers all walks of existence.

What do you want to see from Square? Would you accept our assessment? Leave us a remark and let’s read your comments!

The publish 6 Ways Square Must Change After Going Public made an appearance first on Merchant Maverick.


Revel Versus Lightspeed


If you’re a completely independent business proprietor utilizing a traditional reason for purchase system, you may choose to save lots of money by varying your POS towards the cloud. You’ll also bring your business towards the twenty-first century should you embrace cloud POS technologies like mobile payments and real-time inventory syncing. There are plenty of cloud-based POS systems available, however a couple you may consider for the local retail or food business include Revel Systems and Lightspeed POS.

Thousands of retailers all over the world use Revel or Lightspeed, that are both iPad POS systems. All of them are very well-considered services, however they vary from one another in certain important ways. Continue reading to learn which POS we believe is much better, and why.

Note: Lightspeed offers two cloud-based POS systems, Lightspeed Retail and Lightspeed Restaurant, plus an eCommerce product along with a desktop product (Onsite). Within this breakdown, we’ll concentrate on the two cloud POS products, Retail and Restaurant, and just how they rival Revel.

Web-Located or Licensed:

Hybrid (both).

Both Revel and Lightspeed are web-located, and can still function with no Web connection. This kind of POS runs in your area from your iPad application and syncs data to the cloud if you have a web connection. However, you’ll need internet to be able to authorize charge card payments.

Like the majority of other web-based POS’s, Revel and Lightspeed sell their professional services monthly so there’s no commitment with no fee for ending your contract if you’re unhappy using the service. (Lightspeed has a choice of annual billing in a slightly lower cost point.)

Software and hardware Needs:

Both Revel and Lightspeed will operate on any recent-gen iPad (iPad, iPad Small, iPad Air, etc.). Lightspeed Restaurant may also operate on an apple iphone or ipod device Touch, whereas you can run Lightspeed Retail on any computer (using a internet browser). You can buy peripheral equipment just like an iPad stand, cash drawer, hands scanner, and receipt printer through Revel or Lightspeed or source this equipment yourself.

Specific Type and size of economic:

With multi-location support and the opportunity to house up to 500,000 SKUs, Revel is an extremely effective POS appropriate for mid-sized to large companies. Both restaurant and retail companies use Revel, (particularly including big names like Cinnabon and Goodwill). For any small mother-and-pop store, though, Revel would most likely be overkill, because you wouldn’t finish up using many of the advanced features.

Lightspeed is much better suited to promising small to medium companies, operating within the 1-7 register range. Her capacity to aid limitless registers, however this choice is not broadly marketed.

When it comes to kind of companies offered by each POS, Revel is particularly aimed toward restaurants and quick service, although it also functions as well for retail companies and salons. Lightspeed Restaurant works together with almost any food-related business, from bakeries, to food trucks, to fine dining while Lightspeed Retail serves any kind of brick-and-mortal store, single- or multi-location.


Champion: Lightspeed

Regardless of whether you have only one register or you’re a bigger business with multiple registers, Lightspeed will probably set you back less dollars monthly than Revel will. For small restaurant companies, Lightspeed Restaurant is particularly cost-efficient, charging 1-register companies only $69/month or $59/month if billed yearly.

Despite costing more overall, Revel’s prices structure now is easier than Lightspeed’s—Lightspeed charges extra for such things as extra users, printers, and “advanced reporting” (includes widgets showing various store metrics in your desktop—quite frankly, these aren’t everything helpful), whereas Revel’s cost tag is-inclusive. 

Find more prices information of these two POS’s below.


Note: Revel&#8217s prices is susceptible to change on the per-situation basis and could be customized for your specific needs. Below is really a rough estimate.

  • first terminal: $119 monthly
  • second terminal: $79 monthly
  • Each additional terminal: $50 monthly

Lightspeed Restaurant:


  • $69/mo ($59/mo if billed yearly)
  • 1 register
  • 2 printers


  • $119/mo ($102/mo if billed yearly)
  • 3 registers
  • 4 printers
  • API access


  • $239/mo ($205/mo if billed yearly)
  • 7 registers
  • Limitless printers
  • API access

(Request an estimate in excess of 7 registers.)

Lightspeed Retail:


  • $89/mo ($76/mo if billed yearly)
  • 1 register
  • 5 employees


  • $149/mo ($128/mo if billed yearly)
  • 2 register
  • 10 employees


  • $259/mo ($222/mo if billed yearly)
  • 4 register
  • 20 employees

Simplicity of use:

Champion: Lightspeed

Both programs are relatively simple to use after initial setup. You are able to train employees on fundamental functions of either system in under each day, although the more complicated back-finish functions will take some longer to understand. It goes for Lightspeed and Revel. However, overall, Revel includes a steeper learning curve and takes longer to setup when compared with Lightspeed.

Revel and Lightspeed both have a fluid, intuitive interface. Despite the fact that Lightspeed’s interface is visually simpler, when you are to understand each system, we believe Revel’s POS is nearly as simple to use as Lightspeed’s.

Product Features:

Champion: Revel

This can be a difficult area to choose a obvious champion because both POS systems are full of many features that stretch the systems’ functionality beyond those of pure point-of-purchase, which makes them both true business management solutions. Both systems offer features like restaurant table management, advanced inventory management, gift certificate functionality, as well as in-depth reports. But overall, Revel is really a better quality POS, offering more functions when compared with Lightspeed (which isn’t really everything surprising thinking about its heftier cost tag).

Instead of listing the exhaustive quantity of features for every POS, I’ll lead you to the net pages for Revel features, Lightspeed Restaurant features, and Lightspeed Retail features. Generally, Lightspeed Retail has more features than Lightspeed Restaurant, but nonetheless less features than Revel.

Here’s a brief listing of features Revel has that Lightspeed doesn’t (neither LS Restaurant nor LS Retail have these functions):

  • Appointment scheduling (essential for service-based companies)
  • Digital menu boards
  • Kitchen display system
  • Self-service kiosks


Champion: Revel

Revel presently provides more integrations than Lightspeed, though they don&#8217t differ tremendously in this region. Both integrate with QuickBooks and Xero, but LS Restaurant lacks integration with e-mail marketing programs, whereas Revel integrates with MailChimp (Observe that LS retail does support MailSync for e-mail marketing integration).

Some notable integrations Revel doesn’t tell Lightspeed include PayPal and Bitcoin as payment options.

Customer Support and Tech Support Team:

Champion: Lightspeed

Both POS’s offer many forms of support incorporated within their monthly subscription packages. Including phone support, live chat, email support, an internet-based understanding bases. Previously, Lightspeed support continues to be rated as increasing numbers of responsive and consistent in comparison to Revel’s. But Revel has lately walked up its customer support and it is now reporting a 93% client satisfaction rating (though some Revel users still complain about slow support for complex issues).

Neither company includes a+ support while Lightspeed’s technical support has become good reviews, even individuals who discuss how great the standard continues to be report more than usual wait occasions. Overall, Lightspeed continues to have better support ratings (per reading user reviews), however this might change soon as increasing numbers of customers experience Revel&#8217s recent upgrades.

Reviews and Complaints:

Champion: Tie

Reviews of these reason for purchase systems vary wildly from godawful to glowing—look no beyond your comments ought to on the Revel and Lightspeed reviews many people think these items are the most useful POS systems ever, yet others do a comparison towards the brainchildren of Satan themself. Overall, though, both products have pretty comparable reviews, with a lot of high quality ones, plenty of bad ones, and plenty among, leading to a typical user rating of approximately a &#8220B&#8221 for systems (should you&#8217re in to the whole letter grade factor).

Obviously, Lightspeed offers multiple products, that makes it hard to compare Revel versus. Lightspeed in this region. To help complicate the problem, we rate Revel Systems at 4.5 stars, Lightspeed Retail at 4 stars, and Lightspeed Restaurant at 4.5 stars. It&#8217s worth noting that users of both Lightspeed Retail and Lightspeed Restaurant praise the amount of customer support, that is perhaps the most crucial aspect to the software service. LS Restaurant is really a newer product than Retail and therefore doesn’t have as numerous reading user reviews yet, however if you simply take a look within the iTunes store, you can observe the comments are generally favorable.

Among Revel users, poor customer support has previously been a major complaint. However, as pointed out, they have recently walked up their customer service so that almost all customers now appear to become having a positive support experience.

Final Verdict:

Champion: Draw

Yes, it&#8217s type of anticlimactic, however i just can&#8217t pick a complete champion as it pertains to these two systems. Revel has more features—including kiosk mode, appointment scheduling, kitchen view, and QuickBooks integration—while Lightspeed has a less expensive cost point and somewhat superior customer care.

Really, the selection will mainly rely on your particular situation, budget, and small business. For any small mother-and-pop restaurant or store, Lightspeed is most likely the greater approach to take. For bigger, multi-register/location stores and restaurants, too as service-based companies, Revel may well be a better fit.

All joking aside, don’t simply take my word for it—register for any free trial offer of Lightspeed Retail, and/or Lightspeed Restaurant, or plan a Revel live demo prior to committing either to POS.

The publish Revel Versus Lightspeed made an appearance first on Merchant Maverick.


ShopKeep Versus Revel


ShopKeep and Revel Systems are a few very recognizable names in iPad point-of-purchase (POS) systems. Previously many years, numerous retailers have switched out their traditional POS in support of one of these simple cutting-edge, web-based POS’s. However, despite the fact that they’re both iPad POS’s, ShopKeep and Revel are really not the same as each other. If you’re searching into switching for an iPad reason for purchase and wish to compare Shopkeep versus Revel, I’ve done the majority of the homework for you personally. Why, you’re welcome! 

If you’re tight on time and trust our judgment at Merchant Maverick, then It is best to check out our best reason for purchase providers. All of them offer very fair and competitive rates and don’t charge any bogus charges. If you like to uncover these items yourself, then continue reading to discover the benefits and drawbacks of every point-of-purchase service, and which I believe is the foremost iPad POS.

 Web-Located or Licensed:

ShopKeep and Revel are generally web-located, and can still function if you’re offline. So, while they are cloud-based, you might give them a call “hybrid” POS systems. This kind of POS runs in your area from your iPad application, and syncs data to the cloud if you have a web connection. You are able to take charge card payments once the internet is lower, but will need to hold back until you’re online again to really process the instalments (it goes for ShopKeep and Revel).

Revel and ShopKeep are generally SaaS (software like a service) systems and charge retailers monthly, so there’s no contract or fee should you convince you a couple of several weeks in.

Software and hardware Needs:

Revel and ShopKeep both operate on newer-gen iPads (iPad Air 2, iPad Small 2 and three, ipad4, etc.) running iOS 8. You can buy peripheral equipment kits which include products just like an iPad enclosure/stand, cash drawer, hands scanner, and receipt printer through Revel or ShopKeep. Or, purchase these products from your outdoors vendor.

Revel distinguishes itself from ShopKeep within the hardware department by providing a wired ethernet connection (Revel Ethernet Connect™) that plugs directly into your iPad. This method supplies a faster and much more secure connection than Wireless, and may also behave as a failover connection in case your Wireless goes lower.

For any fundamental setup, the hardware costs of every system are comparable (about $1,000 for just one register).

Specific Type and size of economic:

Here’s where we have seen the 2 companies begin to diverge considerably. Inside a couple of words, Revel is perfect for large companies, and ShopKeep is perfect for small companies. If you’re somewhere in the centre, you are able to most likely pull off using either system, based on your particular feature needs.

Revel, on a single hands, is an extremely effective POS appropriate for mid-sized and enormous companies. Retail, food, and hospitality/service companies use Revel, including some major quick-service franchises, like Dairy Queen and Little Caesar’s, in addition to Fortune 500 electronics store Belkin.

ShopKeep can also be appropriate for restaurants, quick-serve, and retail companies, and like Revel, it is useful for multi-location stores. However, ShopKeep is much more targeted at small- to medium-sized companies. ShopKeep are only able to handle as much as 10,000 SKUs (and 270 item buttons around the register the remainder you’ll need to scan or lookup by hand), whereas Revel supports as much as 500,000 SKUs. ShopKeep is much more effective than the usual very fundamental mobile POS like Square (see our Shopkeep versus Square comparison for additional with that), however if you simply possess a large inventory you may need a better quality POS, for example Revel.


Champion: ShopKeep

Using its less expensive of entry, ShopKeep is much more affordable than Revel for small companies. As you can tell below, ShopKeep is considerably cheaper for 1-2 registers, though to include on additional registers then it costs $50/month/sign up for either system (well, $49 for ShopKeep). With this stated, companies big enough to make use of greater than a handful or registers may not be using ShopKeep anyway.


  • first terminal: $119 monthly
  • second terminal: $79 monthly
  • Each additional terminal: $50 monthly

Note: Revel&#8217s prices is flexible and could be tailored for your specific situation. The cost list above is really a rough approximation of methods much you may be having to pay for every terminal.


  • $49/terminal/month (flat cost doesn’t matter the number of terminals you’ve).

Simplicity of use:

Champion: ShopKeep

ShopKeep is terrifically simple to use. The leading-finish register interface is intuitive and user-friendly, even enjoyable to utilize. The machine can also be easy to setup and personalize for the business’s particular POS needs. While register functions are around the iPad application, you have access to managing functions for example reports and inventory receiving around the back-finish using any internet browser. ShopKeep also offers an apple iphone application (“ShopKeep Pocket”), which doesn’t process sales but will highlight some important real-time stats for the store.

Revel’s front-finish can also be relatively simple to use, speculate the rear-finish provides more advanced features, it features a steeper learning curve than ShopKeep’s back-finish. Revel also takes longer to setup initially. But when you get used to Revel, it’s very little harder to make use of than ShopKeep, so ShopKeep wins that one just by a little margin.

Product Features:

Champion: Revel

Both Revel Systems and ShopKeep offer some impressively advanced register features for any “mobile” point-of-purchase, enabling you to accept almost any type of payment from cash and gift certificates, to nick cards to Apple Pay. These iPad registers also allows cashiers to complete such things as void transactions and issue returns, as well as for waitstaff to consider table side orders and send them straight to your kitchen.

However, whenever you proceed to the rear-finish of those POS’s, you’ll discover that Revel provides more advanced reporting and business management features, including better quality inventory management. Revel also provides functions like appointment scheduling and table layouts for restaurant management. Take a look:

Features both ShopKeep and Revel have:

  • Nick card acceptance (EMV-compliance)
  • Customer management
  • Gift certificates
  • Loyalty program
  • Tableside ordering
  • Worker time tracking
  • Mobile payments (Apple Pay)
  • Email receipts
  • Split checks
  • Onscreen tipping
  • Easy returns, refunds
  • Multiple tax rates (lately put into ShopKeep)
  • E-mail marketing and accounting software integration
  • Fundamental inventory and raw component management

Some features Revel has that ShopKeep doesn’t:

  • Appointment scheduling
  • Table layout
  • Digital menu boards
  • Kitchen display system
  • Self-service kiosks
  • Ethernet connection
  • Online ordering
  • Delivery management
  • Advanced inventory management
  • Advanced reporting
  • Worker scheduling and payroll

Please be aware that a number of Revel’s advanced features aren’t incorporated within the fundamental cost — digital menu board, kitchen display system, and kiosk POS are considered add-ons that carry yet another monthly charge. Begin to see the complete lists of Revel features and ShopKeep features for a closer inspection in the features provided by each POS.


Champion: Revel

Just like the feature sets, you’ll observe that ShopKeep offers some important integrations, although not as much as Revel.

For instance: ShopKeep integrates with QuickBooks, MailChimp, and Apple Pay. But additionally to individuals options, Revel also integrates with Xero (a QuickBooks accounting software alternative), and PayPal and Bitcoin to supplement mobile payment options. Also unlike ShopKeep, Revel also integrates with eCommerce services Shopify and Magento, plus some online ordering apps.

Both POS’s integrate with numerous payment processors, for example Mercury Payment Systems and Moneris Solutions, and ShopKeep also provides its very own highly regarded ShopKeep Payments.

Begin to see the complete lists of ShopKeep integrations and Revel integrations.

Customer Support and Tech Support Team:

Champion: ShopKeep

ShopKeep and Revel each offer multiple channels for customer support and technical support, from phone and email support to reside chat an internet-based educational sources. But ShopKeep is famous because of its high-quality support, whereas Revel has (a minimum of in the past) fielded lots of complaints about its support.

Revel has lately made significant support upgrades, as noted within our Revel Systems review, and today has a client satisfaction rate well over 93%. However, basically we can tell that Revel has “good” customer care, ShopKeep’s support is actually unbeatable within the cloud POS world.

Reviews and Complaints:

Champion: ShopKeep

Testimonials of these POS’s are by-and-large positive. ShopKeep is really a BBB-accredited business by having an A+ rating, and thus is Revel. Both apps come with an average rating of approximately 4 stars within the iTunes store (See ShopKeep on iTunes Revel POS Quick-Service and Restaurant and Revel POS Retail on iTunes. But searching at customer ratings over the web, you’ll observe that users give ShopKeep a greater average “star” rating in comparison with Revel.

Like I pointed out in the last section, users rave about ShopKeep’s customer care, and Revel has already established some difficulties with el born area previously. System bugs from time to time upset users of both systems, however with a far more complex, costly system like Revel, system glitches and fewer-than-stellar tech support team could be especially irritating. However, as increasing numbers of users experience Revel’s recent support enhancements, we might see Revel’s reading user reviews start looking a lot more like ShopKeep’s.

Final Verdict:

Champion: It&#8217s a Draw

Even though many food and retail companies are evaluating iPad POS’s like ShopKeep and Revel, the fact is that these POS systems were created to serve different needs. ShopKeep is much better for small companies, and many bigger companies will require a far more advanced system like Revel.

ShopKeep includes a marginally better consumer experience along with a less expensive. However, if you want advanced inventory tracking (for instance, the opportunity to track inventory by modifiers), or eCommerce support, or self-service kiosks, only Revel can meet these needs. Overall, we actually like both systems, and discover neither to become woefully missing in almost any key area.

So, to place it within the most fundamental of terms, for many companies ShopKeep is much better, as well as for others Revel is much better. To judge ShopKeep versus Revel yourself, request a totally free trial from ShopKeep or plan a Revel live demo. Or, let’s assist you to choose which cloud POS might be best for the business. (That’s type of our factor.)

The publish ShopKeep Versus Revel made an appearance first on Merchant Maverick.


ShopKeep Versus Lightspeed


I love to think iPad reason for purchase systems provide a type of happy medium between mobile POS and traditional POS systems. Oftentimes, they provide all the functionality from the older, more costly reason for purchase systems, along with cool web-based features and mobility when it’s needed. ShopKeep and Lightspeed are a couple of such iPad POS’s that really work for promising small to medium companies like quick-serve, bars, restaurants, and stores. But which is much better?

In the following paragraphs, I’ll get you with an in-depth take a look at ShopKeep versus Lightspeed to find out which is the foremost iPad POS for small company in line with the characteristics that matter probably the most to retailers as if you.

Note: Lightspeed has two distinct cloud-based POS systems, Lightspeed Retail and Lightspeed Restaurant, plus an eCommerce product along with a desktop product (Onsite). Within this breakdown, we’ll concentrate on the two cloud POS products, Retail and Restaurant, and just how they rival ShopKeep. After I make reference to “Lightspeed” generally, I’m speaking about both Lightspeed Retail and Lightspeed Restaurant.

Web-Located or Licensed:

ShopKeep and Lightspeed are generally web-located, and can still function should you lose your online connection. So while they are cloud-based, you might give them a call “hybrid” POS systems. This kind of POS runs in your area from your iPad application, and syncs data to the cloud when you’re online. You are able to take charge card payments once the Internet is lower, but will need to hold back until you’re online again to really process the payments—this applies to both ShopKeep and Lightspeed.

ShopKeep and Lightspeed are generally SaaS (software like a service) and charge retailers monthly, so there’s no contract or fee should you convince you following a month or perhaps a year. (Lightspeed has a choice of annual billing in a slightly lower cost point.)

Software and hardware Needs:

ShopKeep and Lightspeed both operate on newer-gen iPads (iPad Air 2, iPad Small 2 and three, ipad4, etc.) running iOS 8.

Lightspeed Restaurant may also operate on an apple iphone or ipod device Touch, whereas you can run Lightspeed Retail on any computer (using a internet browser).

You can buy peripheral equipment kits which include products just like an iPad enclosure/stand, cash drawer, hands scanner, and receipt printer through ShopKeep or Lightspeed, or source this equipment elsewhere.

Specific Type and size of economic:

ShopKeep is aimed squarely at small- to medium-sized companies. ShopKeep has multi-location support and you may have as numerous registers as you would like, however the system are only able to handle as much as 10,000 SKUs (and 270 item buttons around the register the remainder you’ll need to scan or lookup by hand).

Like ShopKeep, Lightspeed can also be ideal for promising small to medium companies, single- or multi-location, with less than 8 registers. Lightspeed has got the capacity to aid limitless registers, however this choice is not broadly marketed.

When it comes to kind of companies offered by each POS, ShopKeep is particularly aimed toward restaurants and quick service, though many retail companies also employ it. Lightspeed Restaurant is appropriate for almost any food-related business varying from quick plan to fine dining meanwhile Lightspeed Retail works together with any kind of brick-and-mortar retail business.


Champion: Tie

That one is really a little complicated because of the different prices structures between your three systems. ShopKeep charges a set per-register rate while Lightspeed Retail and Restaurant have tiered prices.

Essentially, when all of the math is performed, should you&#8217re only searching for just one register, ShopKeep and Lightspeed Restaurant (billed yearly) are identical cost. Next, LS Restaurant will get more and more less expensive than ShopKeep per register. However, ShopKeep lands right between LS Retail&#8217s two prices (for monthly billing and annual billing), making the 2 systems pretty comparable so far as the per-register prices goes. The end result is that Lightspeed Restaurant cost less for food service operations, but ShopKeep and Lightspeed Retail are pretty even with regards to stores.


  • $59/terminal/month (flat cost doesn’t matter the number of terminals you’ve)

Lightspeed Restaurant:

  • Small: $69/mo ($59/mo if billed yearly) — 1 register
  • Medium: $119/mo ($102/mo if billed yearly) — 3 registers
  • Large: $239/mo ($205/mo if billed yearly) — 7 registers
  • (Request an estimate in excess of 7 registers)

Lightspeed Retail:

  • Small: $89/mo ($76/mo if billed yearly) — 1 register
  • Medium: $149/mo ($128/mo if billed yearly) — 2 registers
  • Large: $259/mo ($222/mo if billed yearly) — 4 registers


  • $51/mo for every additional register
  • $9/mo for every worker
  • $59/mo ($51/mo is billed yearly) to include an internet store
  • $25/mo ($21/mo if billed yearly) for &#8220Advanced Reporting&#8221

Simplicity of use:

Champion: Tie

ShopKeep’s customizable register interface is intuitive as well as fun to utilize. It is simple to access all register functions and a few back-finish functions around the iPad application, and access managing functions for example reports and inventory receiving around the back-finish with any internet browser. ShopKeep also offers an apple iphone application (“ShopKeep Pocket”), which doesn’t process sales but will highlight some important real-time stats for the store.

Likewise, the Lightspeed POS interface is simple to setup, personalize for the business, and begin using. The interface is visually simple, almost spartan, regardless of the insightful functions it is capable of doing. You are able to train employees on fundamental functions in under each day, though more complicated back-finish stuff will take some longer to understand (you have to ShopKeep).

Product Features:

Champion: Lightspeed

Both Lightspeed and ShopKeep offer some impressive features for “mobile” POS’s, from gift certificate acceptance to inventory management. However, whenever you proceed to the rear-finish of those POS’s, you’ll discover that Lightspeed provides more reporting and business management features, in addition to more refined inventory management and API access. Take a look:

Options that come with both ShopKeep and Lightspeed:

  • Nick card acceptance (EMV-compliance)
  • Customer management
  • Gift certificates
  • Loyalty program integration
  • Tableside ordering
  • Worker time tracking
  • Mobile payments (Apple Pay)
  • Multi-tender options
  • Fundamental inventory and raw component management

Features Lightspeed has that ShopKeep doesn’t:

  • API access
  • Advanced inventory management — can also add modifiers and unit of measure to raw ingredients
  • Advanced reporting — for workers, customers, sales
  • eCommerce integration — for further monthly charge
  • Table layout (LS Restaurant)
  • Purchase order management (LS Retail)

An area of functionality where ShopKeep is preferable to Lightspeed is always that ShopKeep features e-mail marketing and QuickBooks integration and LightSpeed Restaurant doesn’t. Which raises the following section of comparison…


Champion: Tie

Lightspeed integrates with increased services than ShopKeep overall however, Lightspeed Restaurant lacks some important integrations that ShopKeep has—namely, QuickBooks and MailChimp.

ShopKeep integrates with QuickBooks, MailChimp, and AppCard (loyalty program application).

Lightspeed provides a couple of other integrations, for example Bike Exchange and Bike Rental Manager for bicycle companies, Mobikon for online restaurant ordering, and Shogo for online accounting integration. However, LS Restaurant particularly lacks integration with small company favorite QuickBooks, or any e-mail marketing programs—some companies might think about these important oversights. LS Retail, however, supports QuickBooks integration and MailSync for e-mail marketing integration.

Both POS’s integrate with numerous payment processors, for example Mercury Payment Systems and Moneris Solutions, and ShopKeep also provides its very own highly regarded ShopKeep Payments. Both POS’s accept ApplePay neither accepts PayPal.

Begin to see the complete lists of ShopKeep integrations and Lightspeed integrations.

Customer Support and Tech Support Team:

Champion: ShopKeep

ShopKeep and Lightspeed each offer phone support, live chat support, and email support, in addition to various online educational sources. However, ShopKeep is famous because of its responsive, high-quality customer support—in fact, it&#8217s the most popular factor about ShopKeep—while Lightspeed customers generally state that LS support can use some improvement.

It’s not too Lightspeed has “bad” customer/tech support team, but customers frequently say they need to wait longer than they’d prefer to receive solutions to pressing technical questions. Extended wait occasions can change what might have been a little problem right into a big one whenever you lose out on peak selling hrs awaiting your POS to become fixed.

For which it’s worth, web-based POS’s could be type of glitchy, along with other cloud POS’s like Square and Revel Systems have experienced lots of customer care complaints and resided to inform the storyplot. Actually, we lately rated Lightspeed’s customer care to be better than Revel’s. But when compared with almost any web-based POS system—including Lightspeed—ShopKeep’s support is unequalled.

Reviews and Complaints:

Champion: ShopKeep

Testimonials for ShopKeep and Lightspeed tend to be more positive these days, but complaints about Lightspeed Retail have pulled lower Lightspeed’s overall user scores to some extent.

ShopKeep and Lightspeed Restaurant have similarly high user ratings around the iTunes store and websites that aggregate user ratings, like Software Advice. Though Lightspeed Restaurant is really a newer product, and for that reason not as many folks are using it yet, those who are actually appear to love it!

The greater costly Lightspeed Retail, and will be offering more features, integrations, etc., has reduced ratings on these user review sites. A primary reason for this may be that Retail lately had some server and API-related issues, leading to prevalent system outages. These complaints happen to be resolved, and much more reviews that are positive came in recent several weeks, but it’ll take some time to correct the harm individuals outages worked to Lightspeed’s online status. Also, as pointed out, Lightspeed’s sometimes slow support has led to some bad reviews too.

It&#8217s also worth mentioning that ShopKeep is really a BBB-accredited business by having an A+ rating LightSpeed POS Corporation. doesn’t appear to become listed using the BBB.

Final Verdict:

Champion: Tie

While Lightspeed offers some advanced features ShopKeep doesn’t, ShopKeep still packs some impressive functions for among the cheapest prices in the market. Simultaneously, ShopKeep has more responsive tech support team and less customer complaints overall.

Given that they have their advantages and disadvantages, it&#8217s not necessarily easy to choose a distinct &#8220winner&#8221 when evaluating both of these POS&#8217s. ShopKeep and Lightspeed are both great iPad POS systems for small companies, as well as your best option is determined by your company&#8217 specific needs. Using the personalization options that speciality boutiques need and also the table management feature for complete restaurants, Lightspeed includes a pretty unique appeal. However, ShopKeep appears to do perfectly using its one-point-of-purchase-fits-all approach. 

Before joining ShopKeep or Lightspeed, I encourage you to test both systems so that you can discover for yourself how these POS’s compare. ShopKeep and Lightspeed use much of the identical equipment, if you check out ShopKeep or Lightspeed and don’t enjoy it, you’ll most likely have the ability to on a regular or all your equipment using the other POS (or with another iPad POS system altogether).

Of course, you can weigh along with your opinion of ShopKeep versus Lightspeed.

The publish ShopKeep Versus Lightspeed made an appearance first on Merchant Maverick.


Best POS Systems for Bars and Nightclubs

bar nightclub pos systems

Not very lengthy ago, we folded out articles around the best POS systems for liquor stores and also the periodic winery. It featured many alcohol-related puns and metaphors, using the periodic mention of the Soviet Russia tossed set for good measure. But more to the point, it outlines (because the title might suggest) the POS systems most enhanced for that purchase of this sweet nectar from the gods. Naturally, you will see some overlap with this particular overview of the greatest POS systems for bars and nightclubs, but you may still find enough key variations to create both of these topics relatively distinct. This is ideal for me since i have get compensated on an hourly basis and want to generate as lots of things to talk about as you possibly can. That stated, I’ll do not ramble an excessive amount of because the following 1,798 words outline what bar proprietors need inside a POS and why Toast, Revel, and ShopKeep are the most useful options.

What You’ll Need

  • Off-Hrs Technical Support: Since bars and nightclubs don’t normally operate within normal nine-to-five business hrs, you’re gonna need to make use of a company that won’t make you hanging whenever your system crashes (paradise forbid) in the center of the night time.
  • Worker Management and Monitoring: Due to the large amount of income at bars and nightclubs, worker thievery is definitely an unfortunate but very common problem. To safeguard from this, you’ll require a system that may accommodate individual worker login IDs, detailed access parameters, worker sales tracking, cash drawer management features, and even perhaps security video integration.
  • Inventory and Shipping Management: There’s a number of rules controlling the acquisition and purchase of alcohol. You’re have to a great reporting suite to trace all the details you have to stay compliant, including supplier information, purchase orders, etc. A shipping integration would be also a pleasant feature of these purposes.
  • Industry-Specific Features: Naturally, you’ll want so that you can setup and track customer tabs, despite the fact that it’s not entirely necessary, you may want to give a indication that prompts cashiers to determine the customer’s ID once they order a 21-and-over-only beverage. Also, you’ll most likely need so that you can easily split items like wine bottles (since they may be offered through the bottle by the glass) for accurate inventory counts.


bar nightclub pos systems

Toast is definitely an exciting newcomer towards the POS arena. Being an “all-in-one restaurant management system,” it’s enhanced for virtually every establishment that serves food and alcohol. The &#8220Bar Mode&#8221 causes it to be particularly simple for bartenders to spread out tabs, start new checks, and enter charge card tips. Toast also provides pre-configured liquor menus that may be specialized (free of charge) for your specific bar or nightclub atmosphere. Having a 15-inch screen, some companies can even fit all of their inventory (70 buttons) on one primary screen for fast one-touch ordering. With regards to “splitting” products, you may create various sizes of the item (wine through the bottle or through the glass, for instance) and also have the reporting take away all these in the inventory because they are purchased.

Managing the employees and securing your money is simple with all the different cash management functions that Toast offers. One of these simple is the opportunity to lock each bartenders to his very own cash drawer therefore if a till pops up short, you realize which worker to deal with. You may also assign two drawers one terminal to ensure that even when two bartenders are ringing up orders on a single register, their funds is going to be entering separate tills, which may be counted individually having a blind close out. The Money Drawer Report enables you to definitely monitor each register to determine who opened up and closed the drawer at what occasions, cash payments, shell out, tip out, expected closeout cash versus. actual closeout cash, overages/shortages, and expected deposits. In addition to this report, you are able to track every item which was added or taken off a cheque with Toast’s auditing tools. There’s additionally a shift review feature that needs each worker to shut all of their checks, enter all of their charge card tips, and declare cash tips prior to being permitted to clock out.

Much like all of those other system, creating and tracking purchase orders and supplier details are easy. Make use of this information together using the extensive reporting suite to satisfy all the rules and rules around the purchase and purchase of alcohol. Different color leaves, you can generate a forced modifier on every of the alcoholic products that prompts the employees to pick 21+ whenever a drink is purchased. And if you want assist with these features, you’ve got 24/7 use of phone support, the client Training Center, and also the Knowledgebase. Outdoors of those sources, Toast representatives may also take you step-by-step through the onboarding process with menu configuration assistance as well as in-person worker training.

It’s hard to fail having a system like Toast. You can have a gander in the full review for any more in-depth look, and if you want that which you find, make sure to try it out.

Revel Systems

bar nightclub pos systems

Revel is yet another great POS and it is the most well-rounded system from the three. Its number of add-ons and integrations allow it to be well suited for most companies, especially individuals with the requirement for unique customizations. Though not ideal for every bar or nightclub, Revel provides the most industry-specific options that come with every other system I possibly could find. Including a prompt that may ask cashiers to ensure a customer’s age or perhaps require these to go into the customer’s birthdate prior to the order is disseminated. Applying this selection is greater than a little tiresome thinking about you’d need to activate it on every product individually, but it’s nice to achieve the option nevertheless.

Another area that’s pretty unique to Revel Systems is its integration with ShipCompliant, something that can help you satisfy the liquor-specific shipping needs. The combination enables you to calculate shipping costs, generate labels and tracking figures, and give a shipping cost for your orders in line with the destination and weight. Having the ability to track purchase orders, vendors, and shipping information, Revel makes meeting these needs much simpler.

When your inventory arrives, Revel enables you to completely manage all your products. Like Toast, including the opportunity to split products to become offered in various sizes. By inventorying a container of tequila, for instance, and tracking it as being a raw component, you should use forced modifiers (bottle, shot, etc.) to point the quantity of tequila that’s being offered and removed from your inventory. The inventory tab also enables you to definitely change the price of ingredients each time new stock is available in, just in situation your prices have to show up or lower.

Since your inventory is taken proper care of, you’ll be also relieved to understand that Revel offers lots of tools to handle the employees. Alongside unique worker logins, the access permissions are highly customizable and could be determined on the per-worker basis to be able to decide which features all of the employees get access to. Obviously, you’ve your standard cash management features having the ability to run till counts for every worker at the start and finish of each and every shift. There’s also payouts/pay ins reports and discounts/voids reports, as well as for individuals thinking about an additional degree of security, Revel also provides a relevant video surveillance integration.

Hold on, there’s more. You may also create custom menus, discounts, and merchandise to become displayed at certain occasions during the day. A great feature to possess for Happy Hour along with other marketing occasions made to lure customers. Which reminds me, Revel enables you to definitely establish bar tabs and house accounts with pre-approved charge cards which means you don’t need to swipe the credit card again when closing the tab. The home account report makes it simple to trace each account, displaying that have been billed and whether they’ve been compensated.

Because Revel Systems is really feature-wealthy, it will possess a steeper learning curve than either ShopKeep or Toast, however their 24/7 support choices are exist for. With phone, email, chat, web, video, remote, and onsite support, you have access to a variety of outlets to trobleshoot and fix anytime.

Using the functionality and reliability which has attracted major clients like Belkin, Goodwill, and Cinnabon, it is not easy to locate a system that outperforms Revel. I’d recommend trying it out to discover for yourself, but when you’re still not convinced, check out Revel’s full review for a much more extensive consider everything this POS provides.


bar nightclub pos systems

ShopKeep continues to be featured inside a couple other Merchant Maverick articles among the best POS options for various different small companies. Although still it made their email list, ShopKeep is much more of the honorable mention now. Since it doesn’t have nearly the amount of industry-specific features that Revel or Toast offer, ShopKeep isn’t likely to be winning any prizes within the bar/nightclub category, though its simplicity of use and straightforward elegance qualify it as being a method a minimum of worth touching upon.

ShopKeep doesn’t offer the opportunity to split items like Toast and Revel do, nevertheless its raw component tracking software still places it in front of a lot of its competitors in this region. Specifically for a method squarely targeted at promising small to mid-sized companies searching to help keep things easy and affordable, ShopKeep offers robust back-office features, full cash management, and finish worker management.

With unique worker logins and 4 access levels (cashier, manager, back-office manager, and account owner), you are able to track each employee’s actions using the Shifts Summary report. Monitor the money flow of every shift internally because it displays when each register was opened up and closed, beginning cash, cash sales and returns, payouts, pay ins, drops, money withdrawn to buy inventory, and expected versus. cash.

Among additional features, you may also set reorder points inside the system, track the supplier and supplier code for every item, and run reports showing that which you caused by each supplier. ShopKeep will also support tabs and house accounts, but that’s concerning the extent from the features particularly created for the liquor industry. That stated, ShopKeep is really a full-featured, affordable POS with MailChimp and QuickBooks integrations to complete the cracks. And every one of this includes use of 24/7 award-winning customer support.

Obviously, there’s a lot more to ShopKeep than that. Take a look at our full review for any better look and go ahead and take free trial offer for any spin to determine what’s stand out relating to this POS.

Ok Now What?

Well, now it’s time for you to think about what you need at the bar/nightclub/1920s speakeasy/etc.

If you’re a comparatively small establishment searching for something simple, affordable, and exceedingly simple to use, ShopKeep has everything you’re searching for. However, should you own the greatest joint this side from the Mississippi, you’re most likely a significantly bigger establishment searching for that wide swath of features and customizations available through Revel Systems. On the other hand, if you’re this is not on either finish of the spectrum (so essentially other people) Toast is most likely precisely what you’re searching for.

In either case, it might be hard to fail with these systems, but go ahead and, bring them all try it out just to be certain. If you’re still feeling just a little uneasy concerning the whole factor and would feel good requesting just a little assist in the problem, tell us. That’s what we’re for.

The publish Best POS Systems for Bars and Nightclubs made an appearance first on Merchant Maverick.