Prepare Your Books For 2018 With Accounting Software

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How To Prepare Your Small Business for 2018

Watch the ball drop in New York City on New Year’s Eve, but don’t drop the ball with your small business in the new year! After holiday celebrations wind down and before tax season begins, take the time to reflect on your last year of business and make vital preparations for the year ahead. Learn how to make the most out of your accounting software by using it as a tool to plan for 2018.

Table of Contents

Reflect On Last Year

How To Prepare Your Small Business for 2018

Before you can move on to planning a successful 2018, it’s important to reflect on what happened with your business in 2017. Luckily, your accounting software makes this easier than you think. Now’s the time to grab a journal, a cup of coffee, and a few key accounting reports.

The following common accounting software reports can provide great insight into your business:

  • Profit & Loss (or Income Statement): The Profit and Loss report (or Income Statement) shows your total net profit (or loss) for the year. Use this report to see how your company performed overall.
  • Balance Sheet: The Balance Sheet shows your company’s assets, liabilities, and equity. It’s good to know these totals in general, but you can use this report to apply for funding as well.
  • General Ledger: The General Ledger report shows all transactions from all accounts during the year. This report is helpful for a more detailed analysis.
  • Statement Of Cashflows: The Statement Of Cashflows report shows all transactions affecting cash accounts. Use this to learn how much cash your company has gained.
  • Statement Of Owner’s Equity: The Statement Of Owner’s equity shows owner’s equity at the end of the year
  • Budget Overview: The Budget Overview report compares your yearly budget with the actual money you spent. Use this both to see how you performed and to plan your 2018 budget.
  • Sales By Customer: The Sales By Customer report is self-explanatory and can be helpful for gauging your biggest clientele.
  • Sales By Item: The Sales By Item report is helpful for learning which items did well and which didn’t sell as successfully.
  • Sales By Employee: The Sales by Employee (or Sales Rep) report shows which employees have been most successful so you can use their methods to create a successful sales strategy.

In analyzing these reports, ask yourself:

  • What worked this year and what didn’t?
  • Where did my business succeed?
  • Where could it still improve?
  • Did we meet our goals? Why or why not?

I recommend filling a journal with notes. Not only will you be able to see your successes and the areas that need improvement clearly on paper, you can also refer back to these notes in the future to follow your business’s journey through the years.

Consider encouraging your managers and employees to do the same — or even make a day of it in the office!

Create New Goals For 2018

How To Prepare Your Small Business for 2018Now that you’ve taken some time to consider what happened in 2017, start creating goals for 2018. Start with the big picture. Ask yourself:

  • Where do I see my business by the end of next year?
  • Do I want to increase sales? By how much?
  • Do I want to increase employee focus? In what ways?
  • Do I want to expand my business? If so, how?

Think of general goals for the business as a whole and personal goals for yourself as a business owner. Ask your managers or employees to weigh in on their goals and ideas for the company as well.

Now that you have a few big goals jotted down, start thinking of smaller, practical steps that can lead you toward those bigger dreams. Big projects — like improving sales — can be daunting (which I’m sure I don’t have to remind you). But when you break a goal into many smaller, achievable checkpoints, the big projects can be completed with relative ease.

Take the time to parcel your goals for 2018 into manageable, practical baby steps, and you’ll stand an excellent chance of having a banner year. You can record these in your business journal to look back on later, or you can create tasks for these goals in several accounting programs.

If you need some extra inspiration, create a 2018 goals list on your office bulletin board, or keep a copy on your desk to stay motivated. Send a company goal list to each of your employees so that the whole business is on the same page, working toward the same goals.

Make A Budget For The Year

How To Prepare Your Small Business for 2018While budgeting can be incredibly daunting, accounting software makes the process easy. Most accounting software programs even have a built-in budgeting feature.

For example, with QuickBooks or Xero, you can create yearly budgets from scratch or generate them automatically based on last year’s data. If you created a 2017 budget using your accounting software, make sure to also take advantage of that software’s budgeting reports, which can help you analyze last year’s income and expenses and better plan for 2018.

Brainstorm A New Sales Strategy

Now is the time to update or create a brand new sales strategy for the next 12 months. Consider what’s working about your current sales plan and what could stand improvement. Which processes and marketing strategies were successful last year? Are there any sales tactics or marketing strategies that you haven’t tried yet?

I recommend taking a look at the sales reports your accounting software provides. Reports like Sales by Item and Sales by Customer can help you see what products are successful and give you a better idea of how to reach your target audience. It can also be very useful to look at Sales by Sales Rep reports with your sales team and have each member share which sales methods have been successful for them. Don’t be afraid to ask for input. Your employees may have terrific new ideas to implement or ways to improve current processes.

It’s nice to create a formal, written sales plan that you can then distribute to your sales team and refer back to this time next year.

Consider Integrations

How To Prepare Your Small Business for 2018Integrations may be the answer to achieving your 2018 business goals. Integrations are software add-ons that connect directly with your accounting software to bring you more features. Integrations vary, and may involve anything from CRM to email marketing to scheduling to project management to time tracking to analytics and more.

When should you use an integration?

  • If you need features that your accounting software doesn’t have.
  • If you spend too much time on tasks and need to automate processes.
  • If you want to offer more payment gateways for customers to pay you faster.

Go back to your list of 2018 goals and your analysis of 2017. Consider whether an integration could be the answer to fixing an area that needs improvement or achieving a brand new goal.

Update Contact Information

If you read our Small Business: How To Close Your Books At The End Of The Year post, then you’ve already updated your employees’ information. Now is a great time to take a break and make sure the rest of your contact information is accurate. Ensure that the contact information for your customers and vendors is completely up-to-date. Mark customers or vendors as inactive if needed, to clean up your software.

This is a great time to check up on customers as well. Send consistent customers a thank you card or reach out to old customers to see if they are interested in your products or services once more. Not only will you feel better having everything organized, you could potentially start the year off with some new sales and happy customers.

Get Organized

How To Prepare Your Small Business for 2018The start of a new year is a great time to get organized.

We’re talking about more than cleaning your desk, folks. Evaluate your current filing system to see how efficient and up-to-date it is. Maybe create a better way to store online accounting records and reports. Upload your receipts directly to your accounting software to store them in the cloud and save some paper. Whatever this looks like for your company, you won’t regret starting the year off with a clean, organized slate.

Give Your Invoices A Face-lift

If you want your company to get off to a fresh start this year, consider updating your invoice template. It seems like a small thing, but having an appealing, modern invoice is a huge plus for businesses. Say goodbye to boring black and white, Times New Roman templates or Excel monstrosities, and ring in the new year with a new look. Don’t be afraid to use color, be bold, and show off your company logo. I’ve said it before and I’ll say it again: Invoice templates are more than a means of getting paid — they’re a reflection of your company’s professionalism and brand. Start off 2018 with a template that you’re excited about.

Final Thoughts

Taking a little time to reflect on 2017 and plan for 2018 can make all the difference if you want to run a successful business this year. We hope that these suggestions inspire you to think deeply about your business’s goals and act practically to achieve them.

From our company to yours, we wish you a very happy New Year!

Chelsea Krause

Chelsea Krause is a writer, avid reader, and researcher. In addition to loving writing, she became interested in accounting software because of her constant desire to learn something new and understand how things work. When she’s not working or daydreaming about her newest story, she can be found drinking obscene amounts of coffee, reading anything written by C.S. Lewis or Ray Bradbury, kayaking and hiking, or watching The X-Files with her husband.

Chelsea Krause

“”

Shopify Payments Review: What Are The Pros And Cons Of Shopify’s Integrated Payment Processor?

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If you’ve spent any time on our blog, you know that Shopify (read our review) is one of our favorite shopping cart solutions, primarily because they provide an all-inclusive solution to a wide range of merchants. One monthly rate gives you access to Shopify’s hosting, security, administrative abilities, customer service features, inventory management features, web design tools, and more.

With the addition of Shopify Payments, an integrated payment processor, you can even access built-in payment processing features. Shopify Payments allows you to quickly begin accepting orders on your online store. You won’t have to worry about integrating a third-party processor, and Shopify will waive their shopping cart transaction fees.

However, despite its convenience, Shopify Payments is not a perfect solution. Customers often complain that they do not qualify to use the service. Others say that Shopify Payments has frozen their account or is holding payments.

Keep reading to learn if you qualify for Shopify Payments and if it’s right for your business.

In this article, we’ll be discussing payment service providers (PSPs). If you’re new to the world of payment processing, we’d love to help get you oriented. Download our free ebook, The Beginner’s Guide to Payment Processing, to get started.

Table of Contents

What Is Shopify Payments?

Shopify Payments is a payment processor that allows you to accept customers’ money securely on your account. Shopify is responsible for these transactions, although they are effectively processed through Stripe and Wells Fargo.

Shopify Payments is already integrated into your Shopify account, so it requires very little setup. There is no need to integrate a third-party processor or coordinate payments with a separate company. All you have to do is select Shopify Payments in your admin and add your banking information. Read Shopify’s setup instructions.

What’s more, Shopify Payments comes with a few additional features, including chargeback management and fraud prevention.

When you use Shopify Payments, Shopify will waive their usual shopping cart transaction fees. The only transaction fees you’ll need to pay are those associated with payment processing.

What Are The Rates?

Every PSP comes with its own processing rates and fees. Shopify Payments bases their rates on users’ subscription level. Users on higher Shopify plans benefit from lower rates. Take a look at the screenshot below for a breakdown of those rates.

Shopify states that they do not charge any monthly fees, hidden fees, or setup fees on their payments service.

Who Can Use Shopify Payments?

Perhaps the most obvious requirement is that you must be a Shopify customer to use Shopify Payments.

Shopify Payments is only available to merchants in the US, Canada, the UK, Ireland, Australia, New Zealand, and Singapore. Shopify Payments is not available to US territories, with the exception of Puerto Rico.

You must follow Shopify’s Acceptable Use Policy. Take a look at the extensive list of products and services Shopify does not support below:

If you do not comply with Shopify Payments’ Terms of Service, you will not be approved or the service may be revoked.

When Do I Get Paid?

Payday is on everyone’s mind. One of the most frequently-asked questions regarding Shopify Payments is how long you’ll have to wait to receive your customers’ payments.

This period — the time between when a customer places an order and when those funds are sent to your bank account — is called a pay period. You should keep in mind that this pay period does not include the amount of time it takes for your bank to process that deposit after it’s sent (typically between 24-72 hours).

Your pay period with Shopify Payments will depend on the country in which your company is based. You can view the full breakdown of pay periods in Shopify’s knowledgebase, or you can see my summary below:

  • US: 2 business days. Funds from Friday, Saturday, and Sunday are grouped and sent together as one payment.
  • Canada: 3 business days. Funds from Friday, Saturday, and Sunday are grouped and sent together as one payment.
  • Australia: 3 business days. Funds from Saturday, Sunday, and Monday are grouped and sent together as one payment.
  • New Zealand: 3 business days. Funds from Saturday, Sunday, and Monday are grouped and sent together as one payment.
  • UK & Ireland: 4 business days. Funds from Saturday, Sunday, and Monday are grouped and sent together as one payment.

Make sure you keep in mind this delay in payments as you plan your business. It might be worth setting up a business credit card so you always have funds on hand.

Pros & Positive Reviews

Customers choose Shopify Payments for a number of reasons. Here are the primary benefits of using Shopify Payments:

  • No Shopify Transaction Fees: While there will always be processing fees, when you use Shopify Payments, you’ll no longer have to pay that 1%-2% transaction fee associated with your Shopify plan. I assume Shopify instead takes their money from your payment processing. Either way, it’s savings for you.
  • Potentially Lower Processing Fees: As I’ve said before, higher-level Shopify merchants benefit from lower rates. You may find that Shopify’s rates are competitive with those of other major processors.
  • Already Integrated: You won’t need any developers to connect with Shopify Payments.
  • Integrated Fraud Prevention: Shopify Payments helps you reduce fraudulent transactions. You can choose to enable an address verification system and a card verification value upon checkout to ensure customers are real cardholders. Read more about fraud analysis.

Shopify Payments is a great solution if you meet the requirements and are looking for a processor that’s easy to integrate.

Cons & Complaints

While Shopify Payments is great for convenience, I’ve seen numerous reports blaming the service for being unreliable and difficult to contact. Here are a few of the most common complaints and disadvantages of using Shopify Payments:

  • Ineligibility: Shopify users often complain that they are not eligible for Shopify Payments. For some, this is because Shopify Payments is not available in their country. In some cases, Shopify has actually revoked payment services because, for one reason or another, their business was deemed “high-risk.” Shopify’s Terms of Service states: “We reserve the right to modify or terminate the Service for any reason, without notice at any time.”
  • Shopify Holds Funds: Merchants frequently complain of their funds being withheld for an extended period of time. Here’s what Shopify Payments’ Terms Of Service says about that: “Stripe, on behalf of Shopify and/or Wells Fargo reserves the right to change the Payout Schedule or suspend payouts to your Bank Account should we determine it is necessary due to pending disputes, excessive Chargebacks or refunds, or other suspicious activity associated with your use of the Service or it required by law or court order.”
  • Difficulties With Chargebacks: Chargebacks are an unfortunate and inevitable part of running an online business. If customers file too many chargebacks against you, Shopify may withhold your funds, further complicating the issue.

Make sure you read the Terms of Service for every solution you sign up with, including Shopify and Shopify Payments. It could save you a world of pain.

Final Thoughts

I’ve seen enough negative reports about Shopify Payments to be skeptical of the service. Many merchants have been denied payments or had the service revoked entirely.

However, without the specifics, it’s difficult to determine whether Shopify was justified or not in these actions. If merchants were not complying with Shopify Payments’ Terms of Service, Shopify was within their rights to cancel the service.

As you make your decision, read every word of Shopify Payments’ Terms of Service to ensure your business qualifies. There are some great benefits to integrated payments, and if your store follows all the rules, Shopify Payments could be the best choice for your store.

But, don’t stop your research there. Take a look at our complete review of Shopify (and the real customer comments below) to learn more about the software, and be sure to read up on Shopify Payments in their knowledgebase. Best of luck!

Liz Hull

Liz is a recent college graduate living in Washington state. As of late, she can often be found haunting eCommerce forums and waiting on hold with customer service representatives. When she’s free, Liz loves to rock climb, watch Spanish dramas, and read poorly-written young adult novels.

Liz Hull

“”

2017 Black Friday, Cyber Monday, and Holiday Deals for Small Company Proprietors

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Best Black Friday Deals for Small Business Owners

I’ve never understood why, at the time as we meditate on being grateful and quite happy with what we should have, we hurry towards the store and proceed throngs of people to purchase the following best factor. So far, that’s.

With regards to your online business, you need to make the most of every deal open to you. Fortunately, this season there are many to select from. We spent hrs digging to find the best Black Friday, Cyber Monday, along with other holiday deals so you do not have to. Whether you’re looking for a brand new POS system, a good deal on a credit card merchant account, or some seriously discounted accounting software, there’s something for everybody this holidays.

Note: We’ll be updating this publish regularly to create the most up-to-date offers and discounts. Be on the lookout for additional bargains in the future!

Table of Contents

Merchant Services

If you are searching to simply accept card payments out of your customers, you’ll need a credit card merchant account. Most merchant services charge a particular rate per transaction, but there’s a couple subscription-based mixers are providing discounts on their own monthly rates along with a couple of which are offering deals on hardware.

Fattmerchant

Best Black Friday Deals for Small Business Owners

Promotion not far off.

Fattmerchant hasn’t released their Cyber Monday deal yet, but it’s not far off. We’ll update this publish when we all know more, so make sure to return in.

Fattmerchant is really a subscription-based credit card merchant account that works with most major shopping carts. The organization offer 24/7 free support and receive 5/5 stars on our websiteTo understand more about this credit card merchant account, visit our comprehensive Fattmerchant review.

PaySimple

Best Black Friday Deals for Small Business Owners

PaySimple is providing 50% from the first 3 several weeks and services information.

This promotion is perfect for new clients you have to complete the enrollment form by 11:59 pm EST on November 30th to obtain this discount (discount doesn’t affect individual transaction charges). Use coupon code CYBER.Offers are not valid with every other promotions. Contact PaySimple for more information.

PaySimple is yet another subscription-based credit card merchant account that meets its name. The credit card merchant account is straightforward, simple to use, and it has great customer support. To understand more about this credit card merchant account, read our comprehensive PaySimple review.

Cayan

Best Black Friday Deals for Small Business Owners

Cayan is providing $150 in free software and hardware.

Cayan is providing a vacation Bundle to new users who join a Cayan account. The bundle includes $100 in instant credit, a totally free EMV-enable card swiper, and free eCommerce setup (often a $150 value as a whole). Contact Cayan directly for more information or join the vacation bundle here.

Cayan has developed in the credit card merchant account game since 1998 and it has an excellent status. The program is fairly priced while offering wonderful features. To understand more about this credit card merchant account option, read our full Cayan review.

Mobile Payments

If you were to Nederlander Bros, you realize about Mobile Reason for Purchase (mPOS) apps. Accepting payments on the go with simply a tablet and/or smartphone is essential for many companies. Which screaming holiday deals might help your organization just do that.

Square

Best Black Friday Deals for Small Business Owners

Square is providing $10 off a Contactless + Nick readers.

When you join a Square account, you will see a promo for $10 a Contactless + Nick Readers (ordinarily a $49 value). The discount is restricted to 1 per account. Contact Square to learn more.

Square is a huge name in mobile payments processing–and for a good reason. With ample features along with a flat swipe rate, it’s easy to understand why. On this 4.5/five star software within our comprehensive Square review.

Intuit GoPayment

Best Black Friday Deals for Small Business Owners

Promotion not far off.

Intuit hasn’t released their Black Friday promo yet, but it’s not far off. The deals will likely be announced on Monday. We’ll update this publish when we all know more, so make sure to return in.

While Intuit is much more noted for its QuickBooks accounting software, Intuit also provides a mPOS known as Intuit Go Payment (formerly referred to as Intuit Payment Solutions). Intuit GoPayment offers competitive rates along with a seamless Quickbooks integration. To understand more about this method, read our comprehensive Intuit GoPayment review.

POS Software

Reason for Purchase (POS) solutions really are a huge element of retail and restaurant companies. If you are looking for a great POS system, there’s seriously no better time for you to purchase. Miracle traffic bot category has got the most holiday promotions undoubtedly, so you have several options.

Toast POS

Best Black Friday Deals for Small Business Owners

Toast POS is providing up $6,000 in hardware to new clients.

If you’re a new Toast POS customer transitioning from Aloha or Micros, you are able to qualify for approximately $6,000 in hardware.

This deal is essentially a hardware swap. For instance, for those who have an Aloha or Micro terminal, you are able to swap it for any free Toast POS terminal (as much as $6,000). Toast is just matching existing hardware, so any other purchases is going to be priced normally. This deal applies its November. Find out more about this deal and Contact Toast POS directly to find out if you qualify.

Toast POS is a perfect restaurant POS that provides ample features, a loyalty rewards program, and gift certificate abilities. Discover what else Toast POS provides within our comprehensive 5/five star Toast POS review.

Revel Systems

Best Black Friday Deals for Small Business Owners

Promotion not far off.

Revel Systems hasn’t released their promotion yet, but be on the lookout for that company’s announcement. We’ll update this publish when we all know more, so make sure to return in.

Revel Systems is among the top iPad POS systems, boasting 25,000 terminals being used and powerful features. To understand more about Revel Systems, read our comprehensive Revel Systems review.

Lightspeed

Best Black Friday Deals for Small Business Owners

Promotion not far off.

Lightspeed hasn’t released their promotion yet, but be on the lookout for that company’s announcement. We all do realize that both software and hardware is going to be discounted. We’ll update this publish when we all know more, so make sure to return in.

Lightspeed offers multiple POS systems for particular industries. (Before the promo is released, we won’t know which version is going to be discounted.) Read our complete Lightspeed Retail, Lightspeed eCom, and Lightspeed Restaurant reviews to find out more.

NCR Silver

Best Black Friday Deals for Small Business Owners

NCR Silver is providing 1-2 free several weeks and services information for annual subscriptions.

Although this isn’t always a Black Friday or Cyber Monday purchase, we would have liked to show you from the promotion NCR Silver is presently running.

If you buy single-year subscription, you’ll get a month of free service if you buy a couple-year subscription, you’ll receive two several weeks of free service. The offer pertains to brand new merchant, no matter location or quantity of terminals. Purchase ends on December 31. Contact NCR Silver for more information.

NCR Silver is really a cloud-based POS well suited for medium-sized companies. It provides 24/7 support and integrates with leading accounting software. Read our complete NCR Silver review to find out more.

LingaPOS

Best Black Friday Deals for Small Business Owners

Linga POS is providing 3 several weeks of free service.

New users who begin a Linga account will get 3 several weeks of the free Linga POS license. Deal ends on December 15th. Contact Linga POS directly to benefit from this offer.

Linga POS offers impressive features together with a strong inventory management system. The program is competitive in cost and is a superb option for food services. Read our complete LingaPOS review to find out more.

Hike POS

Best Black Friday Deals for Small Business Owners

Hike is providing a 30% discount to customers.

Hike is providing a 30% discount to customers. We are adding a lot of this promotion soon, until then, contact Hike directly for details.

Although Hike is really a relatively recent POS solution, it provides an attractive interface and lots of features. Hike is simple to use and versatile too. Read our comprehensive Hike review to understand more about this 4.5/five star software.

Epos Now

Best Black Friday Deals for Small Business Owners

Epos Now’s offering $500 in savings.

Epos Now’s offering their POS System including a 15″ touchscreen terminal, an invoice printer, along with a cash drawer for $1,299 (ordinarily a $1,799 value). Contact Epos Let’s focus on details or visit here to join up with this promotion.

Epos Now’s a quick-growing POS system located in the United kingdom. The machine is simple to use, filled with features, and reliable enough for Disney Pictures and Universal for doing things (that’s enough to achieve my election if it is adequate for Disney it should be the most joyful POS system on the planet right?). Read our full Epos Now review to find out if you accept me and to understand more about the program on your own.

Springboard Retail

Best Black Friday Deals for Small Business Owners

Promotion not far off.

Springboard Retail hasn’t released their November promotion yet, but be on the lookout for that company’s announcement. We’ll update this publish when we all know more, so make sure to return in.

Springboard Retail is really a POS system with limitless users and ample features. The POS system offers scalable prices plans and it is incredibly simple to use. To understand more about POS option, read our complete Springboard Retail review.

GiftLogic POS

Best Black Friday Deals for Small Business Owners

GiftLogic POS is providing a hardware looking for $.99 with acquisition of any initial software bundle.

If you buy any GiftLogic POS software bundle, you’re qualified to purchase a hardware looking for a reduced cost of $.99. We is going to be adding a lot of this promotion soon, until then, contact GiftLogic POS directly for details.

GiftLogic POS is really a Home windows-based retail POS that is fantastic for clothes shops and gift shops. The program offers extensive features including reporting and inventory. To understand more about this POS contender, read our complete GiftLogicPOS review.

Accounting Software

The section you’ve all been awaiting! Okay, in order the mind accounting author at Merchant Maverick I’m just a little biased toward accounting software, but hey–that means I understand a great deal after i see one. I’m excited to talk about these steals along with you.

Aplos

Best Black Friday Deals for Small Business Owners

Aplos is providing 50% off select annual subscriptions.

Aplos is providing 50% from the newbie of the annual subscription for their Starter or Standard Accounting packages. Any new user can use with this promo and you will find no cancellation charges (should you aren’t satisfied, Aplos will refund you the rest of your unused subscription). Use coupon code SuperSale2017 to obtain this deal although it still lasts. Contact Aplos to learn more.

Aplos is really a non-profit accounting solution with ample features and extremely positive testimonials. We even named the program among the Top 4 Accounting Programs for Nonprofits, so long should be good. Browse the publish on your own to find out if this nonprofit solution is a great fit for you personally.

QuickBooks

Best Black Friday Deals for Small Business Owners

Promotion not far off.

Intuit QuickBooks hasn’t released their Black Friday promo yet, but it’s not far off. The deals will likely be announced on Monday. We’ll update this publish when we all know more, so make sure to return in.

QuickBooks may be the big named in comprising grounds. With multiple desktop and cloud-based products, this accounting giant offers solutions for pretty much any sized business. Read our comprehensive reviews of Quickbooks Online, QuickBooks Desktop Pro, QuickBooks Desktop Mac, QuickBooks Desktop Enterprise, and QuickBooks Self-Employed, or read this handy comparison chart to determine what version fits your needs.

Note: If you are offered on Quickbooks Desktop, look into the Black Friday deals at the local Best To Buy, Staples, along with other office supplies online stores. I will allow you to inside a little secret: The final time I visited Staples, QuickBooks Desktop Pro was $30 less expensive than the discounted form of the program on Intuit’s site.

Shopping Cart Software Software

This season, most eCommerce sellers are most likely considering how you can market their very own stores to bring in the vacation sales. But remember to take a few here we are at yourself and think about whether these shopping cart software discounts are suitable for your company.

Zoey Commerce

Best Black Friday Deals for Small Business Owners

Zoey Commerce is providing a 5% – 10% discount on annual subscriptions.

Zoey Commerce is providing a price reduction on annual subscriptions. New clients registering for the Strategic business plan will get a 5% discount using the coupon code THANKS5. New clients registering for the company Plus or Premier pan will get a tenPercent discount while using coupon code THANKS10.

These discounts are additionally towards the existing 10% discount that Zoey offers for annual subscriptions. Monthly plans don’t apply. These codes is going to be active from Wednesday, November 22 to Thursday, November 30. When you produce a trial, you will see a place for any coupon code. If you want help getting this deal or want more details contact Zoey Commerce directly.

Zoey Commerce is really a well-loved, fully-featured eCommerce platform. If you wish to determine what makes miracle traffic bot so excellent, read our complete 5/five star Zoey review.

Shopify

Best Black Friday Deals for Small Business Owners

Shopify is providing $30 predetermined fee shipping with DHL Express.

Shopify can also be offering holiday shipping with UPS.

Although this isn’t always a Black Friday or Cyber Monday purchase, we would have liked to show you from the promotion Shopify is presently running.

This holidays, Shopify is partnering with DHL Express to bring Shopify customers a $30 flat-rate shipping option (before Holiday sales in my opinion). Packages should be between 1-3 pounds. Certain countries might not qualify and fuel surcharges may apply. Purchase ends December 31st. On this deal or contact Shopify for details.

Shopify can also be offering holiday shipping rates with UPS. This integration brings Shopify customers guaranteed date shipping, discounted rates for heavier packages, and all sorts of peak surcharges on UPS Ground is going to be included in Shopify. Find out more about this deal or contact Shopify for deals.

Shopify is among the big names in eCommerce and even for good reason. It provides good prices, strong features, and 24/7 customer care. To understand more about this 5/five star software, read our complete Shopify review.

3dcart

Best Black Friday Deals for Small Business Owners

Promotion not far off.

3dcart hasn’t released their November promotion yet, but it’s not far off. The promotion should really launch on Wednesday. We’ll update this publish when we all know more, so make sure to return in.

While 3dcart might be keeping us at nighttime on their own promotion for which appears like forever, it’s no mystery this company provides a great eCommerce platform. With ample features, affordable plans, and lots of design styles, 3dcart has something for virtually any merchant. Read our complete 3dcart review to learn more.

WooCommerce

Best Black Friday Deals for Small Business Owners

Promotion not far off.

Woocommerce hasn’t released their promotion yet, but be on the lookout for that company’s announcement. We’ll update this publish when we all know more, so make sure to return in.

Woocommerce is definitely an free shopping cart software wordpress plugin that directly integrates with WordPress websites. The first software download is free of charge and also the eCommerce platform provides a apparently unbeatable quantity of integrations. On this shopping cart software option within our complete Woocommerce review.

Website Builders

Searching to construct a brand new small company website? It’s not necessary to become coding expert overnight. Rather, make use of a website builder.

uKit

Best Black Friday Deals for Small Business Owners

Promotion not far off.

uKit hasn’t released their Cyber Monday promotion yet, but be on the lookout for that company’s announcement (it’ll be in this article). We’ve heard the offer will probably be pretty great. We’ll update this publish when we all know more, so make sure to return in.

uKit is really a feature-wealthy, simple to use website builder that screams classy and professional. Read our full uKit review to understand more about what this rising website builder can provide.

Inventory Software

If monitoring your holiday inventory gets difficult, it might be time for you to consider a listing software. And just what better time for you to purchase than when you will find Cyber Monday promotions within the works?

TradeGecko

Best Black Friday Deals for Small Business Owners

Promotion not far off.

TradeGecko hasn’t released their Cyber Monday promotion yet, but it’s not far off. We’ll update this publish when we all know more, so make sure to return in.

TradeGecko is really a cloud-based inventory software with strong worldwide business abilities. The program can also be noted for its robust set of features and simple to use interface. To understand more about this inventory option, read our complete TradeGecko review.

inFlow

Best Black Friday Deals for Small Business Owners

inFlow Cloud is providing per month of free service along with a free USB scanner.

inFlow is providing per month of free service along with a free USB scanner to new clients who join inFlow Cloud. This Black Friday deal is going to be sent being an email promotion you must sign up for any free trial offer between November 24 and November 27. To be able to receive this deal, it’s important to spend the money for first month and services information next, the 2nd month is free of charge and you will find no cancellation charges. The bar code scanner is restricted to all of us addresses. Contact inFlow to learn more.

InFlow offers both in your area-installed and cloud-based solutions. The program offers ample features and it is only suitable for Home windows computers. We presently have only overview of inFlow On-Premise, however, you can look it over to a minimum of learn bout inFlow like a company.

Invoicing Software

You probably know this: Creating invoices in Stand out just doesn’t work during christmas (or during any season, really). If you feel it’s time for you to manage profits having a full-fledged invoicing software, take a look at these deals.

Harvest

Best Black Friday Deals for Small Business Owners

Harvest is providing $10 off and away to new users.

Harvest is providing $10 from the first month and services information for brand new users who join Harvest during christmas. Use coupon code JUSTSAYINGTHANKS to reap the harvest of the deal before it’s far too late. Contact Harvest for more information.

Harvest is a superb invoicing application with amazing time tracking abilities and much more amazing customer support. The program can use more invoice templates for me, however if you simply need time tracking and project management software, this really is certainly a high contender. Read our complete Harvest review to find out if miracle traffic bot fits your needs.

Invoice Ninja

Best Black Friday Deals for Small Business Owners

Invoice Ninja is providing 75% off.

On Cyber Monday, Invoice Ninja is providing a 75% discount on invoicing plans. We is going to be adding a lot of this promotion soon, until then, contact InvoiceNinja directly for details.

Invoice Ninja is a straightforward-to-use invoice solution with great invoice templates along with a client portal. Invoice Ninja also provides over 35 payment gateways. to understand more about this invoicing option, read our complete Invoice Ninja review.

E-mail Marketing

Get the own Black Friday and holiday emails sent fast with the aid of e-mail marketing software. If you’ve never considered e-mail marketing before, this is the time.

GetResponse

Best Black Friday Deals for Small Business Owners

GetResponse is providing 15% business Enterprise plan.

GetResponse is providing a 15% discount for GetResponse Enterprise. We are adding a lot of this promotion soon, until then, contact GetResponse directly for details.

GetResponse is really a seasoned e-mail marketing veteran with experience along with a set of features to demonstrate it. The program is simple to use and cost-effective. Read our full GetResponse review to find out if this e-mail marketing tool suits your company.

Project Management Software

Project management software solutions offer from task management to workflow management to scheduling to budgeting and much more. But every one has one common denominator: they assist you keep an eye on work.

ProofHub

Best Black Friday Deals for Small Business Owners

ProofHub is providing a 41% discount on their own software.

Although this isn’t always a Black Friday or Cyber Monday purchase, we would have liked to show you from the promotion ProofHub is presently running.

ProofHub is providing a 41% discount on their own Ultimate Control plan (ordinarily a $150/mo value for $89/mo rather). Contact ProofHub directly for particular information regarding this promotion.

ProofHub is really a superbly designed software with wonderful features like task and subtask management, reports, and file proofing. To understand more about this project management software option, read our complete ProofHub review.

Time For You To Get Shopping!

Before getting to transported away within the Black Friday mania, there exists a final suggestion: Seek information in advance.

While these deals could be a good way for your online business to save cash, we implore you to definitely save time before you act. Don’t purchase it just since you can. Purchase it because it’s the best solution for your online business.

Each one of the promotions above originates from items that we’ve researched extensively at Merchant Maverick. However, we don’t would like you to simply take our word these are wonderful products. Seek information. Make the most of our comprehensive reviews, investigate the organization you’re thinking about purchasing from, and look for the other users are saying before choosing.

If you want help buying a solution, our Merchant Maverick blog provides extensive great sources and we’re always here for those who have questions.

Friendly PSA over! Now you can shop ’til you drop and make the most of these bargains before they’re gone.

Shall we be missing anything? If you’re a vendor having a Black Friday, Cyber Monday, or holiday purchase that people haven’t pointed out, please tell us within the comments below.

Chelsea Krause

Chelsea Krause is really a author, enthusiastic readers, and investigator. Additionally to loving writing, she grew to become thinking about accounting software due to her constant need to learn something totally new and know how things work. When she’s no longer working or daydreaming about her newest story, she are available consuming obscene levels of coffee, studying anything compiled by C.S. Lewis or Ray Bradbury, kayaking and hiking, or watching The X-Files together with her husband.

Chelsea Krause

“”

Wix Versus Shopify

Our impartial reviews and content are supported partly by affiliate partnerships. Find out more.

This is actually the dawning of age Disruption, and the majority of us find ourselves one of the Disrupted. As wages remain stagnant, decent benefits become ever harder to secure, and temporary work becomes the permanent reality, the cultural centrality of at-will employment lessens on an hourly basis. With couple of legal or institutional norms left to provide us from economic uncertainty, Doing The Work Yourself appears more rational than ever before. And believe to DIY rather than leverage the cyber-commons to market things online?

Because of the recognition of these two platforms, I figured it might be useful to check and contrast Wix and Shopify, two most prominent online services utilized by individuals and firms to bring in the eCommerce dough. However, some background info.

Table of Contents

A Fast Take A Look At Wix

wix pricing

Headquartered in Tel Aviv, Wix (see our Wix review) began in the year 2006 by Avishai Abrahami, Nadav Abrahami, and Giora Kaplan. Getting grown to get probably the most broadly-used DIY website builder available on the market, Wix now boasts 110 million users all over the world — several unquestionably boosted because Wix is free of charge to participate.

A Fast Take A Look At Shopify

Shopify (see our Shopify review) may be the colossus from the eCommerce industry. Launched by Tobias Lütke, Daniel Weinand, and Scott Lake (and in 2006), this Ottawa-based company presently hosts over 500,000 online stores and it has helped generate $46 billion in sales.

The 2 platforms possess a fundamental difference of emphasis, however. Wix is really a website builder with sophisticated eCommerce abilities (among additional features), while Shopify is really a dedicated eCommerce platform with website building features. This distinction should become apparent when i guide you through my comparison.

Web-Located or Licensed

Both Wix and Shopify are web-located.

Software and hardware Needs

All it’s important to use Wix or Shopify is really a computer, a web connection, along with a modern internet browser. Worry not, friend.

Prices

Here’s something which reveals the variations between the two platforms’ particular target audiences. While Wix has five compensated subscription plans available, you may also generate a free account. As long as its not necessary a web-based store, your personal domain, or any other advanced features, this can be used free account in perpetuity.

However, with Shopify, you are able to join without entering your payment info, but following the 14-day free trial offer ends, you’ll have to select from between three compensated plans. Basically, Wix is perfect for the hobbyist and also the casual blogger in addition to serious online sellers, whereas Shopify is about supplying an eCommerce platform—everything else is of secondary importance.

With Wix, you receive the next with a forex account:

  • Full Use of Wix’s Design and Editing Platform
  • 500 MB Storage
  • Limitless Pages
  • Free Hosting
  • Free Wix Domain — your URL is going to be [your Wix user name].wix.com/[your website name]
  • Wix Brand Ads

If you would like more from Wix, you’ll need to spring for just one of Wix’s five compensated plans:

Connect Domain Plan

  • $5.00/month (annual plan)
  • $4.00/month (2-year plan)
  • $3.50/month (3-year plan)
  • $7.00/month (monthly plan)
  • 500 MB Storage
  • 1 GB Bandwidth
  • Connect Your Domain (rather of “wixusername.wix.com/sitename”)
  • Free Hosting
  • Google Analytics
  • Premium Support

Combo Plan

  • $10.00/month (annual plan)
  • $9.00/month (2-year plan)
  • $8.50/month (3-year plan)
  • $14.00/month (monthly plan)
  • The suggestions above PLUS:
  • Free Domain (for just one year)
  • 3 GB Storage
  • 2 GB Bandwidth
  • Removes Wix Ads

Limitless Plan

  • $14.00/month (annual plan)
  • $11.00/month (2-year plan)
  • $10.00/month (3-year plan)
  • $16.00/month (monthly plan)
  • The suggestions above PLUS:
  • 10 GB Storage
  • Limitless Bandwidth
  • Site Booster Application (annual plan only)
  • Form Builder Application (annual plan only)
  • $300 Ad Vouchers (annual plan only)

eCommerce Plan

  • $17.00/month (annual plan)
  • $15.00/month (2-year plan)
  • $14.00/month (3-year plan)
  • $20.00/month (monthly plan)
  • The suggestions above PLUS:
  • 20 GB Storage
  • 20 GB Bandwidth
  • Online Shop

Very important personel Plan

  • $25.00/month (annual plan)
  • $22.00/month (2-year plan)
  • $20.50/month (3-year plan)
  • $30.00/month (monthly plan)
  • The suggestions above PLUS:
  • 20 GB Storage
  • Limitless Bandwidth
  • Exclusive Very important personel Support Line – Priority Callback
  • Instant Response
  • Professional Site Review

Observe that while Combo-level plans and above incorporate a free personalized domain for just one year, you’ll need to pay to resume it beyond that — the typical rates are around $10 each year. If you would like your personal personalized email that suits your domain, Wix offers that (through G Suite) for $4.08 monthly. In addition, Wix has over 200 feature add-ons obtainable in the Wix Application Market, quite a few these apps are premium services and wish their very own compensated subscription.

Shopify, by comparison, has three primary subscription packages to select from:

Fundamental Shopify

  • $26/month (annual plan)
  • $23.25/month (2-year plan)
  • $21.75/month (3-year plan)
  • $29/month (monthly plan)
  • Charge Card Rate for Shopify Payments: 2.9% + 30¢
  • Charge Card Rate for Shopify POS: 2.7% + 0¢
  • Transaction Charges for Shopify Payments: None
  • Transaction Charges for Exterior Payment Gateways: 2%
  • 2 Staff Accounts
  • Limitless Products
  • Limitless File Storage
  • Shopify POS Retail Package: yet another $49/month
  • Shopify Shipping Discount: “Good”
  • Print Shipping Labels
  • 24/7 Support
  • Fraud Analysis
  • Manual Order Creation
  • Discounts
  • Website and Blog
  • Free SSL Certificate

Shopify

  • $71/month (annual plan)
  • $63.25/month (2-year plan)
  • $59.25/month (3-year plan)
  • $79/month (monthly plan)
  • The suggestions above PLUS:
  • Charge Card Rate for Shopify Payments: 2.6% + 30¢
  • Charge Card Rate for Shopify POS: 2.5% + 0¢
  • Transaction Charges for Shopify Payments: None
  • Transaction Charges for Exterior Payment Gateways: 1%
  • 5 Staff Accounts
  • Shopify Shipping Discount: “Better”
  • Gift Certificates
  • Professional Reports
  • Abandoned Cart Recovery

Advanced Shopify

  • $266/month (annual plan)
  • $235/month (2-year plan)
  • $219/month (3-year plan)
  • $299/month (monthly plan)
  • The suggestions above PLUS:
  • Charge Card Rate for Shopify Payments: 2.4% + 30¢
  • Charge Card Rate for Shopify POS: 2.4% + 0¢
  • Transaction Charges for Shopify Payments: None
  • Transaction Charges for Exterior Payment Gateways: .5%
  • 15 Staff Accounts
  • Advanced Report Builder
  • 3rd Party Calculated Shipping Rates

Shopify, like Wix, sells custom domains. Shopify’s domains cost $14/year for any .com and a little more for other domain types. Shopify also offers an application store of their own, featuring more than a 1000 feature add-ons, both free and never-free.

Furthermore, Shopify provides a service known as Shopify Lite just for $9/month. However, this plan of action doesn’t range from the online shop, that is, in the end, what many people consider once they consider Shopify. It will permit you to sell products in your social networking accounts, another website, or personally (presuming you receive Shopify POS for $49/month). Lastly, for businesses which make over $a million in sales each year, there’s Shopify Plus. It’s packed with advanced features, but you need to contact Shopify to even obtain a cost estimate, which means you know it’s just for the greatest outfits.

Having a free plan available along with a cheap $5/month plan since it’s opening compensated subscription, Wix is clearly the cheaper of these two platforms. Plus, Wix’s least expensive eCommerce-enabled plan’s $17/month when compared with $26/month for Shopify (annual plan prices), therefore if cost is an essential factor for you personally, Wix may be the champion. Obviously, you need to consider what you’re really getting for the money, and Shopify’s advanced eCommerce system might provide you with more bang for your buck.

Simplicity Of Use

Wix and Shopify both try to be as accessible as you possibly can, and both largely deliver. We’ll begin with Wix. The conventional editor combines simplicity of use with nearly infinite versatility. All of the tools you have to add features to your website can be found via buttons across the left from the editor. When you wish to include something, you simply choose the element, click on the Add button, and drag it wherever you would like it. It’s as easy as that. Many website builders restrict where you’re in a position to place elements, forcing you to definitely stack your elements like blocks and restricting you against placing things more precisely. Wix enables you to place anything anywhere (though if you want assist with precision placement, Wix provides options like “Snap to Objects” that will help you.

This method to website building means you need to be conscious of methods things can look on cellular devices, and that’s why the editor has dotted lines that demarcate the boundaries of the smartphone screen.

wix

If you’d rather not need to invest in this degree of fine-tuning, Wix comes with an even simpler website building model for you personally: Wix ADI (Artificial Design Intelligence). When you begin building your Wix website, you’re given a choice of using either Wix’s standard editor or Wix ADI. Pick the latter, and you will be motivated to point the objective of your site and also the features you would like incorporated (a web-based store, your blog, etc). For those who have a current online presence, Wix ADI will pull your articles on the internet to include to your site. You’ll then be given some design/color/font options. When you make these choices, voilà! An internet site is going to be produced for you personally! After that, you are able to direct the AI to create specific changes aimed at your website for you personally, or it can be done yourself, utilizing a simplified form of the Wix editor which fits similar to the “arranging content blocks” model I pointed out earlier. It makes sense an editor that provides you less freedom but that makes it even simpler that you should create a beautiful website. Wix enables you to pick the editing model that works well with your purposes. Should you need assistance, 78 tutorial videos walk you thru pretty much every part of the website building process.

Shopify can also be one that is functional by almost anyone. You’ll begin within the dashboard in which you have quick access to every facet of your eCommerce site. In the links around the left from the dashboard, you will see and manage your orders, add products, see the details and buy good reputation for your clients, view site analytics, generate discounts, add apps in the Shopify Application Store, and make additional sales channels so that you can sell your product or service on Amazon . com, Facebook, Buzzfeed, and much more.

shopify

So far as customizing the feel of your eCommerce site goes, you are able to download a totally free theme (something like a Wix template), purchase a premium theme in the Shopify Theme Store, and edit your present theme. It ought to be noted that, naturally, Shopify has numerous more eCommerce-specific styles than does Wix.

When you attend edit your theme, you’ll discover that your articles — products, images, slideshows, and so on — is arranged in stacks that you could reorder when needed, much like Wix ADI. Creating, rearranging, and editing your articles is easy.You need to haven’t much problem creating a beautiful online shop using the Shopify editor.

A couple of facets of the editor aren’t as seamless, however. For instance, after i attempted to include a roadmap from Google Maps to my Shopify store, I had been forwarded to acquire and enter a Google Maps API key, which is an inconvenience. With Wix, you simply set the address you would like the map to focus on and add it. Overall, though, they are two very user-friendly platforms, so that your decision about who to choose most likely won’t hinge on simplicity of use.

Features

Both Wix and Shopify provide an impressive variety of features. Since Wix is really a general-purpose website builder, it naturally includes a broader number of available features than does Shopify. Wix provides you with a high-notch blogging tool, photos from Bigstock, many social networking integrations, a forum feature that allows you to setup your personal membership-based network, an excellent form builder, and far, a lot more. Wix’s eCommerce system has enough features to fill a quite sizable page online, including order tracking, inventory management, worldwide shipping and tax rates, coupons, pop-up marketing sales tools, invoicing and accounting — other great tales. Actually, you may also produce a Shopify store and plop it on your Wix site!

Additionally for their standard online shop, Wix has some good feature packages tailored to a particular industries. There’s Wix Restaurants, an element set together with a menu element, a table reservation system, along with a full online ordering system which assists both pickup and delivery. There’s Wix Hotels, with a full reservation management system, multilingual booking for worldwide visitors, along with a feature that will get your website for auction on TripAdvisor. There’s Wix Music, which is a perfect tool for bands to setup digital distribution of the music. In addition, there’s Wix Occasions, a bundle that provides you all you need to manage and monetize a celebration. Truly, there’s little that Wix can’t do.

While Shopify is, obviously, centered on eCommerce, there is a great blogging tool too — a terrific way to showcase what you need to offer. It’s no afterthought, either. You may also do such things as schedule posts ahead of time and add tags. There’s also image galleries along with a e-newsletter signup form. The majority of Shopify’s features, however, are based on the internet store! Shocking, I understand.

Listing all Shopify’s online shop features will make this short article pretty ungainly, so I’ll list the highlights for you personally. You receive automatic shipping rates, abandoned cart recovery, as well as an automatic tax calculator that considers your location and also the location of the customers. Unlike Wix, Shopify lets your clients setup their very own accounts together with your store (though it doesn’t pressure these to create accounts) to create future transactions simpler and to provide you with valuable data relating to your customers’ shopping habits. You will find fulfillment center options and dropshipping apps, together with social networking integration, product variations, and digital revenue. Basically, if you are establishing a web-based store, there isn’t any contest: Shopify may be the platform for you personally. However, Wix includes a better attract certain industries, like restaurants and property management.

Integrations and Add-Ons

Both Wix and Shopify have extensive repositories of third-party integrations prepared to be connected to your website. The Wix Application Market has 248 apps to select from, both free and premium. These apps vary wildly from live chat apps, business tools, form builders, marketing tools, video players, booking apps, eCommerce apps — choose a feature, and you’ll likely find multiple options in Wix’s Application Market.

To not be surpassed, Shopify’s Application Store has more than one 1000 apps prepared. Marketing, sales, shipping, accounting, social networking — if it is eCommerce-related, you’ll probably think it is within the Shopify Application Store. Shopify even has product sourcing apps in situation it’s not necessary almost anything to sell and therefore are searching to market the other party’s products!

One key Shopify integration you may remember in the prices section is by using Shopify POS, something that allows you to accept charge cards to create sales wherever there is a purchase to make. It integrates seamlessly together with your Shopify store and it is an excellent tool in case your store has both a web-based along with a meatspace component. Wix, however, doesn’t have POS system of their own. You are able to integrate your Wix store with Square POS, only on iOS devices and just in a few locations. Advantage: Shopify.

Payment Processing

Shopify has significantly more payment processing options than does Wix, offering over 100 to Wix’s 15. However, with platforms, you’ll only have the ability to use a few of the available payment options, as the majority of options are location-specific (certain payment gateways are just obtainable in many places). One awesome factor about Shopify is they their very own in-house payment gateway: Shopify Payments. Make use of this, and Shopify won’t charge any transaction charges. Use another payment processor, however, and they’ll (the speed depends upon your subscription level). Wix, by comparison, charges no transaction charges, regardless of what payment processor you utilize.

Observe that both Wix and Shopify allow you to accept offline payments too.

Customer Support and Tech Support Team

Wix includes a telephone number for direct support, available Monday-Friday from 6 am to five pm PST. They likewise have an assistance ticket system along with a healthy assortment of FAQs and support articles within their help center, but, alas, no live chat.

Shopify’s customer care is much more robust, with 24/7 phone, email, and live chat, together with many support articles. Again, advantage: Shopify.

Negative Reviews and Complaints

Wix and Shopify have a massive quantity of users, and together with which comes a higher amount of complaints, as you may notice in the comments published to the reviews of these two platforms. Wix will get lots of stick for poor customer support, slow/buggy sites, and unpredicted billing charges. Others have complained that Wix sites aren’t mobile-responsive — that’s, it normally won’t adjust instantly to suit the screen of the device.

Shopify also sees lots of complaints regarding customer support, and also the transaction charges (billed whenever a payment processor apart from Shopify Payments can be used) are very unpopular. Others have complained that Shopify doesn’t adhere to the legal needs in a few countries where they nevertheless sell their product. And others have experienced security problems. Overall, these issues have introduced lower the Trustpilot scores of these two companies — Wix’s Trustpilot score presently is 4.1 while Shopify’s Trustpilot score is 3.4.

Positive Testimonials and reviews

Wix and Shopify have ample fans too. Many users rave about the caliber of Wix like a design tool, while some really praise the oft-belittled customer support. Shopify users love the simple intuitiveness from the platform, along with the well-designed templates. Suffice to state, there’s no popular consensus regarding Wix or Shopify!

Final Ideas

You’ll observe that in many of these groups, I haven’t announced a champion. That’s since these two platforms don’t entirely share exactly the same audience, though there’s certainly a large amount of overlap. What it really comes lower to is that this: if you are building a web-based store, or you possess a physical store by having an online component (or the other way around!), Shopify is what you want. Shopify handles eCommerce unlike any other. However, if you are creating a website with no online shop, or maybe you’re intending to sell restaurant orders, hotel reservations, or music online, Wix is the greatest option. The treatment depends on which your plans are for your own personel particular slice of cyber-territory.

Thankfully, both platforms can be used as free on the trial basis, so that you can explore without risk. Go on and try them! That old world is dead, and it is not returning. Embrace the ” new world ” before it slips your grasp! (The ” new world ” is very slippery, careful.)

Jason Vissers

Jason Vissers is really a author, cereal chef and Netflix aficionado from North Park. A local Californian who enjoys the shore, Jason nevertheless would rather do his surfing on the internet, the raddest wave of all of them. Jason can’t eat raisins.

Jason Vissers

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Which Invoicing Programs Possess the Best Mobile Phone Applications?

Best Mobile Apps for Invoicing

Everyone knows more invoices equal more income for your online business. Why hold back until you’re within an office atmosphere to transmit invoices? Whether you’re ending up in a possible customer over coffee, going to a potential job site, or simply on an outing, you are able to send invoices around the place directly from your phone.

That stated, in this point in time of mobile technology, I’m honestly surprised at how couple of invoicing programs offer mobile phone applications. If you would like your company to maintain an on-the-go lifestyle, it’s necessary that your invoicing software really will the same. You’ll need software that supports mobile apps—and high quality ones.

After investigating a large number of apps, we’ve put together a summary of the invoicing programs with the best mobile phone applications. We heavily researched and tested each application to create the finest features, prices, and user encounters. Without further ado, listed here are the very best four mobile phone applications for invoicing.

Table of Contents

1. Zoho Invoice

Best Mobile Apps for Invoicing

With regards to mobile phone applications, Zoho just can’t be beat. The organization, generally, is renowned for offering full-fledged mobile phone applications, and their Zoho Invoice (see our review) method is the same for this rule. Zoho Invoice has nearly each of the features of their web-based counterpart and comes including a beautiful interface and powerful customer support. Zoho Invoice also provides unbeatable invoicing—15 different templates, ample customizations, an excellent client portal, and the opportunity to autoschedule invoices to become sent at another time.

In addition to this, Zoho Invoice provides the most mobile application options available on the market, with versions for iPhones, iPads and ipod device Touches (iOS 8.+), Androids (4.1+), Home windows phones (8, 8.1, or 10), and also the Apple Watch. They can come with an application for Amazon Kindle Fire.

Features

The Zoho Invoice application offers countless features which are all well-organized and simple to use. Additionally towards the lengthy listing of features below, you may also have Zoho Invoice send notifications right to your phone with real-time business updates.

  • Invoicing
  • Worldwide invoicing
  • Send invoice reminders
  • Estimates
  • Managing contacts
  • Expense tracking
  • Record bills
  • Products list
  • Project management software
  • Time tracking
  • Reports
  • Multi-currency support

Prices

Zoho Invoice offers one free plan and three compensated plans. The disposable plan’s restricted to 5 customers. Payments for compensated plans are created monthly. There’s no additional cost for that mobile application and you may join Zoho Invoice right out the application should you not curently have a free account. Each prices plan offers use of features so make sure to read our full review or contact Zoho Invoice for prices details.

  • Free
  • Fundamental – $7/mo
  • Standard – $15/mo
  • Professional – $30/mo

Testimonials

Zoho Books receives 4/5 stars on iTunes (according to 348 ratings) in addition to 4.6/5 stars within the Google Play Store (according to 5,000+ ratings).

Users generally praise the program to be simple to use, offering good invoice designs, and getting plenty of features. Many people such as the free form of the program, though a couple of users were not impressed with the five customer limit (several users didn’t know very well what the disposable plan entailed and expected the application to become totally free). There have been several complaints about glitches using the Apple Watch form of the application, though nearly all Zoho Invoice comments are very positive.

As it pertains lower into it, Zoho Invoice is rated #1 for any reason. The application is extremely developed, simple to use, and boasts the very best invoicing features around. This application is a superb option for anybody searching for mobility and powerful invoicing. Check out our full Zoho Invoice review for more information or download the application immediately if you are already offered.

2. FreshBooks Classic

Best Mobile Apps for Invoicing

FreshBooks Classic (see our review) is yet another full-featured application that provides Zoho Invoice a run because of its money. The application offers ample features, receives strong testimonials, and appears wonderful. Among the coolest parts concerning the FreshBooks application is you can utilize it offline and sync the information in a later time—you really can bring your business anywhere. To finish it off, FreshBooks offers the best customer support around, so you’re in good hands.

The FreshBooks Classic application can be obtained for iPhone, iPad, and ipod device Touch (iOS 8.+) as well as for Android (4.2+).

Note: FreshBooks offers two mobile phone applications, one known as FreshBooks Classic and something known as FreshBooks Invoice + Accounting. The second application is perfect for the brand new form of FreshBooks, which isn’t as developed. Many FreshBooks Classic users who switched to the brand new mobile application regretted the choice, and that’s why that application didn’t result in the cut (granted, users who’d not used at all FreshBooks before still loved the brand new application). I suggest staying with the robust features and cost-effective prices of FreshBooks Classic (find out more about my grievances against New FreshBooks within our comprehensive FreshBooks review).

Features

Like Zoho Books, FreshBooks Classic provides an impressive quantity of features and also the organization of those features is intuitive and appealing. The application offers:

  • Invoicing
  • Expense tracking
  • Managing contacts
  • Import contacts directly from address book
  • Expense tracking
  • Snap photos of receipts
  • Live bank feeds
  • Record bills
  • Project management software
  • Time tracking

Prices

FreshBooks is attempting to push new users towards New FreshBooks. However, support for traditional FreshBooks isn’t going anywhere in the near future. This does mean that producing a vintage FreshBooks mobile account is a touch more difficult should you not possess a preexisting Classic account. Rather of having the ability to produce a new account right out the application, you’ll need to contact FreshBooks and join a vintage account on the internet first.

FreshBooks Classic offers five scalable prices plans and there’s no additional cost for that mobile application. Each prices plan gives use of features so make sure to read our full review for prices details.

  • Sprout – $12.95/mo
  • Seedling – $19.95/mo
  • Evergreen – $29.95/mo
  • Mighty Oak – $39.95/mo
  • Redwood – Demand prices

Testimonials

FreshBooks Classic receives 4.4/5 stars on iTunes (according to 861 reviews) and 4/5 stars around the Google Play Store (according to 1,778 reviews).

Customers love how easy the application is by using and each of the features which are packed in it.

You will find almost no complaints concerning the application around the iTunes store, though some Android users are worried the company’s concentrate on New FreshBooks will hinder FreshBooks Classic updates. Recent surveys of slow load occasions aren’t helping this theory, but the organization did just complete updates for that Classic mobile phone applications in September 2017 and October 2017.

For the time being, FreshBooks Classic continues to be a significant player, and it is scalable prices and ample features provide the rank of the second best mobile invoicing application. The program has such strong bookkeeping features that lots of people even mistake this invoicing software for full-fledged accounting software. FreshBooks Classic is definitely an especially great choice if you want an application which you can use on and offline. Read our complete FreshBooks review to find out more.

3. Invoice Ninja

Best Mobile Apps for Invoicing

Invoice Ninja (see our review) snuck in to the software scene in 2014, however it didn’t manage us at Merchant Maverick. Actually, it had been named our Top 4 Free Bookkeeping Tools for Small Companies in mid-2016. Even though the software programs are still limited when it comes to testimonials and internet presence, it’s grown to in excess of 40,000 users which informs me they’re doing something right. Invoice Ninja offers strong invoicing and also over 35 payment gateway options. As the interface isn’t as great as those of a number of its contenders (the UI is dated and there isn’t any dashboard), Invoice Ninja offers probably the most compelling free software application options with limitless invoices as much as 100 clients.

The Invoice Ninja mobile application can be obtained for iPhone, iPad, and ipod device Touch (iOS 9.+) as well as for Android (5.+).

Features

Invoice Ninja includes strong invoices and customizable templates. It is also the only real application about this list to provide separate contact and vendor management. Additionally towards the lengthy listing of features below, Invoice Ninja will be sending notifications right to your phone with real-time business updates.

  • Invoicing
  • Send invoice reminders
  • Estimates
  • Managing contacts
  • Vendor management
  • Manage customer credits
  • Recurring billing
  • Auto-billing
  • Expense tracking
  • Products list
  • Project management software
  • Multi-currency support

Prices

Invoice Ninja offers one free plan and 2 compensated plans. The disposable plan’s restricted to 100 customers. Payments for compensated plans are created monthly. There’s no additional cost for that mobile application and you may join Invoice Ninja right out the application should you not curently have a free account. Each prices plan offers use of features so make sure to read our full review or contact Invoice Ninja for prices details.

  • Forever Free
  • Ninja Pro – $8/mo
  • Enterprise – $12/mo

Testimonials

Invoice Ninja’s mobile phone applications haven’t received lots of reviews yet when compared to other invoicing contenders in the following paragraphs. It receives 4.2/5 stars around the Google Play Store (according to 19 reviews). The application hasn’t received enough reviews on iTunes to develop a rating yet.

However, from the 19 reviews available, the majority of they are positive. Users find the application useful and simple to use. One user reported a mistake message and something wanted the application might be self-located (which kind of defeats the objective of a cloud-based app…).

InvoiceNinja’s free plan is a superb option for freelancers, contractors, and small companies with less than 100 customers. The compensated plans are affordable and different features like vendor management and client credits set miracle traffic bot apart. However, if you are searching for strong time tracking and project management software, you may be a little disappointed with Invoice Ninja. Read our complete InvoiceNinja review to understand more about miracle traffic bot and to find out if the professionals over-shadow the disadvantages for the business.

4. Invoice2go

Best Mobile Apps for Invoicing

Produced being an application first, Invoice2go is a lengthy time favorite of numerous companies. In days gone by, this application might have honestly given Zoho Invoice a run because of its cash with customizable templates and among the best interfaces I’ve seen. However, a current update has led to a considerable quantity of negative reviews and sent many purchasers pleading for that return from the old design. Invoice2go continues to have strong features, such as the unique capability to watermark invoices for additional security.

The Invoice2go mobile application can be obtained for iPhone, iPad, and ipod device Touch (iOS 9.3+) as well as for Android (4.1+).

Features

Of all the apps within this publish, Invoice2go has got the best invoice customizations. The interface is of interest, simple to use, as well as fun. The important thing options that come with Invoice2go’s mobile application include:

  • Invoicing
  • Watermark invoices
  • Send invoice reminders
  • Add attachments and photos to invoices
  • Estimates
  • Accept payments online
  • Managing contacts
  • Expense tracking
  • Snap photos of receipts
  • Products list
  • Reports
  • Multi-currency support

Prices

Invoice2go offers four scalable plans. Subscriptions are billed yearly so prices appear pretty hefty, however the application is just a little more costly than Zoho Invoice should you split up the price by month. There’s no additional cost for that mobile application and you may join Invoice2go right out the application should you not curently have a free account. Each prices plan offers use of features so make sure to read our full review or contact Invoice2go for prices details.

  • Starter – $19/yr
  • Pro – $99/yr
  • Enterprise – $149/yr
  • Limitless – $399/yr

Testimonials

Invoice2go receives 4/5 stars on iTunes (according to 4,000+ ratings) and 4.2/5 stars around the Google Play Store (according to 15,000+ ratings).

These ratings are bit misleading. When I pointed out above, a current update leaves users unhappy and nostalgic for that old application. New users who aren’t accustomed to that old form of Invoice2go don’t appear as concerned, but there’s reasonable distinction between the current negative reviews and also the predominantly reviews that are positive of old.

Why did we bare this application within the running then?

As I too am fonder from the old Invoice2go design, the program still provides a good set of features and it is an inexpensive choice for many small companies. New users who aren’t familiar with that old design appear to love the application fine, that is a point in support of Invoice2go. I’m wishing that later on days, Invoice2go will pay attention to their clients and return the interface to the former glory. If you are still thinking about Invoice2go, read our comprehensive Invoice2go review and remain tuned for future updates.

Honorable Mention: Harvest

Best Mobile Apps for Invoicing

With regards to invoicing software with strong mobile phone applications, we can’t forget Harvest. However, the application misses the objective by only allowing users to see invoices instead of create new invoices using their phone. For a lot of companies, this may be an offer breaker, however the time tracking and project management software features within the application are extremely great that people needed to still bring it up.

Produced in the year 2006 like a simple time tracking application, Harvest (see our review) has developed into a complete-fledged invoicing software with more than 40,000 users. In keeping with its roots, Harvest offers the optimum time tracking and project management software options that come with the mobile phone applications within this publish. Additionally to strong features, the Harvest mobile application comes with an appealing UI and it is simple to navigate. The organization offers amazing customer support along with a great free plan. Like FreshBooks, the Harvest application works both on and offline.

The Harvest mobile application can be obtained for iPhone, iPad, and ipod device Touch (iOS 10.+) as well as for Android (4.2+).

Features

Once we pointed out earlier, Harvest has incredibly comprehensive time tracking features, in addition to worker management and team tracking, for that compensated, multi-user plan. Additionally towards the lengthy listing of features below, Harvest will be sending notifications right to your phone with real-time business updates.

  • Invoicing
  • Expense tracking
  • Snap photos of receipts
  • Track mileage
  • Project management software
  • Time tracking
  • TImesheets
  • View team’s logged hrs

Prices

Harvest includes a free plan and 2 compensated plans. Debts are paid monthly. There isn’t any additional cost for that mobile application. You need a current Harvest account before installing the application, so it’s important to make your Harvest account online while using web version first.

  • Free
  • Solo – $12/mo
  • Team – $12/mo per user

Testimonials

Harvest receives 3/5 stars overall on iTunes (according to around 1,100 ratings), as the newest form of the application receives 4.5/5 stars (according to only 14 ratings). The application receives 4.1/5 stars around the Google Play Store (according to 1,908 ratings).

Regardless of the lower iTunes rating, just about all Harvest comments are incredibly positive. Users love how easy the application would be to use and especially understand the time tracking abilities.

There’s a great number of negative reviews on iTunes, but many of these are outdated and also have since been upgraded. Presently, a couple of users wish they might review reports in the mobile application and something user found the program too costly.

If time tracking is really a major factor of the business, Harvest may be the application for you personally. Simple as that. The application enables you to keep an eye on your time and effort and run a team directly from your wallet. The application isn’t well suited for users who require to transmit invoices using their mobile phone. To understand more about Harvest’s abilities, read our comprehensive Harvest review.

Which Application Suits Me?

If you are searching for invoicing on the run, you cannot fail with these options. Each offers great invoice designs and automation. The deciding factor is going to be featuring you’ll need additionally to invoicing. If you would like time tracking, Harvest may be the obvious answer. For ample payment gateways, Invoice Ninja is what you want. For a short time of all things, Zoho Invoice and FreshBooks Classic have you ever covered.

Take a moment to think about featuring are most significant for you. Consider the cost range you really can afford and take benefit of free plans and free trials before finalizing your choice.

Chelsea Krause

Chelsea Krause is really a author, enthusiastic readers, and investigator. Additionally to loving writing, she grew to become thinking about accounting software due to her constant need to learn something totally new and know how things work. When she’s no longer working or daydreaming about her newest story, she are available consuming obscene levels of coffee, studying anything compiled by C.S. Lewis or Ray Bradbury, kayaking and hiking, or watching The X-Files together with her husband.

Chelsea Krause

“”

Satisfy The Sopranos: Presenting the Credit Card Merchant Account Mafia

The sopranos and the merchant account industryAmong the toughest things to learn about the credit card merchant account industry, may be the actual industry itself (i.e. the ins and outs, who players are and how are you affected behind the curtain.). The charge card Cosa Nostra doesn’t prefer to function in plain site, so you have to dig much deeper to know everything.

Between your charge card companies, issuing banks, obtaining banks, processors, merchant providers (MSP’s), independent sales organizations (ISO’s), payment gateways and everybody else among, it appears enjoy it would have a college level course to understand all the madness. And just what kills me probably the most, is that lots of the “helpful” a merchant account industry-related sites I’ve visited, just write the entire issue served by a fast quote like, “The average merchant doesn’t need to comprehend the whole process…” Madonn’!!!!

It’s that lack of knowledge that puts retailers inside a defenseless position (as with a corner), departing a dent for that guys up the top to the take full advantage. Even though you don’t make an effort to discover the process, I urge you to definitely a minimum of discover the players. This way, you’ll know who to visit after should you ever encounter any problems. Just make certain you decide to go heavy.

You – “But, all this stuff is soooooo boring Mr. Maverick!”
Me – I understand, I understand, you’re absolutely right, however, you still need learn it…capiche!?

All joking aside, my own mail to invest all of their Saturday studying about charge card processing. Shall We Be Held right? So to help make the whole ordeal a bit more interesting I’ve made the decision to substitute all the key figures within the a merchant account industry with a few traditional fashion Italian mobsters … David Chase-style.

So without further ado, allow me to expose you to the administration:

Table of Contents

Tony Soprano


Boss from the family: Also referred to as “the charge card network” (i.e. Visa and MasterCard).

Tony may be the boss of bosses he sets the guidelines from the game. It’s due to him there are even any transactions (interchange) permitted to make around the roads. He’s the best middle-man…scratch that…he is “THE” man. You simply exist here due to him. You couldn’t conduct business without him, even though you wanted to…so fuggedaboutit.

You are able to tell he’s in charge simply by searching at his internet worth (New york stock exchange:V, New york stock exchange:MA)…BIG EARNER!

Peter Paul “Paulie Walnuts” Gualtieri


Underboss from the Soprano family: Also referred to as “the issuing bank” (i.e. Bank of the usa).

Paulie reports straight to Tony (the charge card network), and it is approved (licensed) to provide Tony’s personally branded (Visa and MasterCard) charge cards straight to the road-level consumer. Paulie extends a credit line together with individuals cards he hands out, using the solid knowning that when the cardholder doesn’t repay the borrowed funds, he’ll break their f*ckin’ kneecaps…figuratively speaking.

Since Paulie vouches for that consumer/cardholder within this equation, he’s also accountable for transferring funds to Silvio Dante (the obtaining bank), with respect to individuals cardholders, for just about any purchases they make from Silvio’s retailers (see below).

Silvio Dante

silvio-dante
Consigliere from the Soprano family: Also referred to as “the obtaining bank” or “acquirer” (i.e. Wells Fargo).

Silvio’s business dealings are strictly using the neighborhood retailers. He’s accountable for having to pay his retailers the cash owed for them by Paulie’s cardholders for purchasing goods and/or services that individuals cardholders make.

To keep the racket running easily, Silvio “fronts” the cash to his retailers before he even will get his dough from Paulie, by having an agreement that Paulie will compensate him lower the street.

Christopher Moltisanti


Caporegime towards the Soprano family: Also referred to as “the charge card processor” or “payment processor” (i.e. FirstData).

Christopher may be the guy who ensures everything examines (authorization, clearing and settlement…ACH) between your consumer, the merchant, Paulie and Silvio. He determines if the consumer is legit, he ensures the cash changes hands and that he records the facts of every transaction was books. You can say he runs the figures.

In the finish of every day, Paulie, Silvio and Christopher get together at Satriale’s Pork Store to switch funds, and shoot the sh*t over a few Mortadella sandwiches and a few Gabagool. When the process runs easily, everyone will get a cut, everyone stays happy.

Furio Giunta


Soldier towards the Soprano family: Also referred to as “the merchant company (MSP),” “merchant account provider (MAP)” or “independent sales organization (ISO)” (i.e. MerchantPlus).

Some might reason that Furio Guinta is definitely an unnecessary middleman, however they could be dead wrong. The thing is, Furio handles all the work the greater level guys shouldn’t cope with (i.e. shakedowns and extortion…I mean…sales and support).

Furio should have authorization from Tony (the charge card network), and direct backing from Silvio (the obtaining bank) to be able to operate…which he is doing, obviously.

From time to time, an ambitious soldier like Furio will attempt and undertake a greater degree of responsibility, by doing a bit of of Christoper’s (the charge card processor’s) work. As long as it doesn’t invade on Christopher’s territory, it’s a-ok.

You

finger-pointing-at-you
You’re a nobody: Also referred to as “the merchant.”

The Customer

consumerism
A lot more of a nobody: Also referred to as “the cardholder.”

“”

Getting Began being an e-Commerce Merchant: How to setup a web-based Credit Card Merchant Account

ecommerce-payment-processingSo, you’re prepared to expand in to the eCommerce realm, however, you have no idea how to start. You’ve heard all of the hype about internet retail sales figures, and also you want in. Ok now what?

Well, probably the most apparent questions which comes up when one considers moving their online businesses is, “How can i accept payments?” Should you can’t answer that question, you very well may too quit now. 🙁

In the following paragraphs, I’ll construct the fundamental process to get setup by having an eCommerce credit card merchant account (online credit card merchant account), so that you can soon answer that question with full confidence.

Note: I am inclined to use “eCommerce,” “online” and “internet” interchangeably through the article. Hopefully doesn’t confuse you.

Have You Got an eCommerce Shopping Cart Software?

ecommerce software logosPrior to getting began, let’s acquire one more factor taken care of. Should you not have diabetes already, then you’re have to some eCommerce shopping cart software software. That method for you to display your product or service towards the world…wide web.

You will find loads of carts available varying from robust to reveal bones…both free and compensated. The treatment depends on what you need.

I’ve personally used Magento Commerce, and like it. It’s a really effective platform, and pretty intuitive to make use of. On top of that, the basic level version is free of charge. The only real caveat of Magento is it may not be the very best solution for that absolute newbie.

Should you aren’t comfortable enough to choose something as advanced as Magento, then Shopify may be the cart for you personally. It’s not free, however the plus side to choosing Shopify is you get full technical support together with your money. Essential for the beginners.

Like a side note, Magento just lately began their very own “Shopify like” program known as Magento Go. You need to compare the 2 to determine what one you want better.

Selecting the best Online Payment Gateway

payment-gatewayNow that you’ve got your shopping cart software, you’re have to a web-based payment gateway. Many people confuse the payment gateway using the credit card merchant account, but they’re really two various things.

The easiest method to comprehend the eCommerce payment gateway would be to consider it as being the “wiring” involving the shopping cart software and also the credit card merchant account or charge card processor. It’s where all of the important charge card details are transferred throughout a transaction. It’s in which the magic happens. 🙂

Similar to shopping cart software software, you will find a large number of firms that offer payment gateways. You’ve most likely already heard of the largest one known as Authorize.Internet. They’re the 800lb gorilla of the profession, but more costly correctly.

There’s a a number of credit card merchant account providers with great gateways that do not charge on their behalf, like CDGcommerce and Payleap, therefore if you’re trying to reduce monthly charges, then try them out.

One essential factor to keep in mind is you wish to make certain your payment gateway works with your shopping cart software. Usually, it’s better to choose both cart and also the gateway simultaneously in order to avoid any incompatibility issues. The great factor about popular carts like Magento and Shopify is they can integrate with an array of gateways.

Furthermore, gateway providers like CDGcommerce (Quantum Gateway) present an Authorize.Internet “emulation” mode which essentially mimics Authorize.Internet, thus which makes it suitable for any shopping cart software that may integrate with AuthNet.

Selecting the best Online Merchant Account Provider

It is really an easy one. Examine my best providers and discover the organization that provides the very best eCommerce a merchant account. When I pointed out above, CDGcommerce and Payleap are wonderful, much like GoEmerchant and Beanstream.

Of course, make certain you may well ask for interchange-plus prices. Try to choose a service provider that won’t lock you right into a hire a cancellation fee, doesn’t charge a yearly or setup fee, while offering great customer care (you’re gonna require it).

If you want more help working out ways to get a web-based credit card merchant account, tell me.

“”

The Fast Help guide to PCI DSS Compliance for Small Retailers (Level 4)

pci compliance for small businessA sizable most of companies within the U.S. are thought medium and small sized companies (SMBs). Most SMBs don’t process anymore than 20,000-1,000,000 (some significantly less) transactions each year, categorizing them as Level 4 retailers within the PCI world.

For individuals individuals which have read my article on merchant risk levels, you’ll realize that Level 4 may be the cheapest tier, thus requiring minimal work load for compliance. It is also probably the most vulnerable tier for hackers….go figure.

Within this guide, I will take you step-by-step through what you ought to do in order to become compliant and also the basics of small merchant PCI compliance. I attempted to help keep it as little as possible, although not confident that I been successful. 🙂

For Retail (Card-Present) Retailers

Scan The Body
Most charge card processors require proof that you’ve scanned the body for security threats, otherwise they’ll ask you for a regular monthly PCI non-compliance fee. So, make certain you comply with the other steps below, then get scanned when you are ready for this. I’ve partnered with Trust Guard, so I’m clearly likely to recommend that you will get the body scanned by them, but it’s your call. There are many others available that provide checking services. From what I have seen, Trust Guard is pretty legit though.

Go ahead and take Self-Assessment Questionnaire (SAQ)
I discuss the SAQ within my other PCI article, but because a short overview, the self-assessment questionnaire provides you with a fundamental concept of what needs you have to follow in order to be PCI compliant. The SAQ will most likely reiterate exactly what I’m suggesting now, however that doesn’t mean that you could skip it. Similar to the system scan, most processors require that you simply go ahead and take questionnaire, otherwise they’ll assess a non-compliance fee.

Now, adopt these measures:

1. Only use PCI approved PIN transaction security devices (i.e. PIN pads).
By “device” I am talking about PIN pads and charge card terminals. Visit here to find out if your present system is compliant. Otherwise, it’s time for you to upgrade.

2. Only use PCI validated POS (Point-of-Purchase) & payment gateway software.
Visit here to find out if your present software programs are validated. Otherwise, it’s certainly time for you to upgrade. Here’s the right place to locate POS hardware/software, and every one of my best charge card processors offer payment gateways which are PCI compliant.

3. Don’t store any sensitive cardholder data.
As a small company, it’s very easy to ignore that. I recall writing lower charge card information on a notepad later on reference, without realizing how large of the security risk that really was. So, whether in writing or perhaps your hard disk, don’t store any cardholder data. If you are worried that perhaps your charge card terminal or PIN pad is storing card data, just bear in mind that newer equipment either doesn’t keep data, or encrypts it. So, in case your devices are PCI compliant, you will want not worry.

4. Make use of a firewall in your network and Computers.
This one’s pretty easy. Most os’s include some kind of security package with a firewall. Just make certain that you simply regularly determine if it is working, and also you update it if required. Should you not possess a firewall, Norton is fairly good.

5. Make certain your router is password-protected and uses file encryption.
Another easy one. Your router’s instructions will take you step-by-step through the entire process of password protecting and encrypting the router.

6. Use strong passwords. Make sure to change default passwords,
This can be a no-brainer. I personally use password generator to make me some fast and secure passwords. Never make use of the default password for just about any software or hardware.

7. Regularly check PIN entry devices and Computers to make certain nobody has installed rogue software or “skimming” devices.
This is when the machine network scan is useful. Your average person doesn’t really understand how to look for this sort of stuff, so using a company like Trust Guard, you can easily depend on their own expertise.

8. Educate the employees about security and protecting cardholder data.
Don’t get lazy about this one. I’ve got a couple of articles within my PCI Compliance category, so that you can refer the employees for them. You might also need lots of sources when you need it so remember to apply your favorite internet search engine.

For eCommerce (Card-Not-Present) Retailers

Follow each step within the list above (expect for #1. You clearly won’t possess a PIN pad or charge card terminal if you are strictly eCommerce.), and also the following:

Have an SSL Certificate
An SSL certificate helps to ensure that any sensitive data transmitted through your site is encrypted in order to safeguard that data. An apparent place that you’d make use of an SSL could be on the payment page during checkout. There’s a lot of SSL vendors available, but when you’re getting the body scan at Trust Guard, you very well may too get your SSL with them also. 😉

One factor that I’d like to indicate is the fact that a there’s a couple of payment gateways available that may alleviate your PCI needs almost completely. The actual way it works is they possess a feature that enables you to definitely conduct the whole transaction around the providers own servers, not yours. This way, your personal network isn’t even active in the transaction, thus absolving you against the necessity to conserve a secure network. Check out the CDGcommerce instant PCI page to determine what i’m saying. They perform a better job of explaining it than me.

In Conclusion

You may also go to the Small Retailers page around the PCI Security Standards Council website for more information on PCI compliance for small company.

“”

FreshBooks Versus Invoicera

Freshbooks-vs-Invoicera

FreshBooks is among the best-known names within the cloud invoicing industry. The organization reports over 5 million users in additional than 120 countries, and touts itself because the #1 cloud accounting solution for small companies in The United States. For that purposes want to know ,, though, we’re simply searching in internet marketing being an invoicing and expense tracking service (because it doesn’t provide double-entry bookkeeping).

Invoicera isn’t too known, but it’s still a well known program with more than 2.5 million users all across the globe. Instead of expanding in to the cloud accounting field, the organization has centered on honing and creating a feature-wealthy invoicing platform.

Both programs possess a lot opting for them, and both get 4.5-star ratings on this website. Now, we’re likely to take particular notice at just how they compare.

Table of Contents

Web-located or In your area Installed:

Both FreshBooks and Invoicera are cloud-based. FreshBooks offers apps for iPhone/iPad and Android devices. Invoicera provides an iPhone/iPad application.

Quantity of Users:

Champion: Invoicera

You could have different figures of users, based on your subscription. Here’s an evaluation:

Cost FreshBooks Invoicera
$ 1 1
$19.95 1 5
$29.95 2 5
$39.95 6 10
$99.95 12 Limitless

Prices:

Champion: Invoicera

For those who have 4-5 clients with no probability of getting good, FreshBooks has better prices. For pretty much everybody else, Invoicera wins out, supplying more users, clients, and auto-bill profiles your money can buy.

While it’s not easy to find out comparable prices because of different plan choices, the next chart ought to provide a tough concept of the way the plans fall into line:

Plan Type FreshBooks Invoicera
Free 1 client As much as 3 clients
$9.95 As much as 5 clients As much as 3 clients
Limitless recurring invoices 1 recurring invoice
5 auto-bill profiles auto-bill profiles
$19.95 As much as 25 clients Limitless clients
Limitless recurring invoices 100 recurring invoices
5 auto-bill profiles 15 auto-bill profiles
$29.95 Limitless clients Limitless clients
Limitless recurring invoices 100 recurring invoices
5 auto-bill profiles 15 auto-bill profiles
$39.95 Limitless clients Limitless clients
Limitless recurring invoices Limitless recurring invoices
65 auto-bill profiles 100 auto-bill profiles
$99.95 Limitless clients Limitless clients
Limitless recurring invoices Limitless recurring invoices
755 auto-bill profiles Limitless auto-bill profiles

Simplicity of use:

Champion: Tie

Both FreshBooks and Invoicera are remarkably simple and easy , enjoyable to make use of. Invoicera takes charge – very slightly – in efficiency of interface and layout … but FreshBooks includes a better help section, which means this category winds up a wash.

Product Features:

Champion: Invoicera

Invoicera arrives a obvious champion here. It offers everything you’re prone to want within an invoicing program and more. I had been very, very impressed. I’d have loved to determine full job costing abilities, however i haven’t yet seen individuals in almost any cloud-based invoicing program.

FreshBooks is missing some fundamental functions incorporated in many invoicing programs. Should you email your invoices, you cannot easily mark them as submitted this program you’ll either have to send them an email to alter their status or undergo a multi-step workaround. Worse, you cannot attach files to invoices or estimates. And also the real killer: you cannot personalize a bill. This program offers only two templates, and aside from adding your company’s emblem, there is not much that you can do to alter them. While FreshBooks has a couple of features Invoicera doesn’t, its core functionality is a lot more limited.

Here’s a failure from the key feature variations between your products:

Features FreshBooks Invoicera
Attach Files No Yes
Customizable Invoice Templates No Yes
Invoice Templates 2 6
By hand Mark Invoices as Sent No Yes
Compound Tax Rates No Yes
Custom Domain No Yes
Tasks/Calendar No Yes
Payment Gateways 14 21
Live Bank Feeds Yes No
Time Tracking: Unbillable Hrs Yes No
Email Service Yes (expense) No
Client Support Ticket System Yes No

Integrations:

Champion: FreshBooks

Additionally to payment gateways, FreshBooks offers 50 plus integrations and add-ons. Invoicera offers only 7 add-ons aside from payment gateways. Both companies offer APIs.

Customer Support and Support:

Champion: FreshBooks

FreshBooks wins with a large margin here. I generally received responses to email queries within twenty minutes during business hrs, and representatives were useful and experienced in this program. With Invoicera, I did not get replies to my emails for more than 24 hrs, so when Used to do, there is a good enough language barrier to become a problem. After I requested for clarification, I did not obtain a response for more than per week.

FreshBooks offers live support Monday – Friday, 9am – 6pm EST. They offer their email and telephone number.

Invoicera offers live support Monday – Friday, 9am – 9pm IST (10:30pm – 10:30am EST). They offer their email along with a toll-free U.S. number to however, after i known as the amount I acquired an out-of-service message.

Negative Reviews and Complaints:

Champion: Tie

The 2 information mill very close here, there aren’t everything many complaints for either.

The main complaint on Invoicera is customer support. No real surprise there. There’s also a couple of complaints about bugs within the software, in addition to demands for much better mobile phone applications. Invoicera has stated new mobile phone applications are not far off, but they’re already both past due.

For FreshBooks, complaints focus on misleading marketing (FreshBooks states be accounting software but lacks double-entry bookkeeping abilities) and too little features. Multiple people believe that as FreshBooks attempts to transfer to the cloud accounting space, it’s been falling behind in the core capacity like a billing system.

Positive Testimonials and reviews:

Champion: Tie

There isn’t any lack of reviews that are positive for either FreshBooks or Invoicera, and getting spent quite a while studying them, I must conclude there isn’t any obvious champion here. In quantity, FreshBooks arrives ahead, but simply because they have double the amount of users Invoicera does, that’s precisely what I’d expect. Also, my sampling is sort of biased for the reason that I’m only checking British language reviews … that we suspect also skews the census in support of FreshBooks.

In quality, the comments are neck-and-neck lots of users are thrilled with every program willing and able to talk about their encounters.

Praise for Invoicera centers around its appearance, simplicity of use, and expansive set of features. FreshBooks will get kudos on simplicity of use and customer support.

Security:

Champion: Tie

Both companies use 256-bit SSL file encryption and also have servers in multiple datacenters. Servers are monitored 24/7, shielded by firewalls, and guarded from unauthorized access.

Final Verdict:

Champion: Invoicera

It’s very difficult to select a champion here which program is the best for you’ll depend largely on the thing you need out of your invoicing program. That stated, I will give Invoicera the win for the moment, mainly because of its incredible set of features and wonderful interface.

I’ll be keeping an eye on both companies and updating this short article because they still develop at this time it wouldn’t take much to shift the total amount in either case. The large caveats for potential Invoicera users would be the integration and customer support issues. Individuals would be the only respects by which Invoicera falls well behind FreshBooks, however the contrast is really marked that it is important to note. Like a stand-alone program, Invoicera is outstanding. However, if you want to integrate with accounting or CRM software – or if you wish to have the ability to depend on customer support – FreshBooks is probably a much better bet.

Wish to compare in additional depth? Check out our reviews … or take a look at FreshBooks and Invoicera yourself using their free trials! So that as always, don’t hesitate to make contact with us with any queries.

Katherine Miller

An itinerant wanderer, Katherine spent yesteryear year in Colorado, Chicago, and Nz. Many years being an independent contractor have familiarized her using the headaches that frequently accompany small company accounting, and she’s managed to get her mission to get the best tools to create things just a little simpler for brand new entrepreneurs. When she’s not busy investigating the intricacies from the latest accounting software, she are available focusing on a singular, trekking up mountain tops, and learning Krav Maga. (Though not often all at one time.)

Katherine Miller

Katherine Miller

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How To Setup Your Accounting Software

How to Setup Your Accounting Software Establishing accounting software programs are like baking a cake. A lot of cakes appear in the world—chocolate, caramel, lemon drizzle Bundt cake, layered cake, cupcake. Each one has another style along with a different recipe. However, there’s still a fundamental formula that lays the building blocks for those cakes. You could be prepared to use flour, sugar, eggs, and some kind of tasty flavoring, mix things up together, and throw in to the oven. How to Setup Your Accounting Software In the same manner, you will find a large number of different accounting software options available. Each one has a unique style and hang of features, and every requires specific steps to put together the program properly. But after reviewing a large number of different accounting software packages, I’ve found that accounting software packages as well as their setup processes aren’t as different because they appear  In this publish, I’ll share my sure-fire recipe for establishing a cpa computer software. It’s not necessary to become Mary Berry to bake a cake, its not necessary to become a CPA to follow along with miracle traffic bot setup recipe. We’ve damaged the procedure lower into five easy steps that anybody can follow.

Ready, set, bake!

Table of Contents

The Simple Accounting Software Setup Recipe:

Prep Time: 10 – fifteen minutes

Baking Time: 2 -3 hrs

Ingredients:

  • Company Information
  • Worker Information
  • Florida Sales Tax Rates
  • Contacts List
  • Vendors List
  • Products/Inventory List
  • Chart of Accounts

Step One: Begin with Settings

Whenever I’m using a new accounting software, I usually come from Settings. Exactly like you must always read a recipe through before you begin baking, I suggest hanging out exploring and comprehending the different settings preferences your accounting program requires before you begin your setup process. Frequently, it’s important to add more contact details and financial information in Settings to start. Then you need to set any appropriate default preferences (like what you would like your invoice templates to appear like or which florida sales tax rates you need to experience your invoices). Many occasions, Settings is how you’ll visit add new users/employees and hang up payroll. It is also where you’ll probably setup payment gateways for accepting invoice payments online. Sometimes you can even find certain capabilities (like time tracking or project management software) that you simply won’t get access to before you enable them through settings. Because of this, it truly is effective explore your software’s settings right from the start which means you don’t miss adding any information or setting whenever-saving preferences.

Step Two: Connect with Your Bank

If you are considering connecting your accounting software to your money, you’ll wish to accomplish that immediately to get ready to go. A hyperlink for this feature is frequently found under Settings, but may also be connected using the banking or expense tracking feature in your accounting software.

Step Three: Connect with Existing Apps

If you are using any third-party programs to operate your company (like MailChimp or TSheets), you’ll wish to integrate these programs together with your accounting software. To remain in keeping with our cake example, integrations would be the extra tasty ingredients needed to boost your fundamental, plain Jane cake batter. Most programs come with an “Integrations” or “Connected Apps” section in both settings or on their own dashboard (I’ve most frequently seen it towards the bottom left-hands corner from the screen) where one can connect your software for your existing apps. Note: Make sure to make sure that your accounting software props up integration before beginning. Our accounting reviews have an Integrations section that links directly their application marketplace.

Step Four: Import Existing Data

Probably the most important areas of establishing your accounting software programs are importing your overall data. If you’re transitioning from your existing software, you are able to frequently export your computer data via .csv file, which will make the importing process much simpler. You’ll wish to import:

  • Contacts
  • Vendors
  • Products
  • Chart of Accounts

Each software may have very specific guidelines regarding how to import these files so make sure to look at your vendor’s help center to learn more. Most programs give a .csv template that you’ll then mimic making use of your own data. Although this process could be a tiresome one, it’s of great benefit within the finish and saves much more time than by hand entering each and every contact or item connected together with your business.

Step Five: Add Extras and Automations

Now we all know we stated this would be a one-size-fits-all recipe, and you now have completed all the fundamental steps to establishing your accounting software. But because we pointed out earlier, although the setup process is comparable across all programs, each accounting software programs are unique. The final factor you’ll wish to accomplish to accomplish the set-up process would be to see why is your software unique. Can there be any information you’ve forgot to add? What are the automations that could save you time later on (like default e-mail or invoice reminders)? These finishing touches could make a big difference towards the end result. Those are the metaphorical icing in your accounting software—they might not be completely essential to the setup process, however they definitely make things more interesting.

Dig In

Cake jokes aside, we all know that establishing new software could be a daunting task. By smashing the process lower into five manageable steps, hopefully you are able to rapidly and simply setup your accounting program and return to business. While these fundamental setup steps affect all accounting solutions, we all know the execution of those steps might vary slightly based on your software. Our final little bit of advice would be to ‘t be afraid to achieve to your software’s support team for added help and guidance. All of our accounting reviews includes a section particularly focused on Customer Support and Support and you’ll discover all the methods to speak to your accounting software company.

And, remember, you could achieve to us with any queries you’ve on the way.

Chelsea Krause

Chelsea Krause is really a author, enthusiastic readers, and investigator. Additionally to loving writing, she grew to become thinking about accounting software due to her constant need to learn something totally new and know how things work. When she’s no longer working or daydreaming about her newest story, she are available consuming obscene levels of coffee, studying anything compiled by C.S. Lewis or Ray Bradbury, kayaking and hiking, or watching The X-Files together with her husband.

Chelsea Krause

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