Is ROAMpay Behind Your Processor’s mPOS?

RoamPay review logo

Which means you&#8217ve registered having a charge card processor that provides an mPOS application. Great! Time for you to download the application and obtain began. Which means you mind to the application store of the selecting and check by name. You discover the application and therefore are about to download it for your phone or tablet. Hold on! Your mPOS application isn&#8217t printed from your processor &#8212 it&#8217s printed by ROAM Data. Dig just a little much deeper and also you&#8217ll observe that ROAM Data doesn&#8217t just publish your mPOS application. It publishes ROAMpay and many other apps besides.

So&#8230 if your charge card processor didn&#8217t result in the application, then who did?

ROAM information is the name Ingenico produces its ROAMpay application under. Yes, that is correct. Ingenico. You realize, the organization which makes a lot of charge card processing hardware. Ingenico licenses the ROAMpay application with other companies, tweaks the look slightly to suit the licensee&#8217s branding, and releases it towards the public.

This really is really a reasonably common practice within the tech field. It&#8217s known as &#8220white label&#8221 &#8212 also it&#8217s used a great deal within the mPOS field in addition to loyalty/mobile payments, as well as event management, simply to name a couple of areas. Although it means the organization won&#8217t obtain a unique mobile application, this means they are able to launch one fairly rapidly, without getting to undergo a rigorous development and review process.

What is is ROAMpay, Anyway?

Like we stated, ROAMpay may be the application developed by Ingenico. During the time of writing, the newest iteration is ROAMpay X5. It&#8217s on Google Play and iTunes.

Google Play store with ROAM Data apps

However, like a merchant, you are able to&#8217t go join a ROAMpay account, download the application and begin processing. Ingenico doesn&#8217t offer its very own payment processing service. Rather, the likes of Flagship make use of the primary application rather of getting it skinned to suit their very own branding. And clearly others rather decide to customize the appearance and alter the name and launch it as being their very own. It&#8217s not really just payment processors which are licensing the application &#8212 Ingenico&#8217s situation studies observe that some companies have licensed the application for these to create branded payment platforms for his or her own teams.

However, essentially you receive exactly the same experience &#8212 exactly the same set of features, exactly the same overall user design, and also the same abilities. A few of the companies using ROAMpay&#8217s white-colored-label option are Staples, Sage Payment Solutions, and Payline Data (a 5-star company by our latest assessment). Which means this isn&#8217t always just a choice for small, obscure companies it&#8217s only a convenient means to fix a frightening problem for processors of any size.

Is ROAMpay a Solid mPOS Application?

ROAMpay isn&#8217t Square. By that, I am talking about it&#8217s not as feature wealthy. Square is much more of a small company eco-system nowadays. ROAMpay is certainly just an mPOS application. But nonetheless, you need to do obtain a pretty solid group of features &#8212 everything I’d anticipate seeing and a bit more. Most particularly, you receive support for EMV, NFC, and magstripe transactions. That&#8217s unsurprising, considering that Ingenico helps make the hardware you’ll need. However, thinking about you will find mPOS apps available that also don&#8217t support EMV or NFC, it merits mentioning. It seems that Ingenico makes several readers which are suitable for the ROAMpay application, such as the RP350x the thing is here:

ROAMpay RP350x card reader

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Additional features include:

  • Custom florida sales tax
  • Custom tip settings
  • Discounts by $ or % 
  • Email and SMS receipts
  • Item library with photos, SKUs, and much more
  • Customer notes and data 
  • Full and partial refunds
  • Cash recording

The application also offers multi-user abilities with permissions settings, PIN-based user authentication, as well as offline abilities. Plus, the application is made for native tablet use &#8212 that will yield a far greater experience than simply utilizing the same application the perception of tablets and smartphones.

Also, additionally towards the application itself, Ingenico sets you track of the ROAMpay merchant portal &#8212 a web-based dashboard where retailers can check their sales reports, update customer data, and much more.

Final Ideas

When you&#8217ll visit a consistent consumer experience across each application, that DOESN&#8217T mean you are very likely a regular payments experience. Car loan terms and rates will be different based on who your processor is, and never all mPOS and credit card merchant account providers are produced equal. Of course, we encourage you to definitely seek information to check out a trustworthy processor having a month-to-month agreement and occasional prices, in addition to reliable customer support.

If you are looking at a ROAMpay white-colored label application, we all do recommend Payline Mobile, that is Payline Data&#8217s standalone mPOS. You receive interchange-plus prices, and also the only requirement is you generate $25 in payment charges monthly &#8212 about $1,000 in card transactions, though exact needs is determined by several factors.

Have questions regarding ROAMpay? Wondering exactly what the best mPOS option would be for you personally? Leave us a remark! We&#8217d like to know what you think.

The publish Is ROAMpay Behind Your Processor&#8217s mPOS? made an appearance first on Merchant Maverick.

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